This home is in Bartram Ranch, St. Johns.

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Active

Active·Listed today·Bartram Ranch

34 Red Rock Lane

St. Johns, FL 32259

$775,000$250/sqftEst. $4,125/moMLS# 2153519

Beds

Baths

3,099

Sq Ft

2022

Built

Bartram Ranch

About this home

Luxury, location, and one of Bartram Ranch's largest cul-de-sac lots. Built by Toll Brothers, this exceptional home is better than new with premium upgrades already complete and perfectly positioned across from one of St. Johns County's top-rated schools. The spacious backyard offers room for a future pool and plenty of green space. The open-concept design is filled with natural light and showcases wood flooring throughout the main living areas. The chef's kitchen features quartz countertops, KitchenAid appliances, a gas cooktop, walk-in pantry, and a butler's pantry with a built-in coffee and wine bar. A dedicated office, versatile upstairs loft, whole-house generator, premium window treatments, abundant storage, tandem 3-car garage with epoxy flooring, and an oversized screened lanai complete the home. Located in Bartram Ranch, one of St. Johns County's premier no-CDD communities, residents enjoy a resort-style pool, fitness center, clubhouse, and top-rated schools just steps away.

Cost to own

Mortgage calculator

Home Price

$775,000

Down Payment: 20%

$155,000

Interest Rate: 7.00%

Loan Term

Monthly Payment

$4,125

Principal & Interest: $4,125

Est. Taxes & Insurance: $1,031

Estimated Total Monthly

$5,156

*Estimates based on 30-year loan at 7% APR. Actual payments may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.0% · 30yr$4,125

Property taxesest. at asking price, St. Johns County$1,033

HOAbilled quarterly$141

Estimated total, before insurance$5,299/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, SilverLeaf, eTown…), bond assessments are collected on the property-tax bill — the tax estimate above reflects county averages, so confirm this home’s exact CDD with us.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.

Cost to own

Taxes & assessment

Year	Market value	Taxable value	Change
2025	$652,808	$550,801	—

2025 property taxes (current owner): $7,914/yr

Estimated taxes if purchased at asking price: ~$12,400/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,859 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: Shingle — year not disclosed (home built 2022)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,629 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

Informational only, based on FEMA National Flood Hazard Layer and Florida Division of Emergency Management data at this property’s coordinates. Zones change with map revisions — verify the parcel at msc.fema.gov and floridadisaster.org/knowyourzone before relying on this.

History

Price & status history

Jul 9, 2026Active$775,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$775,000

Price / Sq Ft$250

Bedrooms4

Bathrooms3.50

Full Baths3

Half Baths1

Square Footage3,099

Acres0.36 acres

Year Built2022

TypeResidential

Sub-TypeSingle Family Residence

StyleContemporary

StatusActive

# of Garages3

Has PoolNo

Is WaterfrontNo

School Information

ElementaryHickory Creek

MiddleSwitzerland Point

HighBartram Trail

Community Information

Address34 Red Rock Lane, St. Johns, FL 32259

Area302-Orangedale Area

SubdivisionBartram Ranch

CitySt. Johns

CountySt. Johns

StateFL

Zip Code32259

Lot Size15,681.6 sq ft

Parcel Number0006900810

ZoningResidential

Amenities

AmenitiesPool, Clubhouse, Dog Park, Fitness Center, Playground

UtilitiesElectricity Connected

SewerPublic Sewer

Water SourcePublic

ParkingAttached Carport, Garage Door Opener

Interior

Interior FeaturesBreakfast Bar, Butler Pantry, Ceiling Fan(s), Eat-in Kitchen, Entrance Foyer, His and Hers Closets, Kitchen Island, Open Floorplan, Pantry, Primary Bathroom - Shower No Tub, Primary Downstairs, Smart Thermostat, Split Bedrooms, Walk-In Closet(s)

AppliancesDishwasher, Disposal, Double Oven, Dryer, Electric Oven, Gas Cooktop, Microwave, Refrigerator, Washer, Washer/Dryer Stacked, Water Softener Owned

HeatingElectric

CoolingElectric

FlooringWood

# of Stories2

LevelsTwo