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This home is in Palisades at Durbin Crossing, St. Johns.

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Active·Listed today·Palisades at Durbin Crossing

393 Servia Drive

St. Johns, FL 32259

$299,900$200/sqftEst. $1,596/moMLS# 2155633
3
Beds
2
Baths
1,502
Sq Ft
2017
Built
1
Garage
No
Pool

About this home

Palisades at Durbin Crossing

Open House Sat the 18th, 2pm- 4pm.Welcome home to this beautifully updated **end-unit townhome** in the highly sought-after Palisades at Durbin Crossing! Offering 3 bedrooms, 2.5 bathrooms, and a 1-car garage, this light-filled home features an open-concept floor plan designed for comfortable everyday living and effortless entertaining. **Incredible parking for guests across the street** Recent improvements provide exceptional value and peace of mind, including **fresh interior paint on all walls and trim (July 2026)**, **new carpet and padding on the stairs and throughout all upstairs bedrooms (July 2026)**, and **new luxury vinyl plank flooring throughout the entire downstairs (August 2024)**. The kitchen has also been refreshed with a **new refrigerator (May 2024)**, an **upgraded microwave (May 2022)**, and a **new light fixture (July 2026)**. Ceiling fans in every bedroom and the den add year-round comfort. As an end unit, this home enjoys added privacy, extra natural light, con

Cost to own

Mortgage calculator

$299,900
$59,980
Loan Term
Monthly Payment
$1,524
Principal & Interest: $1,524
Est. Taxes & Insurance: $381
Estimated Total Monthly
$1,905
*Estimates based on 30-year loan at 6.55% APR (avg 30-yr rate 2026-07-16, Freddie Mac PMMS via FRED). Actual payments may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.0% · 30yr$1,596
Property taxesest. at asking price, St. Johns County$399
HOAbilled quarterly$123
Estimated total, before insurance$2,119/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, SilverLeaf, eTown…), bond assessments are collected on the property-tax bill — the tax estimate above reflects county averages, so confirm this home’s exact CDD with us.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.

Cost to own

Taxes & assessment

2025 property taxes (current owner): $4,970/yr

Estimated taxes if purchased at asking price: ~$4,800/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Evacuation zone not yet determined

Check floridadisaster.org/knowyourzone.

Roof: Shingle — year not disclosed (home built 2017)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,735 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

Informational only, based on FEMA National Flood Hazard Layer and Florida Division of Emergency Management data at this property’s coordinates. Zones change with map revisions — verify the parcel at msc.fema.gov and floridadisaster.org/knowyourzone before relying on this.

History

Price & status history

  • Jul 16, 2026Listed$299,900

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$299,900
Price / Sq Ft$200
Bedrooms3
Bathrooms2.50
Full Baths2
Half Baths1
Square Footage1,502
Acres0.09 acres
Year Built2017
TypeResidential
Sub-TypeTownhouse
StyleTraditional
Property ConditionUpdated/Remodeled
StatusActive
# of Garages1
Has PoolNo
Is WaterfrontNo

Community Information

Address393 Servia Drive, St. Johns, FL 32259
Area301-Julington Creek/Switzerland
SubdivisionPalisades At Durbin Crossing
CitySt. Johns
CountySt. Johns
StateFL
Zip Code32259
Lot Size3,920.4 sq ft
Parcel Number0096251990
ZoningSingle Family

Amenities

AmenitiesPool, Basketball Court, Dog Park, Tennis Court(s)
UtilitiesCable Available, Electricity Connected, Sewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingGarage, Off Street

Interior

Interior FeaturesCeiling Fan(s), Primary Bathroom - Tub with Shower
AppliancesDishwasher, Disposal, Electric Range, Electric Water Heater, Microwave, Refrigerator
HeatingCentral
CoolingCentral Air
FlooringCarpet
# of Stories2
LevelsTwo
LaundryElectric Dryer Hookup, In Unit, Washer Hookup

Exterior

Patio / PorchRear Porch
RoofShingle
ConstructionComposition Siding, Frame
Road SurfaceAsphalt
Road FrontageCity Street

Additional Information

Date ListedJuly 16, 2026
Days on Market0
HOA Fees$370 / Quarterly
HOA FrequencyQuarterly
HOA Fee IncludesMaintenance Grounds
Tax Amount$4,969.97
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

The neighborhood

About Palisades at Durbin Crossing

Palisades at Durbin Crossing is a neighborhood in St. Johns County, FL (St. Johns County), ZIP 32259.

View all Palisades at Durbin Crossing homes for sale →

Listing Courtesy of: BETROS REALTY INC

Information deemed reliable but not guaranteed. Data provided by realMLS (Northeast Florida MLS).

Your Local Expert

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

Contact KristaText Krista about this home

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

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