This home is in Fernandina Beach.

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82735 Belvoir Court

Fernandina Beach, FL 32034

$474,900$209/sqftEst. $2,528/moMLS# 2156049

Beds

Baths

2,268

Sq Ft

2021

Built

Garage

Pool

About this home

Fernandina Beach

Welcome to Village Walk, one of the area's newest gated communities on the Fernandina Beach side of Amelia Island, with a community pool, playground, sidewalks, ponds, and easy access to the beaches. Built in 2021, this one-story home offers 5 bedrooms, 3 full bathrooms, and 2,268 square feet of open, functional living space on a fully fenced homesite. Inside, the open-concept great room flows into a bright kitchen with a large center island and breakfast bar, white shaker cabinetry, quartz countertops, stainless steel appliances, and the living room overlooking the backyard. Tile flooring runs through the main living areas with cozy carpet in the bedrooms. The split-bedroom layout puts the owner's suite at the rear of the home, complete with a tray ceiling, walk-in closet, dual-sink vanity, garden tub, and separate tiled walk-in shower. Four additional bedrooms give you room for family, guests, a home office, or a gym, and the interior laundry room adds everyday convenience.

Cost to own

Mortgage calculator

Home Price

$474,900

Down Payment: 20%

$94,980

Interest Rate: 6.55%

Loan Term

Monthly Payment

$2,414

Principal & Interest: $2,414

Est. Taxes & Insurance: $603

Estimated Total Monthly

$3,017

*Estimates based on 30-year loan at 6.55% APR (avg 30-yr rate 2026-07-16, Freddie Mac PMMS via FRED). Actual payments may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.0% · 30yr$2,528

Property taxesest. at asking price, Nassau County$656

HOAbilled annually$73

Estimated total, before insurance$3,256/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, SilverLeaf, eTown…), bond assessments are collected on the property-tax bill — the tax estimate above reflects county averages, so confirm this home’s exact CDD with us.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.

Cost to own

Taxes & assessment

2025 property taxes (current owner): $4,670/yr

Estimated taxes if purchased at asking price: ~$7,900/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 435 current Nassau listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Evacuation zone not yet determined

Check floridadisaster.org/knowyourzone.

Roof: Shingle — year not disclosed (home built 2021)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,738 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

Informational only, based on FEMA National Flood Hazard Layer and Florida Division of Emergency Management data at this property’s coordinates. Zones change with map revisions — verify the parcel at msc.fema.gov and floridadisaster.org/knowyourzone before relying on this.

History

Price & status history

Jul 18, 2026Listed$474,900

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$474,900

Price / Sq Ft$209

Bedrooms5

Bathrooms3.00

Full Baths3

Square Footage2,268

Acres0.15 acres

Year Built2021

TypeResidential

Sub-TypeSingle Family Residence

StatusActive

# of Garages2

Has PoolNo

Is WaterfrontNo

Community Information

Address82735 Belvoir Court, Fernandina Beach, FL 32034

Area472-Oneil/Nassaville/Holly Point

SubdivisionVillage Walk

CityFernandina Beach

CountyNassau

StateFL

Zip Code32034

Lot Size6,534 sq ft

Parcel Number402N27110201870000

ZoningResidential

Amenities

AmenitiesPool, Gated, Playground

UtilitiesElectricity Connected, Sewer Connected, Water Connected

SewerPublic Sewer

Water SourcePublic

ParkingAttached, Garage, Garage Door Opener

Interior

Interior FeaturesCeiling Fan(s), Entrance Foyer, Kitchen Island, Open Floorplan, Pantry, Primary Bathroom -Tub with Separate Shower, Split Bedrooms, Walk-In Closet(s)

AppliancesDishwasher, Electric Range, Microwave, Refrigerator

HeatingCentral, Electric

CoolingCentral Air

FlooringCarpet, Tile

# of Stories1

LaundryElectric Dryer Hookup