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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in St. Augustine Beach a gated community home in St. Johns County.

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Active Under Contract

Active Under Contract·51 days on market

880 A1A Beach Boulevard 7103

St. Augustine Beach, FL 32080

$385,000$438/sqftEst. $1,985/moMLS# 2150943
2
Beds
2
Baths
878
Sq Ft
1984
Built
Garage
No
Pool

About this home

St. Augustine Beach

Wake up to the beach lifestyle you've been dreaming of in this beautifully updated ground-floor condo located in the sought-after St. Augustine Ocean & Racquet Club. Short term rentals allowed! Ideally located just steps from the private beach access, this turnkey unit offers the perfect blend of comfort, convenience, and resort-style amenities. Inside, you'll find stylish luxury vinyl plank flooring, an updated kitchen with granite counter tops, solid wood cabinetry and under cabinet lighting, along with renovated bathrooms that create a fresh, move-in-ready feel. Whether you're searching for a primary residence, vacation getaway, or income-producing rental property, this condo is ready to enjoy from day one. The entrance to Building 7 welcomes you with a tropical courtyard featuring a relaxing hot tub! Residents and guests enjoy an impressive array of amenities, including private beach access via two boardwalk ramps, a large community pool with bath facilities

Cost to own

Mortgage calculator

$385,000
$77,000
Loan Term
Monthly Payment
$1,985
Principal & Interest: $1,985
Property taxes (est.): $512
Insurance (est.): $257
Estimated Total Monthly
$2,754
*30-year loan at 6.69% APR (avg 30-yr rate 2026-08-06, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.69% · 30yr$1,985
Property taxesest. at asking price, St. Johns County$512
HOAbilled monthly$612
Estimated total, before insurance$3,110/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$3,061/yr · $255/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).

Cost to own

Taxes & assessment

YearMarket valueTaxable valueChange
2025$321,250$175,907
2024$322,000$170,101
2023$365,025$163,545
2022$267,000$161,680
2021$206,000$155,500
2020$176,500$176,500

2025 property taxes (current owner): $3,061/yr

Estimated taxes if purchased at asking price: ~$6,100/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone A

Zone A evacuates first in a storm — typically coastal and surge-prone areas.

Roof: material not specified — year not disclosed (home built 1984)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Sewer & public water · St Johns County Utilities

County records show this parcel on central sewer served by St Johns County Utilities — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,717 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History

Price & status history

  • Jul 8, 2026Active Under Contract$385,000
  • Jun 16, 2026Listed$385,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$385,000
Price / Sq Ft$438
Bedrooms2
Bathrooms2.00
Full Baths2
Square Footage878
Year Built1984
TypeResidential
Sub-TypeCondominium
Property ConditionUpdated/Remodeled
StatusActive Under Contract
Has PoolNo
Is WaterfrontNo
Gated CommunityYes
Direction FacesNorthwest

School Information

Community Information

Address880 A1A Beach Boulevard 7103, St. Augustine Beach, FL 32080
Area331-St Augustine Beach
SubdivisionSt Augustine Ocean & Rc
CitySt. Augustine Beach
CountySt. Johns
StateFL
Zip Code32080
Parcel Number1725267103
ZoningCondominium

Amenities

AmenitiesPool, Beach Access, Clubhouse, Gated, Maintenance Grounds, Maintenance Structure, Pickleball, Racquetball, Shuffleboard Court, Spa/Hot Tub, Tennis Court(s)
UtilitiesSewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingOn Street, Unassigned
ViewPond

Interior

Interior FeaturesCeiling Fan(s), Kitchen Island, Pantry, Primary Bathroom - Shower No Tub, Primary Downstairs
AppliancesDishwasher, Disposal, Electric Range, Microwave, Refrigerator
HeatingCentral, Electric
CoolingCentral Air, Electric
FlooringVinyl
# of Stories1
LevelsOne
LaundryIn Unit
SecurityGated with Guard, Security Gate
Spa FeaturesHeated, Community

Exterior

Patio / PorchPorch
Other StructuresTennis Court(s)

Additional Information

Date ListedJune 17, 2026
Days on Market22
HOA Fees$612 / Monthly
HOA FrequencyMonthly
Tax Amount$3,061.07
Tax Year2025
Listing TermsCash, Conventional
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: FLUID REALTY, LLC.

Information deemed reliable but not guaranteed. Data provided by realMLS (Northeast Florida MLS).

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

Text Krista about this home

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

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Contact Krista Fracke