Work directly with Krista on any home here · Broker Associate · 20+ years · 500+ closings · Christie's International Real Estate First Coast

This home is in Liberty Cove, Yulee — a home near Yulee High School.

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Active

Active·29 days on market·Liberty Cove

360 Chambers Avenue

Yulee, FL 32097

$429,990$173/sqftEst. $2,382/moMLS# 2151922

↓ $32,315 below original list

Beds

2.5

Baths

2,492

Sq Ft

2026

Built

Garage

Pool

30 more homes for sale in Liberty Cove →Search Liberty Cove on the map

FEMA Zone AHOA $13/moSingle Family Residence2 storiesNew construction

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Leave your number and I will call to set it up. Before we go I pull the flood zone and the true monthly cost, so you know what you are looking at.

Call (904) 709-7917 Text Krista

Krista Fracke, Broker Associate. You'll hear back from me directly, not from a call center.

About this home

Liberty Cove

READY NOW! The Brighton+ is a two-story home offering 2,492 square feet of well-designed living space, featuring four bedrooms, 2.5 bathrooms, and a two-car garage. Blending generous size with flexible living areas, this plan is ideal for those seeking both functionality and room to grow. The main level is designed for flexibility and connection, beginning with a welcoming foyer that opens into a large gathering room and adjoining dining area. The kitchen is centrally positioned with a convenient layout and pantry, making it easy to prepare meals while staying engaged in the heart of the home. A standout feature on the first floor is the flex room, offering endless possibilities as a home office, playroom, or additional lounge space. A powder room and dedicated storage areas add to the practicality of the layout, while the patio extends the living experience outdoors. Upstairs, you'll find a comfortable retreat for everyone.

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Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$2,382

Property taxesest. at asking price, Nassau County$594

HOAbilled annually$13

Estimated total, before insurance$2,988/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.

Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

Home Price

$429,990

Down Payment: 20%

$85,998

Interest Rate: 7.40%

Loan Term

Monthly Payment

$2,382

Principal & Interest: $2,382

Property taxes (est.): $594

Insurance (est.): $287

Estimated Total Monthly

$3,262

*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone A — high-risk flood zone (Special Flood Hazard Area)

Lenders require flood insurance for financed purchases here.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone F

Zone F evacuates after zones A, B, C, D, E in an approaching storm.

Roof: Shingle — year not disclosed (home built 2026)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History

Price & status history

Oct 8, 2026Price change$429,990−$14,000
Sep 22, 2026Price change$443,990−$5,000
Sep 15, 2026Price change$448,990−$5,000
Sep 11, 2026Price change$453,990−$8,315
Aug 31, 2026Pending$462,305
Aug 25, 2026Price change$462,305+$14,955
Jul 31, 2026Pending$447,350
Jun 23, 2026Listed$447,350

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $192/sq ft; this home is listed at $173/sq ft.

Address	Closed	Price	$/sq ft	Bd/Ba	Sq ft	DOM	Miles
77727 Lumber Creek Boulevard, Yulee, FL 32097Listed by COMPASS FLORIDA LLC	Aug 2026	$355,000	$193	4/2	1,842	85	1.1
79476 Plummers Creek Drive, Yulee, FL 32097Listed by KELLER WILLIAMS SOUTHEASTERN PARTNERS	Sep 2026	$540,000	$188	4/4	2,872	45	1.2
77021 Birdseye Court, Yulee, FL 32097Listed by LA ROSA REALTY JACKSONVILLE, LLC.	Aug 2026	$365,000	$197	4/2	1,854	172	1.2
79514 Plummers Creek Drive, Yulee, FL 32097Listed by REAL BROKER LLC	Aug 2026	$480,000	$176	6/4	2,733	149	1.3
76390 Dove Road, Yulee, FL 32097Listed by KELLER WILLIAMS REALTY ATLANTIC PARTNERS	Aug 2026	$333,400	$140	3/2	2,378	34	1.3
65849 Edgewater Drive, Yulee, FL 32097Listed by REAL BROKER LLC	Jul 2026	$410,000	$192	4/2	2,132	20	1.6

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$429,990

Price / Sq Ft$173

Bedrooms4

Bathrooms2.50

Full Baths2

Half Baths1

Square Footage2,492

Year Built2026

TypeResidential

Sub-TypeSingle Family Residence

StyleTraditional

Property ConditionUnder Construction

StatusActive

# of Garages2

Has PoolNo

Is WaterfrontNo

New ConstructionYes

School Information

ElementaryWildlight

MiddleYulee

HighYulee

Community Information

Address360 Chambers Avenue, Yulee, FL 32097

Area481-Nassau County-Yulee South

SubdivisionLiberty Cove

CityYulee

CountyNassau

StateFL

Zip Code32097

Parcel Number452N27120500700000

Amenities

AmenitiesPool, Other, Jogging Path, Playground

UtilitiesCable Available, Electricity Connected, Sewer Available, Water Connected

Water SourcePublic

ParkingGarage

ViewPond

Interior

Interior FeaturesKitchen Island, Pantry, Primary Bathroom - Shower No Tub, Smart Home, Smart Thermostat, Walk-In Closet(s)

AppliancesDishwasher, Disposal, Electric Cooktop, Electric Oven, Electric Range, Microwave

HeatingCentral

CoolingCentral Air

FlooringCarpet

# of Stories2

LevelsTwo

LaundryElectric Dryer Hookup, Washer Hookup

Exterior

Patio / PorchFront Porch, Patio

FencingOther

RoofShingle

ConstructionOther, Fiber Cement, Frame

Additional Information

Date ListedSeptember 11, 2026

Days on Market107

HOA Fees$150 / Annually

HOA FrequencyAnnually

Listing TermsCash, Conventional, FHA, VA Loan

55+ CommunityNo

New ConstructionYes

Listing Courtesy of: D R HORTON REALTY INC

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

The neighborhood

About Liberty Cove

Liberty Cove is a neighborhood in Yulee, FL (Nassau County), ZIP 32097.

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