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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Durbin Crossing, St. Johns — a home near Creekside High School.

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Sold

Sold·Closed Aug 7, 2026·40 days on market·Recent sales in Durbin Crossing·Durbin Crossing

382 Servia Drive

St. Johns, FL 32259

$255,000sold priceListed at $259,900 · 98.1% of asking$211/sqftMLS# 2147517
2
Beds
2.5
Baths
1,210
Sq Ft
2017
Built
1
Garage
No
Pool

7 more homes for sale in Durbin Crossing →Search Durbin Crossing on the map

FEMA Zone XHOA $119/mo2,178 sqft lotTownhouse2 stories

About this home

Durbin Crossing

Beautifully maintained townhome in the desirable Palisades at Durbin Crossing! Enjoy low-maintenance living with access to Durbin Crossing's resort-style amenities, including multiple pools, fitness centers, clubhouse, tennis courts, basketball courts, playgrounds, and walking trails. This home features updated countertops and flooring, along with an open-concept layout, spacious living areas, and a modern kitchen designed for everyday living. Step outside to a private outdoor space with preserve views and a retractable awning--perfect for relaxing or entertaining in the shade. HOA-maintained grounds provide added convenience! Located in top-rated St. Johns County school district with easy access to shopping, dining, Durbin Pavilion, and major roadways, this home offers the perfect blend of comfort, convenience, and community lifestyle.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$1,412
Property taxesest. at asking price, St. Johns County$339
HOAbilled quarterly$119
Estimated total, before insurance$1,871/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$4,567/yr · $381/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$255,000
$51,000
Loan Term
Monthly Payment
$1,412
Principal & Interest: $1,412
Property taxes (est.): $339
Insurance (est.): $170
Estimated Total Monthly
$1,922
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone E

Zone E evacuates after zones A, B, C, D in an approaching storm.

Roof: Shingle — year not disclosed (home built 2017)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,723 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Cost to own

Taxes & assessment

YearMarket valueTaxable valueChange
2025$214,843$214,843—
2024$228,388$228,388—
2023$232,161$232,161—
2022$211,762$211,762—
2021$161,044$161,044—
2020$148,184$148,184—

2025 property taxes (current owner): $4,567/yr

Estimated taxes if purchased at asking price: ~$4,100/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

History

Price & status history

  • Aug 10, 2026Closed$259,900
  • Jul 8, 2026Active Under Contract$259,900
  • May 28, 2026Listed$259,900

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $194/sq ft; this home is listed at $215/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
393 Servia Drive, St. Johns, FL 32259Listed by BETROS REALTY INCSep 2026$285,000$1903/2.51,502380
461 Servia Drive, St. Johns, FL 32259Listed by UNITED REAL ESTATE GALLERYAug 2026$305,000$2033/2.51,502480.1
651 Servia Drive, St. Johns, FL 32259Listed by JASON MITCHELL REAL ESTATE FLORIDA, LLC.Sep 2026$260,000$2152/2.51,210830.2
96 Servia Drive, St. Johns, FL 32259Listed by CHRISTIE'S INTERNATIONAL REAL ESTATE FIRST COASTSep 2026$255,000$1772/2.51,44270.2
804 Servia Drive, St. Johns, FL 32259Listed by HERRON REAL ESTATE LLCMay 2025$292,050$1943/2.51,502190.4
409 Richmond Drive, St. Johns, FL 32259Listed by REMAX WELCOME HOMEJun 2026$277,500$1783/2.51,5631051.5

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$259,900
Price / Sq Ft$215
Bedrooms2
Bathrooms2.50
Full Baths2
Half Baths1
Square Footage1,210
Acres0.05 acres
Year Built2017
TypeResidential
Sub-TypeTownhouse
StyleTraditional
Property ConditionUpdated/Remodeled
StatusClosed
# of Garages1
Has PoolNo
Is WaterfrontNo

School Information

Community Information

Address382 Servia Drive, St. Johns, FL 32259
Area301-Julington Creek/Switzerland
SubdivisionPalisades At Durbin Crossing
CitySt. Johns
CountySt. Johns
StateFL
Zip Code32259
Lot Size2,178 sq ft
Parcel Number0096250710

Amenities

AmenitiesPool, Basketball Court, Children's Pool, Clubhouse, Fitness Center, Jogging Path, Maintenance Grounds, Management - Full Time, Management- On Site, Park, Playground, Tennis Court(s)
Community FeaturesSidewalks, Street Lights
UtilitiesCable Connected, Electricity Connected, Sewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingAdditional Parking, Attached, Garage, Garage Door Opener
ViewProtected Preserve

Interior

Interior FeaturesBreakfast Bar, Eat-in Kitchen, Pantry, Primary Bathroom - Tub with Shower, Walk-In Closet(s)
AppliancesDishwasher, Disposal, Dryer, Electric Cooktop, Electric Oven, Electric Water Heater, Freezer, Microwave, Refrigerator, Washer
HeatingCentral
CoolingCentral Air
FlooringCarpet
# of Stories2
LevelsTwo
LaundryElectric Dryer Hookup, In Unit, Lower Level, Washer Hookup
SecuritySmoke Detector(s)

Exterior

Lot DescriptionWooded
Patio / PorchAwning(s), Covered, Rear Porch
RoofShingle
ConstructionFrame
Road SurfaceAsphalt
Road FrontageCity Street

Additional Information

Date ListedMay 28, 2026
Days on Market40
HOA Fees$358 / Quarterly
HOA FrequencyQuarterly
HOA Fee IncludesMaintenance Grounds
Tax Amount$4,566.86
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: DOGWOOD REALTY

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

The neighborhood

About Durbin Crossing

Durbin Crossing is a neighborhood in St. Johns County, FL (St. Johns County), ZIP 32259.

View all Durbin Crossing homes for sale →

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Aug 7, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

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