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This home is in Palisades at Durbin Crossing, St. Johns.

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Active

Active·10 days on market·Palisades at Durbin Crossing

277 Servia Drive

St. Johns, FL 32259

$285,000$198/sqftEst. $1,517/moMLS# 2153892
2
Beds
2
Baths
1,442
Sq Ft
2018
Built
1
Garage
No
Pool

About this home

Palisades at Durbin Crossing

Welcome to your new home located in Durbin Crossing's Palisades. This beautiful 1442 sq ft. townhome features 2 bedrooms with 2.5 baths, new carpet upstairs and new a/c The large open concept w/family & dining combo & the kitchen overlooking the space makes it perfect for entertaining and enjoying the cozy fireplace. Kitchen has new SS appliances and attached 1 car garage w/water softener. Head out the back sliding doors to your screened patio where you will instantly fall in love with the serenity & peacefulness of the preserve view while you relax, sipping your morning coffee. Your own personal private sanctuary with birds & wildlife. No need to worry about yard work, it's included in your HOA dues. Home also features high speed internet. Enjoy Durbin Crossing top notch amenities resort style pool areas, basketball & tennis courts, fitness center & playgrounds. Located in A rated St Johns Co school district just minutes from 9B, dining and shopping.

Cost to own

Mortgage calculator

$285,000
$57,000
Loan Term
Monthly Payment
$1,449
Principal & Interest: $1,449
Est. Taxes & Insurance: $362
Estimated Total Monthly
$1,811
*Estimates based on 30-year loan at 6.55% APR (avg 30-yr rate 2026-07-16, Freddie Mac PMMS via FRED). Actual payments may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.0% · 30yr$1,517
Property taxesest. at asking price, St. Johns County$379
HOAbilled quarterly$125
Estimated total, before insurance$2,021/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, SilverLeaf, eTown…), bond assessments are collected on the property-tax bill — the tax estimate above reflects county averages, so confirm this home’s exact CDD with us.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.

Cost to own

Taxes & assessment

YearMarket valueTaxable valueChange
2024$257,617$257,617
2023$259,617$259,617
2022$238,789$124,955
2021$182,685$119,859
2020$167,514$117,514

2025 property taxes (current owner): $5,006/yr

Estimated taxes if purchased at asking price: ~$4,600/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2024), NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone E

Zone E evacuates after zones A, B, C, D in an approaching storm.

Roof: Shingle — year not disclosed (home built 2018)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,730 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

Informational only, based on FEMA National Flood Hazard Layer and Florida Division of Emergency Management data at this property’s coordinates. Zones change with map revisions — verify the parcel at msc.fema.gov and floridadisaster.org/knowyourzone before relying on this.

History

Price & status history

  • Jul 6, 2026Listed$285,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$285,000
Price / Sq Ft$198
Bedrooms2
Bathrooms2.50
Full Baths2
Half Baths1
Square Footage1,442
Total Structure Area1,442 sq ft
Acres0.05 acres
Year Built2018
TypeResidential
Sub-TypeTownhouse
StyleTraditional
StatusActive
# of Garages1
Has PoolNo
Is WaterfrontNo
Direction FacesNorth

Community Information

Address277 Servia Drive, St. Johns, FL 32259
Area301-Julington Creek/Switzerland
SubdivisionPalisades At Durbin Crossing
CitySt. Johns
CountySt. Johns
StateFL
Zip Code32259
Lot Size2,178 sq ft
Parcel Number0096252170

Amenities

AmenitiesPool, Basketball Court, Clubhouse, Fitness Center, Park, Playground, Tennis Court(s)
UtilitiesCable Available, Cable Connected, Electricity Available, Electricity Connected, Water Available, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingAdditional Parking, Attached, Guest
ViewTrees/Woods

Interior

Interior FeaturesBreakfast Bar, Ceiling Fan(s), Open Floorplan, Pantry, Split Bedrooms, Walk-In Closet(s)
AppliancesConvection Oven, Dishwasher, Dryer, Electric Oven, Electric Range, Ice Maker, Microwave, Refrigerator, Washer, Water Softener Owned
HeatingCentral
CoolingCentral Air
FlooringCarpet
FireplaceYes
# of Fireplaces1
Fireplace FeaturesElectric
# of Stories2
LevelsTwo
LaundryIn Unit, Upper Level
SecuritySmoke Detector(s)

Exterior

Patio / PorchCovered, Screened
RoofShingle
ConstructionComposition Siding
Road SurfaceAsphalt
Road FrontageCity Street

Additional Information

Date ListedJuly 6, 2026
Days on Market7
HOA Fees$376.05 / Quarterly
HOA FrequencyQuarterly
HOA NamePalisades at Durbin Crossing
HOA Fee IncludesMaintenance Grounds
Tax Amount$5,005.55
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

The neighborhood

About Palisades at Durbin Crossing

Palisades at Durbin Crossing is a neighborhood in St. Johns County, FL (St. Johns County), ZIP 32259.

View all Palisades at Durbin Crossing homes for sale →

Listing Courtesy of: ROUND TABLE REALTY

Information deemed reliable but not guaranteed. Data provided by realMLS (Northeast Florida MLS).

Your Local Expert

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

Contact KristaText Krista about this home

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

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