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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in St. Augustine Beach — a gated community home in St. Johns County.

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Sold

Sold·Closed Jul 9, 2026·106 days on market·Recent sales in St. Augustine

880 A1A Beach Boulevard 5123

St. Augustine Beach, FL 32080

$489,000sold priceListed at $499,900 · 97.8% of asking$557/sqftMLS# 2131336
2
Beds
2
Baths
878
Sq Ft
1982
Built
—
Garage
No
Pool
FEMA Zone XHOA $612/moWaterfrontCondominium1 story

About this home

St. Augustine Beach

*One of a Kind Location -ON THE DUNES! DON'T SETTLE FOR OTHER UNITS WHERE PEOPLE IN THE PARKING LOT ARE STARING AT YOU! VISIT TO HEAR SOUNDS OF THE OCEAN (instead of cars) WITH PRIVATE VISTAS In HEART OF ST AUG BEACH!* Close to shops&restaurants. Live every day on vacation in this ground floor unit located in oceanfront building. Open Floorplan w/immediate views to ocean sunrises. Step onto the patio&lawn area & enjoy the ocean air plus this rare condo puts just steps to the beach! Updated Kitchen,Bathrooms&tile throughout! *TURNKEY AIRBNB - everything included* Moving in is as easy as packing your swimsuit&flip flops! Ground floor living also means no worries about carrying groceries or beach gear up multiple flights of stairs. Resort style amenities:2 no stair beach access points;heated&unheated pool; 4 lighted tennis crts; fishing ponds to catch the BIG one; bocce court; shuffle board crt; heated spas to relax in; grills for BBQ&more. 1% CREDIT TO BUYER'S CC w/acceptable offerl

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$2,709
Property taxesest. at asking price, St. Johns County$651
HOAbilled monthly$612
Estimated total, before insurance$3,971/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$5,817/yr · $485/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$489,000
$97,800
Loan Term
Monthly Payment
$2,709
Principal & Interest: $2,709
Property taxes (est.): $651
Insurance (est.): $326
Estimated Total Monthly
$3,685
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone A

Zone A evacuates first in a storm — typically coastal and surge-prone areas.

Roof: material not specified — year not disclosed (home built 1982)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,721 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Sun & Light

West-facing backyard — the sunset lot

The listing reports the home facing east, which puts the backyard on the west side. Today at this address: sunrise 7:24 AM, sunset 6:59 PM.

  • Sunsets happen over your own backyard — and in summer the rear takes the full afternoon sun, so the lanai runs hottest of any orientation from about 3pm on.
  • A pool back here is the warmest in town and glitters in the evening; expect afternoon glare on west-facing glass and real value in lanai screening or shade trees.
  • Morning coffee happens in shade; the front of the home takes the sunrise.

Orientation per the MLS listing; sun paths are seasonal geometry for Northeast Florida, not a shade study — trees, screening, and neighboring structures change the picture on any specific lot.

Cost to own

Taxes & assessment

Last sold: $530,000 in February 2022(county public record, not MLS data)

YearMarket valueTaxable valueChange
2025$357,000$357,000—
2024$357,000$357,000—
2023$414,780$414,780—
2022$300,000$275,000—
2021$250,000$250,000—
2020$235,000$235,000—

2025 property taxes (current owner): $5,817/yr

Estimated taxes if purchased at asking price: ~$7,800/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

History

Price & status history

  • Jul 10, 2026Closed$499,900
  • Feb 21, 2026Listed$499,900

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $424/sq ft; this home is listed at $569/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
880 A1A Beach Boulevard 7103, St. Augustine Beach, FL 32080Listed by FLUID REALTY, LLC.Sep 2026$372,000$4242/2878150.1
880 A1A Beach Boulevard 6105, St. Augustine, FL 32080Listed by REAL BROKER LLCApr 2026$355,000$4042/28781640.1
4250 A1A S I16, St. Augustine, FL 32080Listed by MARK SPAIN REAL ESTATESep 2026$315,000$2812/21,120531.3
4250 A1A I36, St. Augustine, FL 32080Listed by REAL BROKER LLCDec 2025$436,000$4182/21,044761.3
390 A1A Beach Boulevard 5, St. Augustine Beach, FL 32080Listed by WATSON REALTY CORPJun 2026$630,000$5672/21,111351.4
4250 A1A S D31, St. Augustine, FL 32080Listed by MOMENTUM REALTYJun 2026$345,000$4732/1.5729161.4

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$499,900
Price / Sq Ft$569
Bedrooms2
Bathrooms2.00
Full Baths2
Square Footage878
Year Built1982
TypeResidential
Sub-TypeCondominium
Property ConditionUpdated/Remodeled
StatusClosed
Has PoolNo
Is WaterfrontYes
Gated CommunityYes
Direction FacesEast

Community Information

Address880 A1A Beach Boulevard 5123, St. Augustine Beach, FL 32080
Area331-St Augustine Beach
SubdivisionSt Augustine Ocean & Rc
CitySt. Augustine Beach
CountySt. Johns
StateFL
Zip Code32080
Parcel Number1725265123

Amenities

AmenitiesPool, Beach Access, Cable TV, Clubhouse, Maintenance Grounds, Maintenance Structure, Management- On Site, Pickleball, Shuffleboard Court, Spa/Hot Tub, Tennis Court(s), Trash, Water
Community FeaturesSuburban
UtilitiesCable Connected, Electricity Connected, Sewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingParking Lot, Secured, Unassigned
ViewBeach, Ocean, Water, Other

Interior

Interior FeaturesBreakfast Bar, Ceiling Fan(s), Entrance Foyer, Guest Suite, In-Law Floorplan, Primary Bathroom - Shower No Tub, Primary Downstairs
AppliancesDishwasher, Dryer, Electric Cooktop, Electric Oven, Electric Range, Electric Water Heater, Microwave, Refrigerator, Washer, Washer/Dryer Stacked
HeatingCentral
CoolingCentral Air
FlooringTile
# of Stories1
LevelsOne
LaundryIn Unit
Security24 Hour Security, Fire Alarm, Gated with Guard, Security Gate

Exterior

Exterior FeaturesTennis Court(s)
Lot DescriptionDead End Street
Patio / PorchPorch
ConstructionBlock, Stucco
Road SurfaceAsphalt
Road FrontagePrivate Road

Additional Information

Date ListedFebruary 21, 2026
Days on Market106
HOA Fees$612 / Monthly
HOA FrequencyMonthly
HOA NameSt Augustine Ocean & Rc
HOA Fee IncludesCable TV, Internet, Maintenance Grounds, Pest Control, Security, Sewer, Water
Tax Amount$5,817.02
Tax Year2025
Listing TermsCash, Conventional
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: PHYLLIS FRANKEL REALTY GROUP

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Jul 9, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

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20+ years · 500+ closings · NE Florida

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