This home is in Fernandina Beach.

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Active

Active·46 days on market

33192 Sunny Parke Circle

Fernandina Beach, FL 32034

$594,900$199/sqftEst. $3,166/moMLS# 2147868

Beds

Baths

2,988

Sq Ft

2005

Built

Garage

Pool

About this home

Fernandina Beach

Welcome to this beautifully crafted, custom-built brick residence, meticulously maintained by its original owner and showcasing timeless quality throughout. Spanning 2,988 square feet, the well-planned split floor plan features wide hallways and generously sized bedrooms, providing both comfort and functionality. Situated on one of the largest homesites in the highly sought-after Flora Parke community, this property offers exceptional privacy along with a thoughtfully designed and spacious layout. Two expansive living areas create the perfect balance for everyday living and effortless entertaining. The oversized primary suite serves as a private retreat, complete with dual closets and a spacious en-suite bath. The kitchen is designed for both style and practicality, offering abundant cabinetry, ample counter space, ideal for gathering and meal preparation. Enjoy the flexibility of both a formal dining room and a separate casual dining area. The oversized three-car garage offers impress

Cost to own

Mortgage calculator

Home Price

$594,900

Down Payment: 20%

$118,980

Interest Rate: 6.49%

Loan Term

Monthly Payment

$3,005

Principal & Interest: $3,005

Est. Taxes & Insurance: $751

Estimated Total Monthly

$3,756

*Estimates based on 30-year loan at 6.49% APR (avg 30-yr rate 2026-07-09, Freddie Mac PMMS via FRED). Actual payments may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.0% · 30yr$3,166

Property taxesest. at asking price, Nassau County$821

HOAbilled annually$40

Estimated total, before insurance$4,028/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, SilverLeaf, eTown…), bond assessments are collected on the property-tax bill — the tax estimate above reflects county averages, so confirm this home’s exact CDD with us.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.

Cost to own

Taxes & assessment

Year	Market value	Taxable value	Change
2025	$499,364	$206,481	—
2024	$471,444	$199,954	—
2023	$445,497	$192,674	—
2022	$354,194	$185,606	—
2021	$295,259	$178,744	—
2020	$274,038	$175,586	—

Estimated taxes if purchased at asking price: ~$9,900/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 435 current Nassau listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone F

Zone F evacuates after zones A, B, C, D, E in an approaching storm.

Roof: Shingle — year not disclosed (home built 2005)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Sewer · FL0116793 - Nassau Regional WWTF · Public water · JEA

County records show this parcel on central sewer served by FL0116793 - Nassau Regional WWTF — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,751 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

Informational only, based on FEMA National Flood Hazard Layer and Florida Division of Emergency Management data at this property’s coordinates. Zones change with map revisions — verify the parcel at msc.fema.gov and floridadisaster.org/knowyourzone before relying on this.

History