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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Riverwood, Ponte Vedra — a gated community home in St. Johns County.

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Sold

Sold·Closed Sep 15, 2026·9 days on market·Recent sales in Riverwood·Riverwood

163 Breezy Bay Drive

Ponte Vedra, FL 32081

$495,000sold priceListed at $495,000 · 100% of asking$309/sqftMLS# 2155520
2
Beds
2
Baths
1,604
Sq Ft
2010
Built
2
Garage
No
Pool

17 more homes for sale in Riverwood →Search Riverwood on the map

FEMA Zone XHOA $245/mo10,890 sqft lotSingle Family Residence1 story

About this home

Riverwood

Located in The Hollow, one of Del Webb Ponte Vedra's most desirable neighborhoods, this concrete block home w/ Spanish tile roof sits on a spacious corner lot just 0.2 miles from the main guard gate. This beautifully maintained Stetson home offers 2 bedrooms, 2 full baths, an office w/ French doors, plus a sunroom w/ separate A/C (approx. 280 sq.ft. of additional living space). Step outback to the extended screened lanai complete w/ retractable awning. The backyard is a true oasis with mature privacy hedges & an abundance of fruit trees - lemon, lime, navel oranges & more - offering beauty, shade, & fresh harvests right outside your door! Additional highlights include: hurricane shutters, garage storm room, hardwood & tile floors, water softener, new refrigerator ('23), HVAC ('18), & water heater ('18). Enjoy all the resort-style amenities DWPV offers PLUS all of Nocatee's nature trails, community pools, dog parks & more! Best of all, you're just 10 minutes from the Atlantic Ocean!

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$2,742
Property taxesest. at asking price, St. Johns County$659
HOAbilled monthly$245
Estimated total, before insurance$3,645/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$5,297/yr · $441/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$495,000
$99,000
Loan Term
Monthly Payment
$2,742
Principal & Interest: $2,742
Property taxes (est.): $659
Insurance (est.): $330
Estimated Total Monthly
$3,730
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone D

Zone D evacuates after zones A, B, C in an approaching storm.

Roof: Tile — year not disclosed (home built 2010)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Sewer · JEA · Public water · JEA_Premises point dataset with CCB_DESC like Water

County records show this parcel on central sewer served by JEA — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,769 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Sun & Light

South-facing backyard — the year-round light lot

The listing reports the home facing north, which puts the backyard on the south side. Today at this address: sunrise 7:27 AM, sunset 6:55 PM.

  • The rear gets sun through the day in every season — in winter, the low southern sun keeps the lanai and yard bright when north-facing yards go flat.
  • A pool back here takes sun most of the day, which means warmer water in the shoulder seasons and the most useful screened-lanai light for plants.
  • Summer afternoons are strong but not the direct western blast — shade sails or lanai screening handle it.

Orientation per the MLS listing; sun paths are seasonal geometry for Northeast Florida, not a shade study — trees, screening, and neighboring structures change the picture on any specific lot.

Cost to own

Taxes & assessment

2025 property taxes (current owner): $5,297/yr

Estimated taxes if purchased at asking price: ~$7,900/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

History

Price & status history

  • Sep 17, 2026Closed$495,000
  • Sep 8, 2026Pending$495,000
  • Jul 24, 2026Active Under Contract$495,000
  • Jul 15, 2026Listed$495,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $286/sq ft; this home is listed at $309/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
111 Strolling Trail, Ponte Vedra, FL 32081Listed by BERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTYJul 2026$589,000$3172/21,86040.3
158 Hawks Harbor Road, Ponte Vedra, FL 32081Listed by BEYCOME OF FLORIDA LLCOct 2026$454,000$3163/21,437320.8
179 Hawks Harbor Road, Ponte Vedra, FL 32081Listed by RE/MAX UNLIMITEDAug 2026$410,000$2852/21,437470.8
153 Hammocks Landing Drive, Ponte Vedra, FL 32081Listed by KELLER WILLIAMS REALTY ATLANTIC PARTNERSAug 2026$529,000$2783/21,9013900.8
163 Hammocks Landing Drive, Ponte Vedra, FL 32081Listed by KELLER WILLIAMS REALTY ATLANTIC PARTNERSJul 2026$461,000$2862/21,614210.8
33 Acorn Grove Court, Ponte Vedra, FL 32081Listed by RE/MAX UNLIMITEDJul 2026$525,000$2732/21,92220.9

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$495,000
Price / Sq Ft$309
Bedrooms2
Bathrooms2.00
Full Baths2
Square Footage1,604
Acres0.25 acres
Year Built2010
TypeResidential
Sub-TypeSingle Family Residence
StyleTraditional
StatusClosed
# of Garages2
Has PoolNo
Is WaterfrontNo
Gated CommunityYes
55+ CommunityYes
Direction FacesNorth

Community Information

Address163 Breezy Bay Drive, Ponte Vedra, FL 32081
Area272-Nocatee South
SubdivisionRiverwood By Del Webb
CityPonte Vedra
CountySt. Johns
StateFL
Zip Code32081
Lot Size10,890 sq ft
Parcel Number0702411090

Amenities

AmenitiesPool, Barbecue, Clubhouse, Fitness Center, Gated, Jogging Path, Maintenance Grounds, Management - Full Time, Management- On Site, Park, Pickleball, Sauna, Security, Spa/Hot Tub, Tennis Court(s)
Community FeaturesSidewalks, Suburban, Street Lights, Gated, Curbs
UtilitiesCable Available, Electricity Available, Natural Gas Not Available, Sewer Available, Water Available
SewerPublic Sewer
Water SourcePublic
ParkingAttached, Garage, Garage Door Opener
ViewTrees/Woods, Other

Interior

Interior FeaturesBreakfast Bar, Ceiling Fan(s), Eat-in Kitchen, Entrance Foyer, Open Floorplan, Pantry, Primary Bathroom - Shower No Tub, Primary Downstairs, Walk-In Closet(s)
AppliancesDishwasher, Disposal, Electric Range, Freezer, Microwave, Refrigerator, Water Softener Owned
HeatingCentral
CoolingCentral Air, Wall/Window Unit(s), Other
FlooringCarpet, Tile, Wood
# of Stories1
LevelsOne
LaundryElectric Dryer Hookup, Lower Level, Washer Hookup
Security24 Hour Security, Gated with Guard, Smoke Detector(s)
Spa FeaturesCommunity

Exterior

Exterior FeaturesStorm Shutters
Lot DescriptionCorner Lot, Many Trees, Sprinklers In Front, Sprinklers In Rear
Patio / PorchAwning(s), Covered, Front Porch, Glass Enclosed, Patio, Screened
RoofTile
ConstructionBlock, Concrete, Stucco

Additional Information

Date ListedJuly 15, 2026
Days on Market9
HOA Fees$245 / Monthly
HOA FrequencyMonthly
HOA NameFirst Service Residential
HOA Fee IncludesMaintenance Grounds, Security
Tax Amount$5,297.15
Tax Year2025
Listing TermsCash, Conventional, VA Loan
55+ CommunityYes
New ConstructionNo

Listing Courtesy of: LOKATION

Sold by: FLORIDA HOMES REALTY & MTG LLC (buyer's brokerage)

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

The neighborhood

About Riverwood

Riverwood is a neighborhood in Nocatee, FL (St. Johns County), ZIP 32081.

View all Riverwood homes for sale →

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Sep 15, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

Marsh boardwalk at golden hour in Ponte Vedra Beach, Florida

Northeast Florida living

Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines