This home is in Palisades at Durbin Crossing, St. Johns.

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Active Under Contract

Active Under Contract·49 days on market·Palisades at Durbin Crossing

382 Servia Drive

St. Johns, FL 32259

$259,900$215/sqftEst. $1,383/moMLS# 2147517

Beds

Baths

1,210

Sq Ft

2017

Built

Garage

Pool

About this home

Palisades at Durbin Crossing

Beautifully maintained townhome in the desirable Palisades at Durbin Crossing! Enjoy low-maintenance living with access to Durbin Crossing's resort-style amenities, including multiple pools, fitness centers, clubhouse, tennis courts, basketball courts, playgrounds, and walking trails. This home features updated countertops and flooring, along with an open-concept layout, spacious living areas, and a modern kitchen designed for everyday living. Step outside to a private outdoor space with preserve views and a retractable awning--perfect for relaxing or entertaining in the shade. HOA-maintained grounds provide added convenience! Located in top-rated St. Johns County school district with easy access to shopping, dining, Durbin Pavilion, and major roadways, this home offers the perfect blend of comfort, convenience, and community lifestyle.

Cost to own

Mortgage calculator

Home Price

$259,900

Down Payment: 20%

$51,980

Interest Rate: 6.55%

Loan Term

Monthly Payment

$1,321

Principal & Interest: $1,321

Est. Taxes & Insurance: $330

Estimated Total Monthly

$1,651

*Estimates based on 30-year loan at 6.55% APR (avg 30-yr rate 2026-07-16, Freddie Mac PMMS via FRED). Actual payments may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.0% · 30yr$1,383

Property taxesest. at asking price, St. Johns County$346

HOAbilled quarterly$119

Estimated total, before insurance$1,848/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, SilverLeaf, eTown…), bond assessments are collected on the property-tax bill — the tax estimate above reflects county averages, so confirm this home’s exact CDD with us.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.

Cost to own

Taxes & assessment

Year	Market value	Taxable value	Change
2025	$214,843	$214,843	—
2024	$228,388	$228,388	—
2023	$232,161	$232,161	—
2022	$211,762	$211,762	—
2021	$161,044	$161,044	—
2020	$148,184	$148,184	—

2025 property taxes (current owner): $4,567/yr

Estimated taxes if purchased at asking price: ~$4,200/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone E

Zone E evacuates after zones A, B, C, D in an approaching storm.

Roof: Shingle — year not disclosed (home built 2017)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,723 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

Informational only, based on FEMA National Flood Hazard Layer and Florida Division of Emergency Management data at this property’s coordinates. Zones change with map revisions — verify the parcel at msc.fema.gov and floridadisaster.org/knowyourzone before relying on this.

History

Price & status history

Jul 8, 2026Active Under Contract$259,900
May 28, 2026Listed$259,900

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$259,900

Price / Sq Ft$215

Bedrooms2

Bathrooms2.50

Full Baths2

Half Baths1

Square Footage1,210

Acres0.05 acres

Year Built2017

TypeResidential

Sub-TypeTownhouse

StyleTraditional

Property ConditionUpdated/Remodeled

StatusActive Under Contract

# of Garages1

Has PoolNo

Is WaterfrontNo

School Information

ElementaryDurbin Creek

MiddleFruit Cove

HighCreekside

Community Information

Address382 Servia Drive, St. Johns, FL 32259

Area301-Julington Creek/Switzerland

SubdivisionPalisades At Durbin Crossing

CitySt. Johns

CountySt. Johns

StateFL

Zip Code32259

Lot Size2,178 sq ft

Parcel Number0096250710

Amenities

AmenitiesPool, Basketball Court, Children's Pool, Clubhouse, Fitness Center, Jogging Path, Maintenance Grounds, Management - Full Time, Management- On Site, Park, Playground, Tennis Court(s)

UtilitiesCable Connected, Electricity Connected, Sewer Connected, Water Connected

SewerPublic Sewer

Water SourcePublic

ParkingAdditional Parking, Attached, Garage, Garage Door Opener

ViewProtected Preserve