This home is in Palisades at Durbin Crossing, St. Johns.
Active·4 days on market·Palisades at Durbin Crossing
440 Servia Drive
St. Johns, FL 32259
About this home
Palisades at Durbin Crossing
Remarkably maintained Townhome in Palisades at Durbin Crossing! This 2bd 2.5bth has 1346sqft of beautiful living space is waiting for a new owner. Kitchen looks new with stainless appliances and opens directly into the living space for easy entertainment with guests and family. Back patio allows for enjoyment of evening sunsets outside and view of the protected wooded area behind you. Upstairs you'll find two seperate sizeable bedrooms, both with their own walk in closet. Each bathroom features tub shower combo and large vanity area. Access to Durbin Creek Plantation amenities center. Close to amazing shopping, top rated schools of St. John's County families specifically move for, and a short drive to the Jacksonville Beaches. Your new home awaits! Priced for investors looking to grow their portfolio too. Not working with an agent? Call us for your showing to see this gorgeous townhome. Seller extremly realistic in pricing for the current market to spark quick sale and move in!!
Cost to own
Mortgage calculator
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, SilverLeaf, eTown…), bond assessments are collected on the property-tax bill — the tax estimate above reflects county averages, so confirm this home’s exact CDD with us.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.
Cost to own
Taxes & assessment
| Year | Market value | Taxable value | Change |
|---|---|---|---|
| 2024 | $243,372 | $124,641 | — |
| 2023 | $245,372 | $119,554 | — |
| 2022 | $225,602 | $114,616 | — |
| 2021 | $171,622 | $109,821 | — |
| 2020 | $157,614 | $107,614 | — |
2025 property taxes (current owner): $3,572/yr
Estimated taxes if purchased at asking price: ~$4,200/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2024), NEFMLS.
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Zone X — minimal flood hazard
Flood insurance is typically not required by lenders (always optional).
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Hurricane evacuation zone E
Zone E evacuates after zones A, B, C, D in an approaching storm.
Roof: material not specified — year not disclosed (home built 2018)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Solar potential: ~1,735 usable sun-hours per year
A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeInformational only, based on FEMA National Flood Hazard Layer and Florida Division of Emergency Management data at this property’s coordinates. Zones change with map revisions — verify the parcel at msc.fema.gov and floridadisaster.org/knowyourzone before relying on this.
History
Price & status history
- Jul 12, 2026Active$265,000
- Jul 9, 2026Listed$265,000
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Features
School Information
Community Information
Amenities
Interior
Exterior
Additional Information
The neighborhood
About Palisades at Durbin Crossing
Palisades at Durbin Crossing is a neighborhood in St. Johns County, FL (St. Johns County), ZIP 32259.
View all Palisades at Durbin Crossing homes for sale →Listing Courtesy of: WATSON REALTY CORP
Information deemed reliable but not guaranteed. Data provided by realMLS (Northeast Florida MLS).
Keep looking
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Active$285,000MLS# 2153892Est. $1,517/mo277 Servia Drive, St. Johns, FL 322592 Beds2 Baths1,442 sqftWelcome to your new home located in Durbin Crossing's Palisades. This beautiful 1442 sq ft. townhome features 2…
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Active$289,500MLS# 2150471Est. $1,541/mo446 Servia Drive, Jacksonville, FL 322592 Beds2 Baths1,346 sqftREDUCED! PLUS $5,000. TOWARD CLOSING COSTS. NO CARPETS HERE!! & A-Rated Schools. Well maintained & Move in Ready!…
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Krista Fracke
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