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This home is in Fernandina Beach — a home near Yulee High School.

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Active

Active·43 days on market

33206 Prairie Parke Place

Fernandina Beach, FL 32034

$590,000$243/sqftEst. $3,049/moMLS# 2156713

Beds

Baths

2,424

Sq Ft

2010

Built

Garage

Pool

About this home

Fernandina Beach

This beautifully maintained 2,424 square foot residence blends comfort, functionality, and long-term livability on almost half an acre. Built in 2010 and lovingly cared for by its original owners, the home offers 4 spacious bedrooms, 3 full bathrooms, a flex space (office) and a desirable 3 car garage. Inside, the home features inviting living spaces, thoughtful finishes, and a floor plan designed for both everyday ease and effortless entertaining. Natural light enhances each room, creating a warm and welcoming atmosphere throughout. The outdoor spaces elevate the home even further. An extended covered lanai provides the perfect setting for relaxing, dining, or hosting gatherings. The backyard offers an exceptional opportunity to expand on the property to enjoy the nearly half acre. Whether you envision a sparkling pool or lush custom landscaping with a garden, this is the home for it. Sellers are motivated!!

Cost to own

Mortgage calculator

Home Price

$590,000

Down Payment: 20%

$118,000

Interest Rate: 6.71%

Loan Term

Monthly Payment

$3,049

Principal & Interest: $3,049

Property taxes (est.): $815

Insurance (est.): $393

Estimated Total Monthly

$4,257

*30-year loan at 6.71% APR (avg 30-yr rate 2026-09-03, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.71% · 30yr$3,049

Property taxesest. at asking price, Nassau County$815

HOAbilled annually$40

Estimated total, before insurance$3,903/mo

Seller’s 2025 tax billper the MLS — includes any CDD / assessments$3,096/yr · $258/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).

Cost to own

Taxes & assessment

2025 property taxes (current owner): $3,096/yr

Estimated taxes if purchased at asking price: ~$9,800/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 435 current Nassau listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone F

Zone F evacuates after zones A, B, C, D, E in an approaching storm.

Roof: Shingle — year not disclosed (home built 2010)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Sewer · FL0116793 - Nassau Regional WWTF · Public water · JEA

County records show this parcel on central sewer served by FL0116793 - Nassau Regional WWTF — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,726 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History

Price & status history

Aug 26, 2026Price change$590,000−$5,000
Aug 3, 2026Price change$595,000−$20,000
Jul 24, 2026Active$615,000
Jul 22, 2026Listed$615,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$590,000

Price / Sq Ft$243

Bedrooms4

Bathrooms3.00

Full Baths3

Square Footage2,424

Acres0.48 acres

Year Built2010

TypeResidential

Sub-TypeSingle Family Residence

StatusActive

# of Garages3

Has PoolNo

Is WaterfrontNo

School Information

ElementaryYulee

MiddleYulee

HighYulee

Community Information

Address33206 Prairie Parke Place, Fernandina Beach, FL 32034

Area472-Oneil/Nassaville/Holly Point

SubdivisionFlora Parke

CityFernandina Beach

CountyNassau

StateFL

Zip Code32034

Lot Size20,908.8 sq ft

Parcel Number262N28055301010000

Amenities

AmenitiesBasketball Court, Playground

UtilitiesCable Available, Electricity Connected, Sewer Connected, Water Connected

Water SourcePublic

ParkingGarage

ViewProtected Preserve

Interior

Interior FeaturesCeiling Fan(s)

AppliancesDishwasher, Disposal, Electric Range, Microwave, Refrigerator, Water Softener Owned

HeatingCentral

CoolingCentral Air

FlooringTile

# of Stories1

Exterior

Patio / PorchCovered, Patio, Screened

FencingOther

RoofShingle

Additional Information

Date ListedJuly 24, 2026

Days on Market38

HOA Fees$475 / Annually

HOA FrequencyAnnually

Tax Amount$3,096.12

Tax Year2025

Listing TermsCash, Conventional, FHA, VA Loan

55+ CommunityNo

New ConstructionNo

Listing Courtesy of: ERA ONETEAM REALTY

Information deemed reliable but not guaranteed. Data provided by realMLS (Northeast Florida MLS).

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33206 Prairie Parke Place

Fernandina Beach

Mortgage calculator

True monthly cost

Taxes & assessment

Florida Reality Check

Price & status history

Features

School Information

Community Information

Amenities

Interior

Exterior

Additional Information

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