This home is in Durbin Crossing, St. Johns.
Active Under Contract·101 days on market·Durbin Crossing
277 Servia Drive
St. Johns, FL 32259
6 more homes for sale in Durbin Crossing →Search Durbin Crossing on the map
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About this home
Durbin Crossing
Welcome to your new home located in Durbin Crossing's Palisades. This beautiful 1442 sq ft. townhome features 2 bedrooms with 2.5 baths, new carpet upstairs and new a/c The large open concept w/family & dining combo & the kitchen overlooking the space makes it perfect for entertaining and enjoying the cozy fireplace. Kitchen has new SS appliances and attached 1 car garage w/new water softener. Head out the back sliding doors to your screened patio where you will instantly fall in love with the serenity & peacefulness of the preserve view while you relax, sipping your morning coffee. Your own personal private sanctuary with birds & wildlife. No need to worry about yard work, it's included in your HOA dues. Home also features high speed internet. Enjoy Durbin Crossing top notch amenities resort style pool areas, basketball & tennis courts, fitness center & playgrounds. Located in A rated St Johns Co school district just minutes from 9B, dining and shopping.
Next steps in Durbin Crossing
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
This bill runs well above the county-average estimate — usually the sign of a CDD or special assessment on this home. We confirm the exact line (and whether a bond was ever prepaid) before you offer.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment
Cost to own
Mortgage calculator
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Zone X — minimal flood hazard
Flood insurance is typically not required by lenders (always optional).
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Hurricane evacuation zone E
Zone E evacuates after zones A, B, C, D in an approaching storm.
Roof: Shingle — year not disclosed (home built 2018)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Solar potential: ~1,730 usable sun-hours per year
A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeAs of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
Sun & Light
South-facing backyard — the year-round light lot
The listing reports the home facing north, which puts the backyard on the south side. Today at this address: sunrise 7:29 AM, sunset 6:54 PM.
- The rear gets sun through the day in every season — in winter, the low southern sun keeps the lanai and yard bright when north-facing yards go flat.
- A pool back here takes sun most of the day, which means warmer water in the shoulder seasons and the most useful screened-lanai light for plants.
- Summer afternoons are strong but not the direct western blast — shade sails or lanai screening handle it.
Orientation per the MLS listing; sun paths are seasonal geometry for Northeast Florida, not a shade study — trees, screening, and neighboring structures change the picture on any specific lot.
Cost to own
Taxes & assessment
| Year | Market value | Taxable value | Change |
|---|---|---|---|
| 2024 | $257,617 | $257,617 | — |
| 2023 | $259,617 | $259,617 | — |
| 2022 | $238,789 | $124,955 | — |
| 2021 | $182,685 | $119,859 | — |
| 2020 | $167,514 | $117,514 | — |
2025 property taxes (current owner): $5,006/yr
Estimated taxes if purchased at asking price: ~$4,300/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2024), NEFMLS.
History
Price & status history
- Sep 22, 2026Active Under Contract$270,000
- Aug 31, 2026Price change$270,000−$10,000
- Aug 6, 2026Price change$280,000−$5,000
- Jul 6, 2026Listed$285,000
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Closed sales
What sold nearby
Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $190/sq ft; this home is listed at $187/sq ft.
| Address | Closed | Price | $/sq ft | Bd/Ba | Sq ft | DOM | Miles |
|---|---|---|---|---|---|---|---|
| 268 Servia Drive, St. Johns, FL 32259Listed by COLDWELL BANKER VANGUARD REALTY | Aug 2026 | $317,500 | $184 | 3/2.5 | 1,722 | 12 | 0 |
| 393 Servia Drive, St. Johns, FL 32259Listed by BETROS REALTY INC | Sep 2026 | $285,000 | $190 | 3/2.5 | 1,502 | 38 | 0.1 |
| 96 Servia Drive, St. Johns, FL 32259Listed by CHRISTIE'S INTERNATIONAL REAL ESTATE FIRST COAST | Sep 2026 | $255,000 | $177 | 2/2.5 | 1,442 | 7 | 0.1 |
| 461 Servia Drive, St. Johns, FL 32259Listed by UNITED REAL ESTATE GALLERY | Aug 2026 | $305,000 | $203 | 3/2.5 | 1,502 | 48 | 0.1 |
| 382 Servia Drive, St. Johns, FL 32259Listed by DOGWOOD REALTY | Aug 2026 | $255,000 | $211 | 2/2.5 | 1,210 | 40 | 0.1 |
| 165 Servia Drive, St. Johns, FL 32259Listed by INI REALTY | Jul 2026 | $310,000 | $184 | 3/2.5 | 1,687 | 23 | 0.1 |
Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.
Features
School Information
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: ROUND TABLE REALTY
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
The neighborhood
About Durbin Crossing
Durbin Crossing is a neighborhood in St. Johns County, FL (St. Johns County), ZIP 32259.
View all Durbin Crossing homes for sale →Keep looking
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Your Local Realtor
Krista Fracke
Broker Associate
Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.
Text Krista about this home20+ years · 500+ closings · NE Florida
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Northeast Florida living
Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines