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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Flora Parke, Fernandina Beach — a home near Yulee High School.

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Active

Active·137 days on market·Flora Parke

32405 Sunny Parke Drive

Fernandina Beach, FL 32034

$540,000$279/sqftEst. $2,944/mo mortgageMLS# 2150529
↓ $19,900 below original listOpen house Sun, Nov 1 · 2:00 pm–4:00 pm
3
Beds
2
Baths
1,937
Sq Ft
2012
Built
2
Garage
Yes
Pool

11 more homes for sale in Flora Parke →Search Flora Parke on the map

FEMA Zone XHOA $40/mo10,454 sqft lotWaterfrontSingle Family Residence1 story

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About this home

Flora Parke

Welcome to this beautifully updated pool home featuring 3 Bedrooms, 2 Bathrooms, and a private office. The bright, open floor plan showcases numerous modern upgrades, including a brand new AC Unit, new flooring throughout, an updated kitchen with white shaker cabinetry, stylish lighting fixtures, and refreshed bath finishes. The primary bath features a sleek glass shower enclosure for a contemporary touch. Step outside to the screened porch and enjoy peaceful views of the saltwater in-ground pool and pond, creating the perfect setting for relaxation or entertaining. Conveniently located near shopping, dining, beaches and entertainment. This move-in-ready home offers the ideal combination of comfort, style and location.

Next steps in Flora Parke

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Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.24% · 30yr$2,944
Property taxesest. at asking price, Nassau County$745
HOAbilled annually$40
Estimated total, before insurance$3,730/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$5,813/yr · $484/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$540,000
$108,000
Loan Term
Monthly Payment
$2,944
Principal & Interest: $2,944
Property taxes (est.): $746
Insurance (est.): $360
Estimated Total Monthly
$4,050
*30-year loan at 7.24% APR (avg 30-yr rate 2026-10-29, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone F

Zone F evacuates after zones A, B, C, D, E in an approaching storm.

Roof: material not specified — year not disclosed (home built 2012)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Sewer · FL0116793 - Nassau Regional WWTF (NassauCntyUtilsGDB) · Public water (record)

County records show this parcel on central sewer served by FL0116793 - Nassau Regional WWTF (NassauCntyUtilsGDB) — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,791 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Around this address

Nearby, from public data

The closest public beach, park, water access, league fields and grocery store from this home's location.

Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; stores from state food permits and each chain’s store list. Distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.

Cost to own

Taxes & assessment

Last sold: $490,000 in September 2023(county public record, not MLS data)

YearMarket valueTaxable valueChange
2025$430,290$368,307—
2024$407,220$357,220—
2023$384,499$158,621—
2022$308,385$152,545—
2021$259,310$146,646—
2020$243,778$143,931—

2025 property taxes (current owner): $5,813/yr

Estimated taxes if purchased at asking price: ~$8,900/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 435 current Nassau listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

History

Price & status history

  • Oct 8, 2026Price change$540,000−$14,900
  • Aug 21, 2026Price change$554,900−$5,000
  • Jun 13, 2026Listed$559,900

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $237/sq ft; this home is listed at $279/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
86107 Remsenburg Drive, Fernandina Beach, FL 32034Listed by AMELIA ISLAND REAL ESTATE SERVICESSep 2026$527,500$2375/32,223440.3
23701 Flora Parke Boulevard, Fernandina Beach, FL 32034Listed by KELLER WILLIAMS REALTY ATLANTIC PARTNERSSep 2026$389,000$2384/21,636100.4
82735 Belvoir Court, Fernandina Beach, FL 32034Listed by MOMENTUM REALTYOct 2026$453,000$2005/32,268490.8
96014 Inlet Cove Court, Fernandina Beach, FL 32034Listed by WATSON REALTY CORPSep 2026$432,700$2213/21,9544470.9
96816 Arrigo Boulevard, Fernandina Beach, FL 31522Listed by MARSH LIFE REALTY, LLCAug 2026$400,000$1923/22,08820.9
95214 Golden Glow Drive, Fernandina Beach, FL 32034Listed by JASON MITCHELL REAL ESTATE FLORIDA, LLC.Sep 2026$640,000$2564/32,4964501.1

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$540,000
Price / Sq Ft$279
Bedrooms3
Bathrooms2.00
Full Baths2
Square Footage1,937
Acres0.24 acres
Year Built2012
TypeResidential
Sub-TypeSingle Family Residence
StyleTraditional
StatusActive
# of Garages2
Has PoolYes
Pool FeaturesIn Ground
Is WaterfrontYes

School Information

ElementaryYulee
MiddleYulee
HighYulee

Community Information

Address32405 Sunny Parke Drive, Fernandina Beach, FL 32034
Area472-Oneil/Nassaville/Holly Point
SubdivisionFlora Parke
CityFernandina Beach
CountyNassau
StateFL
Zip Code32034
Lot Size10,454.4 sq ft
Parcel Number262N28055300290000
ZoningResidential

Amenities

AmenitiesPlayground
Community FeaturesSidewalks, Curbs
UtilitiesCable Available, Electricity Available, Electricity Connected, Sewer Connected
Water SourcePublic
ParkingGarage
ViewPond
Waterfront TypePond

Interior

Interior FeaturesBreakfast Bar, Ceiling Fan(s), Eat-in Kitchen, Kitchen Island, Pantry, Primary Bathroom -Tub with Separate Shower, Primary Downstairs, Split Bedrooms, Walk-In Closet(s)
AppliancesDishwasher, Disposal, Dryer, Electric Cooktop, Electric Range, Electric Water Heater, Microwave, Refrigerator, Washer
HeatingCentral, Electric
CoolingCentral Air, Electric
FlooringLaminate
FireplaceYes
# of Fireplaces1
Fireplace FeaturesElectric
# of Stories1
LevelsOne
LaundryIn Unit

Exterior

Lot DescriptionSprinklers In Front
FencingBack Yard
Road SurfaceAsphalt

Additional Information

Date ListedJune 14, 2026
Days on Market137
HOA Fees$480 / Annually
HOA FrequencyAnnually
Tax Amount$5,813.38
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: BETTER HOMES & GARDENS REAL ESTATE LIFESTYLES REALTY

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

The neighborhood

About Flora Parke

Flora Parke is a neighborhood in Amelia Island, FL (Nassau County), ZIP 32034.

View all Flora Parke homes for sale →

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

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20+ years · 500+ closings · NE Florida

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