This home is in Durbin Crossing, St. Johns.
Active·55 days on market·Durbin Crossing
277 Servia Drive
St. Johns, FL 32259
About this home
Durbin Crossing
Welcome to your new home located in Durbin Crossing's Palisades. This beautiful 1442 sq ft. townhome features 2 bedrooms with 2.5 baths, new carpet upstairs and new a/c The large open concept w/family & dining combo & the kitchen overlooking the space makes it perfect for entertaining and enjoying the cozy fireplace. Kitchen has new SS appliances and attached 1 car garage w/new water softener. Head out the back sliding doors to your screened patio where you will instantly fall in love with the serenity & peacefulness of the preserve view while you relax, sipping your morning coffee. Your own personal private sanctuary with birds & wildlife. No need to worry about yard work, it's included in your HOA dues. Home also features high speed internet. Enjoy Durbin Crossing top notch amenities resort style pool areas, basketball & tennis courts, fitness center & playgrounds. Located in A rated St Johns Co school district just minutes from 9B, dining and shopping.
Cost to own
Mortgage calculator
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Cost to own
Taxes & assessment
| Year | Market value | Taxable value | Change |
|---|---|---|---|
| 2024 | $257,617 | $257,617 | — |
| 2023 | $259,617 | $259,617 | — |
| 2022 | $238,789 | $124,955 | — |
| 2021 | $182,685 | $119,859 | — |
| 2020 | $167,514 | $117,514 | — |
2025 property taxes (current owner): $5,006/yr
Estimated taxes if purchased at asking price: ~$4,500/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2024), NEFMLS.
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Zone X — minimal flood hazard
Flood insurance is typically not required by lenders (always optional).
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Hurricane evacuation zone E
Zone E evacuates after zones A, B, C, D in an approaching storm.
Roof: Shingle — year not disclosed (home built 2018)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Solar potential: ~1,730 usable sun-hours per year
A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeAs of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
History
Price & status history
- Aug 6, 2026Price change$280,000−$5,000
- Jul 6, 2026Listed$285,000
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Features
Community Information
Amenities
Interior
Exterior
Additional Information
The neighborhood
About Durbin Crossing
Durbin Crossing is a neighborhood in St. Johns County, FL (St. Johns County), ZIP 32259.
View all Durbin Crossing homes for sale →Listing Courtesy of: ROUND TABLE REALTY
Information deemed reliable but not guaranteed. Data provided by realMLS (Northeast Florida MLS).
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Krista Fracke
Broker Associate
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Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines