This home is in Bartram Ranch, St. Johns — a home near Bartram Trail High School.
Active·19 days on market·Bartram Ranch
34 Red Rock Lane
St. Johns, FL 32259
12 more homes for sale in Bartram Ranch →Search Bartram Ranch on the map
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Krista Fracke, Broker Associate. You'll hear back from me directly, not from a call center.
About this home
Bartram Ranch
Luxury, location, and one of Bartram Ranch's largest cul-de-sac lots. Built by Toll Brothers, this exceptional home is better than new with premium upgrades already complete and perfectly positioned across from one of St. Johns County's top-rated schools. The spacious backyard offers room for a future pool and plenty of green space. The open-concept design is filled with natural light and showcases wood flooring throughout the main living areas. The chef's kitchen features quartz countertops, KitchenAid appliances, a gas cooktop, walk-in pantry, and a butler's pantry with a built-in coffee and wine bar. A dedicated office, versatile upstairs loft, whole-house generator, premium window treatments, abundant storage, tandem 3-car garage with epoxy flooring, and an oversized screened lanai complete the home. Located in Bartram Ranch, one of St. Johns County's premier no-CDD communities, residents enjoy a resort-style pool, fitness center, clubhouse, and top-rated schools just steps away.
Next steps in Bartram Ranch
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment
Cost to own
Mortgage calculator
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Zone X — minimal flood hazard
Flood insurance is typically not required by lenders (always optional).
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Outside all hurricane evacuation zones
This location is not in a designated storm-surge evacuation zone.
Roof: Shingle — year not disclosed (home built 2022)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Solar potential: ~1,629 usable sun-hours per year
A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeAs of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
Cost to own
Taxes & assessment
Last sold: $557,100 in January 2022(county public record, not MLS data)
| Year | Market value | Taxable value | Change |
|---|---|---|---|
| 2025 | $652,808 | $550,801 | — |
| 2024 | $662,449 | $534,570 | — |
| 2023 | $567,544 | $517,544 | — |
| 2022 | $112,000 | $82,500 | — |
| 2021 | $75,000 | $75,000 | — |
2025 property taxes (current owner): $7,914/yr
Estimated taxes if purchased at asking price: ~$12,000/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.
History
Price & status history
- Jul 20, 2026Price change$749,000−$26,000
- Jul 9, 2026Active$775,000
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Features
School Information
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: BERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTY
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
The neighborhood
About Bartram Ranch
Bartram Ranch is a neighborhood in St. Johns County, FL (St. Johns County), ZIP 32259.
View all Bartram Ranch homes for sale →Keep looking
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Your Local Realtor
Krista Fracke
Broker Associate
Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.
Text Krista about this home20+ years · 500+ closings · NE Florida
Curious what nearby homes sold for?
MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.
Northeast Florida living
Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines