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95045 BERMUDA Drive, Fernandina Beach, FL 32034

$624,900
MLS# 2147882
3
Bedrooms
2
Bathrooms
2,371
Sq Ft
2006
Year Built

About This Home — 95045 BERMUDA Drive

Located in the gated Amelia National community, set on a newly updated Tom Fazio-designed golf course, this thoughtfully designed single-story home offers privacy, space, and a lifestyle buyers are searching for. Set on an oversized .38-acre lot backing to protected conservation, the setting is quiet and serene with no rear neighbors. Inside, the home features 10-foot ceilings, crown molding, and durable 18-inch tile flooring throughout the main living areas. The kitchen is designed for both function and entertaining, with quartz countertops, 42-inch cabinetry, stainless steel appliances, a gas range, and custom glass-front details. The open layout flows into the living area. The primary suite offers a large walk-in closet, dual vanities, and a spacious bath. An additional flex room provides options for a home office, workout space, den, or potential fourth bedroom. Step outside to a generous covered outdoor living area overlooking the conservation

Features

Price$624,900
Price / Sq Ft$264
Bedrooms3
Bathrooms2.50
Full Baths2
Half Baths1
Square Footage2,371
Acres0.38 acres
Year Built2006
TypeResidential
Sub-TypeSingle Family Residence
StatusActive
# of Garages2
Has PoolNo
Is WaterfrontNo

Community Information

Address95045 BERMUDA Drive, Fernandina Beach, FL 32034
Area472-Oneil/Nassaville/Holly Point
SubdivisionAmelia National
CityFernandina Beach
CountyNassau
StateFL
Zip Code32034
Lot Size16,552.8 sq ft
Parcel Number262N28006A00420000
ZoningPUD

Amenities

AmenitiesClubhouse, Fitness Center, Gated, Tennis Court(s)
UtilitiesCable Connected, Electricity Connected, Natural Gas Connected, Sewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingGarage, Garage Door Opener
ViewProtected Preserve

Interior

Interior FeaturesCeiling Fan(s), Eat-in Kitchen, Open Floorplan, Primary Bathroom -Tub with Separate Shower
AppliancesDishwasher, Disposal, Dryer, Gas Range, Microwave, Refrigerator, Washer, Water Softener Owned
HeatingCentral
CoolingCentral Air
FlooringCarpet, Tile
# of Stories1
SecurityGated with Guard
Spa FeaturesCommunity

Exterior

Patio / PorchRear Porch, Screened
RoofShingle
ConstructionFrame, Stucco
Road SurfacePaved

Additional Information

Date ListedMay 30, 2026
Days on Market0
HOA Fees$976 / Annually
HOA FrequencyAnnually
HOA NameLifestyle Membership Amelia National Club
Tax Amount$1,425.99
Tax Year2025
Listing TermsCash, Conventional, VA Loan
55+ CommunityNo
New ConstructionNo

Mortgage Calculator

$624,900
$124,980
Loan Term
Monthly Payment
$3,326
Principal & Interest: $3,326
Est. Taxes & Insurance: $831
Estimated Total Monthly
$4,157
*Estimates based on 30-year loan at 7% APR. Actual payments may vary.

Listing Courtesy of: ONE SOTHEBY'S INTERNATIONAL REALTYDANIEL HULETT · dhulett@onesothebysrealty.com

Information deemed reliable but not guaranteed. Data provided by realMLS (Northeast Florida MLS).

Your Local Expert

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

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20+ years · 500+ closings · NE Florida