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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Beachwalk, St. Johns — a home near Beachside High School.

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Active

Active·170 days on market·Beachwalk

242 Boracay Circle

St. Johns, FL 32259

$284,900$177/sqftEst. $1,566/mo mortgageMLS# 2144109
2
Beds
2.5
Baths
1,611
Sq Ft
2022
Built
1
Garage
No
Pool

6 more homes for sale in Beachwalk →Search Beachwalk on the map

FEMA Zone XHOA $217/mo2,614 sqft lotTownhouse2 stories

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About this home

Beachwalk

Welcome to resort-style living in this beautifully maintained 2-bedroom, 2.5-bath townhouse, both ensuite bedrooms, offering 2,010 square feet of comfortable coastal-inspired living space. Featuring all tile and hardwood flooring throughout, updated interior paint, and a light, beachy design aesthetic, this home combines style and functionality in one of the area's most desirable communities. The spacious floor plan includes an inviting living area, well-appointed kitchen with light cabinetry, and a screened lanai overlooking the conservation preserve, perfect for relaxing or entertaining. A one-car garage provides added convenience and storage. Enjoy an unmatched lifestyle with access to exceptional community amenities including a 14-acre crystal lagoon, swim up bar, cafe, fitness center, tennis and pickleball courts, waterslide, dog splash park, paddleboard and kayaking and miles of golf cart paths and sidewalks throughout the neighborhood.

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Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.32% · 30yr$1,566
Property taxesest. at asking price, St. Johns County$379
HOAbilled monthly$217
Estimated total, before insurance$2,162/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$6,554/yr · $546/mo

This bill runs well above the county-average estimate — usually the sign of a CDD or special assessment on this home. We confirm the exact line (and whether a bond was ever prepaid) before you offer.

  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$284,900
$56,980
Loan Term
Monthly Payment
$1,566
Principal & Interest: $1,566
Property taxes (est.): $379
Insurance (est.): $190
Estimated Total Monthly
$2,135
*30-year loan at 7.32% APR (avg 30-yr rate 2026-10-22, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: Shingle — year not disclosed (home built 2022)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,242 usable sun-hours per year

Moderate solar exposure — shade or roof orientation limits panel output here.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Around this address

Nearby, from public data

The closest public beach, park, water access, league fields and grocery store from this home's location.

Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; stores from state food permits and each chain’s store list. Distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.

Cost to own

Taxes & assessment

Last sold: $365,500 in March 2023(county public record, not MLS data)

YearMarket valueTaxable valueChange
2025$284,458$284,458—
2024$287,314$287,314—
2023$264,616$214,616—
2022$61,600$55,000—
2021$50,000$50,000—

2025 property taxes (current owner): $6,554/yr

Estimated taxes if purchased at asking price: ~$4,500/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

History

Price & status history

  • May 7, 2026Listed$284,900

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $212/sq ft; this home is listed at $177/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
111 Tamar Court, St. Johns, FL 32095Listed by BETTER HOMES & GARDENS REAL ESTATE LIFESTYLES REALTYOct 2026$352,000$2543/21,388100.8
201 Talulla Trail, St. Augustine, FL 32095Listed by EXP REALTY LLCSep 2026$253,500$2102/2.51,2101060.9
119 Talulla Trail, St. Augustine, FL 32095Listed by COLDWELL BANKER VANGUARD REALTYSep 2026$257,000$2122/2.51,210760.9
170 Talulla Trail, St. Augustine, FL 32095Listed by LUXURY PROPERTY SERVICES GROUPJul 2026$252,000$2082/2.51,2101180.9
223 Talulla Trail, St. Augustine, FL 32095Listed by EAGLES WORLD REALTY, INCJul 2026$255,000$2112/2.51,2101130.9
211 Pasadena Drive, St. Augustine, FL 32095Listed by KELLER WILLIAMS REALTY ATLANTIC PARTNERS ST. AUGUSTINESep 2026$256,000$2122/2.51,210121

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$284,900
Price / Sq Ft$177
Bedrooms2
Bathrooms2.50
Full Baths2
Half Baths1
Square Footage1,611
Total Structure Area2,010 sq ft
Acres0.06 acres
Year Built2022
TypeResidential
Sub-TypeTownhouse
Property ConditionUpdated/Remodeled
StatusActive
# of Garages1
Has PoolNo
Is WaterfrontNo

School Information

Zoned elementaryLakeside Academy
Zoned middleLakeside Academy
Zone sourceSt. Johns County School District attendance zones, current school year. Zones change; confirm with the district before you rely on one.
Reported elementaryLakeside Academy
Reported middleLakeside Academy
Reported highBeachside
Reported byThe listing agent, in the MLS. Where it differs from the zone, the zone wins.

Community Information

Address242 Boracay Circle, St. Johns, FL 32259
Area301-Julington Creek/Switzerland
SubdivisionGrand Isle At Beachwalk
CitySt. Johns
CountySt. Johns
StateFL
Zip Code32259
Lot Size2,613.6 sq ft
Parcel Number0237200490
ZoningPUD

Amenities

AmenitiesClubhouse, Dog Park, Fitness Center, Jogging Path, Park, Pickleball, Playground, Tennis Court(s), Water
Community FeaturesSidewalks, Restaurant, Curbs
UtilitiesCable Connected, Electricity Connected, Natural Gas Connected, Sewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingAttached, Garage Door Opener, Guest
ViewTrees/Woods

Interior

Interior FeaturesCeiling Fan(s), Entrance Foyer, Kitchen Island, Pantry, Primary Bathroom - Shower No Tub, Split Bedrooms, Walk-In Closet(s)
AppliancesDishwasher, Gas Range, Microwave, Refrigerator, Tankless Water Heater
HeatingCentral, Electric
CoolingCentral Air, Electric
FlooringTile, Vinyl
# of Stories2
LevelsTwo
LaundryIn Unit, Upper Level
SecuritySmoke Detector(s)

Exterior

Patio / PorchPorch, Rear Porch, Screened
RoofShingle
ConstructionFiber Cement
Road SurfaceAsphalt
Road FrontageCity Street

Additional Information

Date ListedMay 8, 2026
Days on Market101
HOA Fees$217.33 / Monthly
HOA FrequencyMonthly
HOA NameVenture Properties
Tax Amount$6,553.89
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: WATSON REALTY CORP

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

The neighborhood

About Beachwalk

Beachwalk is a neighborhood in St. Johns County, FL (St. Johns County), ZIP 32259.

View all Beachwalk homes for sale →

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

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20+ years · 500+ closings · NE Florida

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