This home is in Bartram Ranch, St. Johns — a new construction home in St. Johns County.
Active·135 days on market·Bartram Ranch
415 Sapling Terrace
St. Johns, FL 32259
11 more homes for sale in Bartram Ranch →Search Bartram Ranch on the map
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About this home
Bartram Ranch
Coming December 2026 is this charming Barnwell Elite Craftsman by Toll Brothers, ''America's Luxury Builder''.This award winning layout has 4 spacious bedrooms, 4 full bathrooms,an office and 3 car garage. The gourmet kitchen is a equipped with KitchenAid appliances, a walk-in pantry and stacked cabinetry. At the heart of this home is a great room that opens to a spacious covered lanai and large backyard that offers privacy from the adjacent homes. The owner's suite features a walk-in shower, freestanding tub and a huge master closet that connects to the laundry room.Upstairs atop a gleaming oak staircase is a spacious loft and bedroom suite with full bath that's perfect for overnight guest or a teenager that desires their own living space.Bartram Ranch residents also enjoy access to the Trailhouse ameneties center featuring a resort style pool, well equipped fitness center and clubhouse.Call today to schedule your private tour with one of our knowledgable on-site sales consultants
Next steps in Bartram Ranch
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.
Mortgage calculator — adjust rate & down payment
Cost to own
Mortgage calculator
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Zone X — minimal flood hazard
Flood insurance is typically not required by lenders (always optional).
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Outside all hurricane evacuation zones
This location is not in a designated storm-surge evacuation zone.
Roof: Shingle — year not disclosed (home built 2026)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeAs of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
Around this address
Nearby, from public data
The closest public beach, park, water access, league fields and grocery store from this home's location.
Closest beach parking
Guana Reserve beach lot (north)about 18 mi · 70 parking spaces
Closest park or preserve
Alpine Groves Park6 min drive · 1 mi of trails
Closest public boat ramp
Knight's Boat Ramp and Marina on Black Creekabout 4 mi · St. Johns River - Black Creek
Closest kayak & paddleboard launch
Alpine Groves Park Canoe and Kayak Launchabout 2 mi · St. Johns River
Closest youth league fields
Switzerland Point Park7 min drive · Baseball, Football, Lacrosse, Softball, Track
Closest grocery store
Publix5 min drive · 205 Rivertown Shops Dr, Saint Johns
Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; stores from state food permits and each chain’s store list. Distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.
Sun & Light
South-facing backyard — the year-round light lot
The listing reports the home facing north, which puts the backyard on the south side. Today at this address: sunrise 7:34 AM, sunset 6:47 PM.
- The rear gets sun through the day in every season — in winter, the low southern sun keeps the lanai and yard bright when north-facing yards go flat.
- Summer afternoons are strong but not the direct western blast — shade sails or lanai screening handle it.
Orientation per the MLS listing; sun paths are seasonal geometry for Northeast Florida, not a shade study — trees, screening, and neighboring structures change the picture on any specific lot.
Cost to own
Taxes & assessment
| Year | Market value | Taxable value | Change |
|---|---|---|---|
| 2025 | $165,000 | $165,000 | — |
| 2024 | $70,000 | $70,000 | — |
Estimated taxes if purchased at asking price: ~$14,400/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.
History
Price & status history
- Jun 10, 2026Listed$899,000
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Closed sales
What sold nearby
Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $232/sq ft; this home is listed at $280/sq ft.
| Address | Closed | Price | $/sq ft | Bd/Ba | Sq ft | DOM | Miles |
|---|---|---|---|---|---|---|---|
| 205 Hillcrest Loop, St. Johns, FL 32259Listed by NON MLS (realMLS) | Sep 2026 | $895,678 | $301 | 4/3 | 2,976 | 0 | 0.2 |
| 275 Ranch Land Circle, St. Johns, FL 32259Listed by BERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTY | Sep 2026 | $840,000 | $218 | 5/4.5 | 3,860 | 108 | 0.5 |
| 139 Saddlebunch Court, St. Johns, FL 32259Listed by MATTAMY REAL ESTATE SERVICES | Sep 2026 | $650,000 | $214 | 4/2.5 | 3,036 | 20 | 0.6 |
| 146 Saddlebunch Court, St. Johns, FL 32259Listed by MATTAMY REAL ESTATE SERVICES | Aug 2026 | $599,000 | $253 | 3/2.5 | 2,367 | 88 | 0.6 |
| 91 Walnut Glen Court, St. Johns, FL 32259Listed by GIVE BACK REALTY, LLC. | Sep 2026 | $700,000 | $214 | 5/4 | 3,271 | 46 | 0.7 |
| 117 Beaufort Court, St. Johns, FL 32259Listed by NON MLS (realMLS) | Sep 2026 | $735,532 | $232 | 5/3.5 | 3,169 | 0 | 0.7 |
Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.
Features
School Information
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: JACKSONVILLE TBI REALTY, LLC
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
The neighborhood
About Bartram Ranch
Bartram Ranch is a neighborhood in St. Johns County, FL (St. Johns County), ZIP 32259.
View all Bartram Ranch homes for sale →Keep looking
More homes in Bartram Ranch
For Sale99 Sapling TerraceSt. Johns, FL 32259
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For Sale29 Tradesman LaneSt. Johns, FL 32259
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$774,000Est. $4,120/moTHIS HOME FEELS BRAND NEW! Located on a rare .38-acre fully fenced lot (130' wide) with plenty of room to build your…
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For Sale34 Red Rock LaneSt. Johns, FL 32259
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$749,000Est. $3,986/moLuxury, location, and one of Bartram Ranch's largest cul-de-sac lots. Built by Toll Brothers, this exceptional home is…
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Your Local Realtor
Krista Fracke
Broker Associate
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Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines