This home is in Rivertown Forest, St. Johns.

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Active

Active·Listed today·Rivertown Forest

66 Grand Lakes Drive

St. Johns, FL 32259

$524,000$250/sqftEst. $2,663/moMLS# 2156357

Beds

Baths

2,096

Sq Ft

2474

Built

Garage

Pool

About this home

Rivertown Forest

Lot 280 - The Norwood offers the flexibility today's homeowners want, with 2,474 square feet of thoughtfully designed living space. A versatile first-floor flex room can be used as a home office, playroom, or hobby space, while the spacious upstairs loft provides room for a media area, game room, or additional gathering space. The open-concept Great Room, dining area, and kitchen create a seamless flow for everyday living and entertaining. A large kitchen island overlooks the main living area, while expansive windows and sliding glass doors fill the home with natural light and extend living outdoors to the lanai. Upstairs, the loft separates the secondary bedrooms from the owner's suite, creating added privacy and a relaxing retreat. Located in RiverTown, residents enjoy access to scenic trails, parks, lakes, preserves, and the beauty of the St. Johns River.

Cost to own

Mortgage calculator

Home Price

$524,000

Down Payment: 20%

$104,800

Interest Rate: 6.55%

Loan Term

Monthly Payment

$2,663

Principal & Interest: $2,663

Property taxes (est.): $697

Insurance (est.): $349

Estimated Total Monthly

$3,710

*30-year loan at 6.55% APR (avg 30-yr rate 2026-07-16, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.55% · 30yr$2,663

Property taxesest. at asking price, St. Johns County$697

HOAbilled annually$4

Estimated total, before insurance$3,365/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, SilverLeaf, eTown…), bond assessments are collected on the property-tax bill — the tax estimate above reflects county averages, so confirm this home’s exact CDD with us.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Evacuation zone not yet determined

Check floridadisaster.org/knowyourzone.

Roof: Shingle — year not disclosed (home built 2474)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

This Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History

Price & status history

Jul 21, 2026Listed$524,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$524,000

Price / Sq Ft$250

Bedrooms3

Bathrooms2.50

Full Baths2

Half Baths1

Square Footage2,096

Year Built2474

TypeResidential

Sub-TypeSingle Family Residence

Property ConditionUnder Construction

StatusActive

# of Garages2

Has PoolNo

Is WaterfrontYes

New ConstructionYes

Direction FacesNortheast

Community Information

Address66 Grand Lakes Drive, St. Johns, FL 32259

Area302-Orangedale Area

SubdivisionRivertown Forest

CitySt. Johns

CountySt. Johns

StateFL

Zip Code32259

Parcel Number0009692800

Amenities

AmenitiesPool, Basketball Court, Children's Pool, Clubhouse, Dog Park, Fitness Center, Jogging Path, Maintenance Grounds, Management- On Site, Park, Pickleball, Playground, Tennis Court(s)

UtilitiesElectricity Connected, Sewer Connected, Water Connected

SewerPublic Sewer

Water SourcePublic

ParkingAttached, Garage, Garage Door Opener

ViewPond

Waterfront TypePond

Interior

Interior FeaturesBreakfast Bar, Entrance Foyer, Kitchen Island, Open Floorplan, Pantry, Primary Bathroom - Shower No Tub, Smart Thermostat, Walk-In Closet(s)

AppliancesDishwasher, Disposal, Dryer, Freezer, Gas Range, Ice Maker, Microwave, Plumbed For Ice Maker, Refrigerator, Tankless Water Heater, Washer

HeatingCentral

CoolingCentral Air

# of Stories2

LevelsTwo

LaundryElectric Dryer Hookup, Washer Hookup