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360 Chambers Avenue

Yulee, FL 32097

$462,305$186/sqftEst. $2,374/moMLS# 2151922

Beds

Baths

2,492

Sq Ft

2026

Built

Garage

Pool

About this home

Yulee

The Brighton+ is a two-story home offering 2,492 square feet of well-designed living space, featuring four bedrooms, 2.5 bathrooms, and a two-car garage. Blending generous size with flexible living areas, this plan is ideal for those seeking both functionality and room to grow. The main level is designed for flexibility and connection, beginning with a welcoming foyer that opens into a large gathering room and adjoining dining area. The kitchen is centrally positioned with a convenient layout and pantry, making it easy to prepare meals while staying engaged in the heart of the home. A standout feature on the first floor is the flex room, offering endless possibilities as a home office, playroom, or additional lounge space. A powder room and dedicated storage areas add to the practicality of the layout, while the patio extends the living experience outdoors. Upstairs, you'll find a comfortable retreat for everyone.

Cost to own

Mortgage calculator

Home Price

$462,305

Down Payment: 20%

$92,461

Interest Rate: 6.65%

Loan Term

Monthly Payment

$2,374

Principal & Interest: $2,374

Property taxes (est.): $638

Insurance (est.): $308

Estimated Total Monthly

$3,321

*30-year loan at 6.65% APR (avg 30-yr rate 2026-08-20, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.65% · 30yr$2,374

Property taxesest. at asking price, Nassau County$638

HOAbilled annually$13

Estimated total, before insurance$3,025/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone A — high-risk flood zone (Special Flood Hazard Area)

Lenders require flood insurance for financed purchases here.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone F

Zone F evacuates after zones A, B, C, D, E in an approaching storm.

Roof: Shingle — year not disclosed (home built 2026)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History