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This home is in The Palms, Ponte Vedra.

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Pending

Pending·48 days on market·The Palms

15 Canary Palm Court

Ponte Vedra, FL 32081

$340,000$269/sqftEst. $1,728/moMLS# 2145708
2
Beds
2
Baths
1,263
Sq Ft
2016
Built
1
Garage
No
Pool

About this home

The Palms

Affordable Nocatee living with preserve views, resort-style amenities, and just minutes to the beach? Opportunities like this don't come around often! This beautifully maintained 2 Bed / 2.5 Bath townhome with attached 1-car garage is perfectly situated in the heart of Nocatee on a quiet cul-de-sac with a peaceful preserve view. Just 10 minutes from the pristine beaches and Atlantic Ocean, this home offers the ideal blend of comfort, convenience, and the highly sought-after Northeast Florida lifestyle. Inside, you'll find an open-concept floor plan with 9-ft ceilings, ceramic wood-look tile flooring, and an upgraded kitchen featuring stainless steel appliances, granite countertops, natural gas range, and 42'' cabinets. Upstairs, both bedrooms feature their own private ensuite bathrooms, creating the perfect setup for roommates, guests, small families, or anyone wanting added privacy and convenience. The covered screened lanai provides the perfect place to relax and enjoy peaceful

Cost to own

Mortgage calculator

$340,000
$68,000
Loan Term
Monthly Payment
$1,728
Principal & Interest: $1,728
Property taxes (est.): $452
Insurance (est.): $227
Estimated Total Monthly
$2,407
*30-year loan at 6.55% APR (avg 30-yr rate 2026-07-16, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.55% · 30yr$1,728
Property taxesest. at asking price, St. Johns County$452
HOAbilled semi-annually$273
Estimated total, before insurance$2,453/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, SilverLeaf, eTown…), bond assessments are collected on the property-tax bill — the tax estimate above reflects county averages, so confirm this home’s exact CDD with us.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.

Cost to own

Taxes & assessment

YearMarket valueTaxable valueChange
2025$290,498$288,705
2024$297,103$262,459
2023$299,413$238,599
2022$296,706$216,908
2021$197,189$197,189
2020$190,634$190,634

2025 property taxes (current owner): $6,007/yr

Estimated taxes if purchased at asking price: ~$5,400/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone D

Zone D evacuates after zones A, B, C in an approaching storm.

Roof: material not specified — year not disclosed (home built 2016)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,700 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History

Price & status history

  • Jul 11, 2026Pending$340,000
  • Jun 4, 2026Listed$340,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$340,000
Price / Sq Ft$269
Bedrooms2
Bathrooms2.50
Full Baths2
Half Baths1
Square Footage1,263
Acres0.06 acres
Year Built2016
TypeResidential
Sub-TypeTownhouse
StyleTraditional
StatusPending
# of Garages1
Has PoolNo
Is WaterfrontNo

School Information

Community Information

Address15 Canary Palm Court, Ponte Vedra, FL 32081
Area271-Nocatee North
SubdivisionPalms At Nocatee East
CityPonte Vedra
CountySt. Johns
StateFL
Zip Code32081
Lot Size2,613.6 sq ft
Parcel Number0680581080

Amenities

AmenitiesPool, Children's Pool, Clubhouse, Dog Park, Fitness Center, Jogging Path, Maintenance Grounds, Playground, Spa/Hot Tub, Tennis Court(s)
UtilitiesCable Connected, Cable Not Available, Electricity Connected, Sewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingAttached, Garage, Garage Door Opener
ViewProtected Preserve

Interior

Interior FeaturesCeiling Fan(s), Eat-in Kitchen, Open Floorplan, Pantry, Primary Bathroom - Shower No Tub, Walk-In Closet(s)
AppliancesDishwasher, Disposal, Dryer, Gas Range, Ice Maker, Microwave, Refrigerator, Washer
HeatingCentral
CoolingCentral Air
FlooringCarpet, Tile
# of Stories2
LaundryIn Unit
SecuritySmoke Detector(s)

Exterior

Lot DescriptionCul-De-Sac
Patio / PorchFront Porch, Rear Porch, Screened

Additional Information

Date ListedJune 4, 2026
Days on Market32
HOA Fees$1,637 / Semi-Annually
HOA FrequencySemi-Annually
Tax Amount$6,006.71
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

The neighborhood

About The Palms

The Palms is a neighborhood in Nocatee, FL (St. Johns County), ZIP 32081.

View all The Palms homes for sale →

Listing Courtesy of: WATSON REALTY CORP

Information deemed reliable but not guaranteed. Data provided by realMLS (Northeast Florida MLS).

Your Local Expert

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

Text Krista about this home

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

Marsh boardwalk at golden hour in Ponte Vedra Beach, Florida

Northeast Florida living

Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines

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