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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in The Palms, New Smyrna Beach.

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Active

Active·5 days on market·The Palms

3102 Meleto Boulevard

New Smyrna Beach, FL 32168

$419,900$219/sqftEst. $2,242/moMLS# 2166098
3
Beds
2.5
Baths
1,916
Sq Ft
2023
Built
2
Garage
No
Pool

6 more homes for sale in The Palms →Search The Palms on the map

FEMA Zone AHOA $95/mo3,485 sqft lotSingle Family Residence2 stories

About this home

The Palms

Welcome to 3102 Meleto Blvd in the desirable Venetian Bay community of New Smyrna Beach. This beautifully maintained home offering bright open-concept living, a spacious kitchen with ample cabinetry and breakfast bar, and a comfortable main floor primary suite with walk-in closet and private bath. Additional bedrooms provide flexibility for guests or a home office, while the covered porch and low maintenance yard create the perfect setting for relaxing or entertaining. Enjoy access to walking and biking trails, golf, dining, and neighborhood amenities, all just minutes from the area's renowned beaches and vibrant Canal Street shops and restaurants an ideal opportunity for full-time living, a vacation retreat, or investment in coastal Florida living.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.03% · 30yr$2,242
HOAbilled monthly$95
Estimated total, before insurance$2,337/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$2,174/yr · $181/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$419,900
$83,980
Loan Term
Monthly Payment
$2,242
Principal & Interest: $2,242
Insurance (est.): $280
Estimated Total Monthly
$2,522
*30-year loan at 7.03% APR (avg 30-yr rate 2026-09-24, Freddie Mac PMMS via FRED). Taxes vary by county; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone A — high-risk flood zone (Special Flood Hazard Area)

Lenders require flood insurance for financed purchases here.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: Shingle — year not disclosed (home built 2023)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,722 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of September 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Cost to own

Taxes & assessment

2025 property taxes (current owner): $2,174/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Sources: Florida DOR certified tax roll, NEFMLS.

History

Price & status history

  • Sep 23, 2026Listed$419,900

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$419,900
Price / Sq Ft$219
Bedrooms3
Bathrooms2.50
Full Baths2
Half Baths1
Square Footage1,916
Acres0.08 acres
Year Built2023
TypeResidential
Sub-TypeSingle Family Residence
StyleContemporary
StatusActive
# of Garages2
Has PoolNo
Is WaterfrontNo

Community Information

Address3102 Meleto Boulevard, New Smyrna Beach, FL 32168
Area624-Volusia County-SW
SubdivisionThe Palms
CityNew Smyrna Beach
CountyVolusia
StateFL
Zip Code32168
Lot Size3,484.8 sq ft
Parcel Number731707005830

Amenities

UtilitiesCable Available, Cable Connected, Electricity Available, Electricity Connected, Sewer Available, Sewer Connected, Water Available, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingGarage, Off Street, On Street

Interior

Interior FeaturesCeiling Fan(s), Kitchen Island, Primary Bathroom - Shower No Tub, Primary Downstairs
AppliancesDishwasher, Electric Range, Microwave, Refrigerator
HeatingElectric, Heat Pump
CoolingCentral Air
FlooringLaminate
# of Stories2
LevelsTwo
LaundryLower Level
Spa FeaturesCommunity

Exterior

Exterior FeaturesCourtyard
Patio / PorchPorch
RoofShingle
ConstructionBlock, Stucco
Road SurfaceAsphalt

Additional Information

Date ListedSeptember 23, 2026
Days on Market0
HOA Fees$95 / Monthly
HOA FrequencyMonthly
Tax Amount$2,174.45
Tax Year2025
Listing TermsCash, Conventional, FHA, USDA Loan, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: REALTY EXCHANGE OF FLORIDA

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

The neighborhood

About The Palms

The Palms is a neighborhood in Nocatee, FL (Volusia County), ZIP 32168.

View all The Palms homes for sale →

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

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20+ years · 500+ closings · NE Florida

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