Sold·Closed Sep 3, 2026·447 days on market
96014 Inlet Cove Court
Fernandina Beach, FL 32034
About this home
Fernandina Beach
Welcome to this fabulous, fully renovated move-in ready 3-bedroom, 2-bath ranch home nestled on a large .30-acre lot in highly sought-after Fernandina Beach. Step inside to a bright open kitchen-living concept that's ideal for today's indoor/outdoor Florida lifestyle. The dream kitchen features an island that is a true centerpiece with beautiful Quartz countertops. This is perfect for casual dining or gathering with friends. The kitchen has a spacious pantry, great counter workspace, and abundant cabinet storage for every kitchen gadget imaginable. From the kitchen, take your party or quiet meal to the screened lanai to dine al fresco. The entire home boasts beautiful hardwood flooring, with stylish tile in the bathrooms and laundry room. Fresh interior paint gives the home a clean, updated feel throughout. The extra-large primary suite is a wow factor! Complete with double door entry, a luxurious en suite bathroom features a sleek stand-alone tub, double vanity, modern glass-enclosed
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Zone X — minimal flood hazard
Flood insurance is typically not required by lenders (always optional).
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Hurricane evacuation zone F
Zone F evacuates after zones A, B, C, D, E in an approaching storm.
Roof: Shingle — year not disclosed (home built 2003)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Sewer · FL0116793 - Nassau Regional WWTF · Public water · JEA
County records show this parcel on central sewer served by FL0116793 - Nassau Regional WWTF — no septic system to inspect or maintain.
Source: Florida DOH Water Management Inventory (public record).
Solar potential: ~1,716 usable sun-hours per year
A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeAs of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
Around this address
Nearby, from public data
The closest public beach, park, water access, league fields and grocery store from this home's location.
Closest beach parking
Peters Point Beachfront Parkabout 5 mi · 180 parking spaces
Closest park or preserve
Egans Creek Greenwayabout 7 mi · 3.6 mi of trails
Closest public boat ramp
Melton Nelson Park and Boat Rampabout 3 mi · Lofton Creek
Closest kayak & paddleboard launch
Egan's Creek Park – Kayak Launch Dockabout 7 mi · Egan's Creek
Closest grocery store
Walmart Supercenterabout 0.6 mi · 464016 State Road 200, Yulee
Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; stores from state food permits and each chain’s store list. Distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.
Sun & Light
Northwest-facing backyard — summer sunsets, gentle days
The listing reports the home facing southeast, which puts the backyard on the northwest side. Today at this address: sunrise 7:33 AM, sunset 6:48 PM.
- The rear sits softly lit through most of the day, then catches the late golden hour — in summer the sun sets almost straight into this exposure.
- Cooler than a true west lot with some of the sunset payoff; winter evenings go dark early.
Orientation per the MLS listing; sun paths are seasonal geometry for Northeast Florida, not a shade study — trees, screening, and neighboring structures change the picture on any specific lot.
Cost to own
Taxes & assessment
Last sold: $450,000 in June 2023(county public record, not MLS data)
| Year | Market value | Taxable value | Change |
|---|---|---|---|
| 2025 | $370,226 | $306,576 | — |
| 2024 | $347,228 | $297,228 | — |
| 2023 | $329,186 | $156,650 | — |
| 2022 | $250,848 | $149,331 | — |
| 2021 | $211,252 | $143,525 | — |
| 2020 | $190,853 | $140,853 | — |
2024 property taxes (current owner): $4,803/yr
Estimated taxes if purchased at asking price: ~$7,200/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 435 current Nassau listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.
History
Price & status history
- Sep 3, 2026Closed$439,500
- Aug 24, 2026Active Under Contract$439,500
- Jul 15, 2026Price change$439,500−$6,450
- Apr 8, 2026Listed$445,950
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Closed sales
What sold nearby
Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $238/sq ft; this home is listed at $225/sq ft.
| Address | Closed | Price | $/sq ft | Bd/Ba | Sq ft | DOM | Miles |
|---|---|---|---|---|---|---|---|
| 96816 Arrigo Boulevard, Fernandina Beach, FL 31522Listed by MARSH LIFE REALTY, LLC | Aug 2026 | $400,000 | $192 | 3/2 | 2,088 | 2 | 0 |
| 95214 Golden Glow Drive, Fernandina Beach, FL 32034Listed by JASON MITCHELL REAL ESTATE FLORIDA, LLC. | Sep 2026 | $640,000 | $256 | 4/3 | 2,496 | 450 | 0.4 |
| 942611 Old Nassauville Road, Fernandina Beach, FL 32034Listed by KELLER WILLIAMS SOUTHEASTERN PARTNERS | Aug 2026 | $379,000 | $265 | 3/1.5 | 1,429 | 0 | 0.6 |
| 23701 Flora Parke Boulevard, Fernandina Beach, FL 32034Listed by KELLER WILLIAMS REALTY ATLANTIC PARTNERS | Sep 2026 | $389,000 | $238 | 4/2 | 1,636 | 10 | 0.7 |
| 32165 Juniper Parke Drive, Fernandina Beach, FL 32034Listed by BERKSHIRE HATHAWAY HOME SERVICES HEYMANN WILLIAMS | Aug 2026 | $450,000 | $206 | 4/2 | 2,180 | 262 | 0.9 |
| 86107 Remsenburg Drive, Fernandina Beach, FL 32034Listed by AMELIA ISLAND REAL ESTATE SERVICES | Sep 2026 | $527,500 | $237 | 5/3 | 2,223 | 44 | 1.1 |
Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.
Features
School Information
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: WATSON REALTY CORP
Sold by: EXP REALTY LLC (buyer's brokerage)
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
Keep looking
Similar homes in Fernandina Beach
Your Local Realtor
Krista Fracke
Broker Associate
This home sold on Sep 3, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.
Text Krista about this saleHomes for sale nearby →20+ years · 500+ closings · NE Florida
Is this home priced right?
Ask Krista and she'll email you her read on how this price compares with recent sales nearby.
Northeast Florida living
Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines