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Sold

Sold·Closed Oct 15, 2026·49 days on market

82735 Belvoir Court

Fernandina Beach, FL 32034

$453,000sold priceListed at $469,900 · 96.4% of asking$200/sqftMLS# 2156049
5
Beds
3
Baths
2,268
Sq Ft
2021
Built
2
Garage
No
Pool
FEMA Zone XHOA $73/mo6,534 sqft lotSingle Family Residence1 story

About this home

Fernandina Beach

Welcome to Village Walk, one of the area's newest gated communities on the Fernandina Beach side of Amelia Island, with a community pool, playground, sidewalks, ponds, and easy access to the beaches. Built in 2021, this one-story home offers 5 bedrooms, 3 full bathrooms, and 2,268 square feet of open, functional living space on a fully fenced homesite. Inside, the open-concept great room flows into a bright kitchen with a large center island and breakfast bar, white shaker cabinetry, quartz countertops, stainless steel appliances, and the living room overlooking the backyard. Tile flooring runs through the main living areas with cozy carpet in the bedrooms. The split-bedroom layout puts the owner's suite at the rear of the home, complete with a tray ceiling, walk-in closet, dual-sink vanity, garden tub, and separate tiled walk-in shower. Four additional bedrooms give you room for family, guests, a home office, or a gym, and the interior laundry room adds everyday convenience.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$2,509
Property taxesest. at asking price, Nassau County$625
HOAbilled annually$73
Estimated total, before insurance$3,207/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$4,670/yr · $389/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$453,000
$90,600
Loan Term
Monthly Payment
$2,509
Principal & Interest: $2,509
Property taxes (est.): $625
Insurance (est.): $302
Estimated Total Monthly
$3,437
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-15, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone E

Zone E evacuates after zones A, B, C, D in an approaching storm.

Roof: Shingle — year not disclosed (home built 2021)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,738 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Around this address

Nearby, from public data

The closest public beach, park, water access, league fields and grocery store from this home's location.

Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; stores from state food permits and each chain’s store list. Distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.

Cost to own

Taxes & assessment

2025 property taxes (current owner): $4,670/yr

Estimated taxes if purchased at asking price: ~$7,500/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 435 current Nassau listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

History

Price & status history

  • Oct 15, 2026Closed$469,900
  • Sep 8, 2026Active Under Contract$469,900
  • Aug 28, 2026Price change$469,900−$5,000
  • Jul 18, 2026Listed$474,900

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $223/sq ft; this home is listed at $207/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
83122 Village Walk, Fernandina Beach, FL 32034Listed by FLORIDA HOMES REALTY & MTG LLCAug 2026$390,000$2134/21,830550.3
83519 Watkins Walk, Fernandina Beach, FL 32034Listed by IRON VALLEY REAL ESTATE NORTH FLORIDAJul 2026$392,000$2403/21,630200.3
95338 Cornflower Drive, Fernandina Beach, FL 32034Listed by AMELIA ISLAND REAL ESTATE SERVICESAug 2026$411,000$2173/21,8961300.4
86107 Remsenburg Drive, Fernandina Beach, FL 32034Listed by AMELIA ISLAND REAL ESTATE SERVICESSep 2026$527,500$2375/32,223440.7
94974 Windflower Trail, Fernandina Beach, FL 32034Listed by KELLER WILLIAMS REALTY ATLANTIC PARTNERSSep 2026$530,000$2234/32,37650.8
95237 Periwinkle Place, Fernandina Beach, FL 32034Listed by KELLER WILLIAMS REALTY ATLANTIC PARTNERSSep 2026$410,000$1604/2.52,566430.8

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$469,900
Price / Sq Ft$207
Bedrooms5
Bathrooms3.00
Full Baths3
Square Footage2,268
Acres0.15 acres
Year Built2021
TypeResidential
Sub-TypeSingle Family Residence
StatusClosed
# of Garages2
Has PoolNo
Is WaterfrontNo

Community Information

Address82735 Belvoir Court, Fernandina Beach, FL 32034
Area472-Oneil/Nassaville/Holly Point
SubdivisionVillage Walk
CityFernandina Beach
CountyNassau
StateFL
Zip Code32034
Lot Size6,534 sq ft
Parcel Number402N27110201870000
ZoningResidential

Amenities

AmenitiesPool, Gated, Playground
UtilitiesElectricity Connected, Sewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingAttached, Garage, Garage Door Opener

Interior

Interior FeaturesCeiling Fan(s), Entrance Foyer, Kitchen Island, Open Floorplan, Pantry, Primary Bathroom -Tub with Separate Shower, Split Bedrooms, Walk-In Closet(s)
AppliancesDishwasher, Electric Range, Microwave, Refrigerator
HeatingCentral, Electric
CoolingCentral Air
FlooringCarpet, Tile
# of Stories1
LaundryElectric Dryer Hookup

Exterior

Patio / PorchCovered, Patio, Screened
FencingBack Yard, Privacy, Vinyl
RoofShingle
ConstructionFiber Cement, Frame

Additional Information

Date ListedJuly 18, 2026
Days on Market49
HOA Fees$872 / Annually
HOA FrequencyAnnually
Tax Amount$4,669.51
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: MOMENTUM REALTY

Sold by: AMELIA ISLAND REAL ESTATE SERVICES (buyer's brokerage)

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Oct 15, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

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20+ years · 500+ closings · NE Florida

Is this home priced right?

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