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This home is in Fernandina Beach — a home near Yulee High School.

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Active

Active·164 days on market

34002 Crab Apple Court

Fernandina Beach, FL 32034

$599,900$207/sqftEst. $3,084/moMLS# 2132633

Beds

Baths

2,900

Sq Ft

2009

Built

Garage

Pool

About this home

Fernandina Beach

Located on a quiet cul-de-sac in Flora Parke, this 4BR/4BA home offers nearly 2,900 sqft with pond views and preserve privacy to the right of the property. The split floor plan features a spacious primary suite on the main level, separate office, formal dining room, and flexible upstairs 4th bedroom/bonus room with full bath. The open living area flows to an outdoor entertaining space overlooking the water; perfect for relaxing or hosting. The best part of this property is over 1,100 sqft of 3 Car garage, storage, and workshop space ideal for hobbies, home gym, or extra vehicles. New roof installed in 2025. Convenient to beaches, shopping, dining, and top-rated Nassau County schools.

Cost to own

Mortgage calculator

Home Price

$599,900

Down Payment: 20%

$119,980

Interest Rate: 6.66%

Loan Term

Monthly Payment

$3,084

Principal & Interest: $3,084

Property taxes (est.): $828

Insurance (est.): $400

Estimated Total Monthly

$4,312

*30-year loan at 6.66% APR (avg 30-yr rate 2026-08-27, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.66% · 30yr$3,084

Property taxesest. at asking price, Nassau County$828

HOAbilled annually$39

Estimated total, before insurance$3,951/mo

Seller’s 2025 tax billper the MLS — includes any CDD / assessments$4,600/yr · $383/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).

Cost to own

Taxes & assessment

Year	Market value	Taxable value	Change
2025	$565,273	$286,348	—
2024	$532,707	$277,570	—
2023	$502,585	$268,029	—
2022	$399,301	$258,766	—
2021	$332,665	$249,773	—
2020	$307,350	$245,634	—

2025 property taxes (current owner): $4,600/yr

Estimated taxes if purchased at asking price: ~$9,900/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 435 current Nassau listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone F

Zone F evacuates after zones A, B, C, D, E in an approaching storm.

Roof: Shingle — 2025 per the listing

A recent roof is the single biggest lever on Florida homeowners-insurance pricing.

Sewer · FL0116793 - Nassau Regional WWTF (NassauCntyUtilsGDB) · Public water (record)

County records show this parcel on central sewer served by FL0116793 - Nassau Regional WWTF (NassauCntyUtilsGDB) — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,766 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History

Price & status history

Jul 27, 2026Price change$599,900−$25,100
Mar 17, 2026Listed$625,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$599,900

Price / Sq Ft$207

Bedrooms4

Bathrooms4.00

Full Baths4

Square Footage2,900

Acres0.59 acres

Year Built2009

TypeResidential

Sub-TypeSingle Family Residence

StyleRanch

StatusActive

# of Garages3

Has PoolNo

Is WaterfrontYes

School Information

ElementaryYulee

MiddleYulee

HighYulee

Community Information

Address34002 Crab Apple Court, Fernandina Beach, FL 32034

Area472-Oneil/Nassaville/Holly Point

SubdivisionFlora Parke

CityFernandina Beach

CountyNassau

StateFL

Zip Code32034

Lot Size25,700.4 sq ft

Parcel Number262N28055300710000

ZoningPUD

Amenities

AmenitiesBasketball Court, Park, Playground

UtilitiesCable Connected, Electricity Connected, Sewer Connected, Water Connected

SewerPublic Sewer

Water SourcePublic

ParkingGarage

ViewPond, Protected Preserve

Waterfront TypePond

Interior

Interior FeaturesBreakfast Nook, Ceiling Fan(s), Eat-in Kitchen, His and Hers Closets, Kitchen Island, Pantry, Primary Bathroom -Tub with Separate Shower, Primary Downstairs, Split Bedrooms, Walk-In Closet(s)

AppliancesDishwasher, Microwave, Refrigerator, Washer, Water Softener Owned

HeatingCentral

CoolingCentral Air, Split System

FlooringCarpet, Laminate, Tile

FireplaceYes

Fireplace FeaturesElectric

# of Stories2

LevelsTwo

LaundryIn Unit, Lower Level

SecurityCarbon Monoxide Detector(s), Security System Owned