This home is in Fernandina Beach.

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Active

Active·45 days on market

32405 Sunny Parke Drive

Fernandina Beach, FL 32034

$559,900$289/sqftEst. $2,855/moMLS# 2150529

Beds

Baths

1,937

Sq Ft

2012

Built

Garage

Yes

Pool

About this home

Fernandina Beach

Welcome to this beautifully updated pool home featuring 3 Bedrooms, 2 Bathrooms, and a private office. The bright, open floor plan showcases numerous modern upgrades, including a brand new AC Unit, new flooring throughout, an updated kitchen with white shaker cabinetry, stylish lighting fixtures, and refreshed bath finishes. The primary bath features a sleek glass shower enclosure for a contemporary touch. Step outside to the screened porch and enjoy peaceful views of the saltwater in-ground pool and pond, creating the perfect setting for relaxation or entertaining. Conveniently located near shopping, dining, beaches and entertainment. This move-in-ready home offers the ideal combination of comfort, style and location.

Cost to own

Mortgage calculator

Home Price

$559,900

Down Payment: 20%

$111,980

Interest Rate: 6.58%

Loan Term

Monthly Payment

$2,855

Principal & Interest: $2,855

Property taxes (est.): $773

Insurance (est.): $373

Estimated Total Monthly

$4,001

*30-year loan at 6.58% APR (avg 30-yr rate 2026-07-23, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.58% · 30yr$2,855

Property taxesest. at asking price, Nassau County$773

HOAbilled annually$40

Estimated total, before insurance$3,668/mo

Seller’s 2025 tax billper the MLS — includes any CDD / assessments$5,813/yr · $484/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).

Cost to own

Taxes & assessment

Last sold: $490,000 in September 2023(county public record, not MLS data)

Year	Market value	Taxable value	Change
2025	$430,290	$368,307	—
2024	$407,220	$357,220	—
2023	$384,499	$158,621	—
2022	$308,385	$152,545	—
2021	$259,310	$146,646	—
2020	$243,778	$143,931	—

2025 property taxes (current owner): $5,813/yr

Estimated taxes if purchased at asking price: ~$9,300/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 435 current Nassau listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone F

Zone F evacuates after zones A, B, C, D, E in an approaching storm.

Roof: material not specified — year not disclosed (home built 2012)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Sewer · FL0116793 - Nassau Regional WWTF (NassauCntyUtilsGDB) · Public water (record)

County records show this parcel on central sewer served by FL0116793 - Nassau Regional WWTF (NassauCntyUtilsGDB) — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,791 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History

Price & status history

Jun 13, 2026Listed$559,900

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$559,900

Price / Sq Ft$289

Bedrooms3

Bathrooms2.00

Full Baths2

Square Footage1,937

Acres0.24 acres

Year Built2012

TypeResidential

Sub-TypeSingle Family Residence

StyleTraditional

StatusActive

# of Garages2

Has PoolYes

Pool FeaturesIn Ground

Is WaterfrontYes

School Information

ElementaryYulee

MiddleYulee

HighYulee

Community Information

Address32405 Sunny Parke Drive, Fernandina Beach, FL 32034

Area472-Oneil/Nassaville/Holly Point

SubdivisionFlora Parke

CityFernandina Beach

CountyNassau

StateFL

Zip Code32034

Lot Size10,454.4 sq ft

Parcel Number262N28055300290000

ZoningResidential

Amenities

AmenitiesPlayground

UtilitiesCable Available, Electricity Available, Electricity Connected, Sewer Connected

Water SourcePublic

ParkingGarage

ViewPond

Waterfront TypePond

Interior

Interior FeaturesBreakfast Bar, Ceiling Fan(s), Eat-in Kitchen, Kitchen Island, Pantry, Primary Bathroom -Tub with Separate Shower, Primary Downstairs, Split Bedrooms, Walk-In Closet(s)

AppliancesDishwasher, Disposal, Dryer, Electric Cooktop, Electric Range, Electric Water Heater, Microwave, Refrigerator, Washer

HeatingCentral, Electric

CoolingCentral Air, Electric

FlooringLaminate

FireplaceYes

# of Fireplaces1

Fireplace FeaturesElectric

# of Stories1

LevelsOne

LaundryIn Unit