This home is in Riverwood, Ponte Vedra.

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Active

Active·1 day on market·Riverwood

163 Breezy Bay Drive

Ponte Vedra, FL 32081

$495,000$309/sqftEst. $2,635/moMLS# 2155520

Beds

Baths

1,604

Sq Ft

2010

Built

Garage

Pool

About this home

Riverwood

Located in The Hollow, one of Del Webb Ponte Vedra's most desirable neighborhoods, this concrete block home w/ Spanish tile roof sits on a spacious corner lot just 0.2 miles from the main guard gate. This beautifully maintained Stetson home offers 2 bedrooms, 2 full baths, an office w/ French doors, plus a sunroom w/ separate A/C (approx. 280 sq.ft. of additional living space). Step outback to the extended screened lanai complete w/ retractable awning. The backyard is a true oasis with mature privacy hedges & an abundance of fruit trees - lemon, lime, navel oranges & more - offering beauty, shade, & fresh harvests right outside your door! Additional highlights include: hurricane shutters, garage storm room, hardwood & tile floors, water softener, new refrigerator ('23), HVAC ('18), & water heater ('18). Enjoy all the resort-style amenities DWPV offers PLUS all of Nocatee's nature trails, community pools, dog parks & more! Best of all, you're just 10 minutes from the Atlantic Ocean!

Cost to own

Mortgage calculator

Home Price

$495,000

Down Payment: 20%

$99,000

Interest Rate: 6.55%

Loan Term

Monthly Payment

$2,516

Principal & Interest: $2,516

Est. Taxes & Insurance: $629

Estimated Total Monthly

$3,145

*Estimates based on 30-year loan at 6.55% APR (avg 30-yr rate 2026-07-16, Freddie Mac PMMS via FRED). Actual payments may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.0% · 30yr$2,635

Property taxesest. at asking price, St. Johns County$659

HOAbilled monthly$245

Estimated total, before insurance$3,538/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, SilverLeaf, eTown…), bond assessments are collected on the property-tax bill — the tax estimate above reflects county averages, so confirm this home’s exact CDD with us.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.

Cost to own

Taxes & assessment

2025 property taxes (current owner): $5,297/yr

Estimated taxes if purchased at asking price: ~$7,900/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone D

Zone D evacuates after zones A, B, C in an approaching storm.

Roof: Tile — year not disclosed (home built 2010)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Sewer · JEA · Public water · JEA_Premises point dataset with CCB_DESC like Water

County records show this parcel on central sewer served by JEA — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,769 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

Informational only, based on FEMA National Flood Hazard Layer and Florida Division of Emergency Management data at this property’s coordinates. Zones change with map revisions — verify the parcel at msc.fema.gov and floridadisaster.org/knowyourzone before relying on this.

History

Price & status history

Jul 15, 2026Listed$495,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$495,000

Price / Sq Ft$309

Bedrooms2

Bathrooms2.00

Full Baths2

Square Footage1,604

Acres0.25 acres

Year Built2010

TypeResidential

Sub-TypeSingle Family Residence

StyleTraditional

StatusActive

# of Garages2

Has PoolNo

Is WaterfrontNo

Gated CommunityYes

55+ CommunityYes

Direction FacesNorth

Community Information

Address163 Breezy Bay Drive, Ponte Vedra, FL 32081

Area272-Nocatee South

SubdivisionRiverwood By Del Webb

CityPonte Vedra

CountySt. Johns

StateFL

Zip Code32081

Lot Size10,890 sq ft

Parcel Number0702411090

Amenities

AmenitiesPool, Barbecue, Clubhouse, Fitness Center, Gated, Jogging Path, Maintenance Grounds, Management - Full Time, Management- On Site, Park, Pickleball, Sauna, Security, Spa/Hot Tub, Tennis Court(s)

UtilitiesCable Available, Electricity Available, Natural Gas Not Available, Sewer Available, Water Available

SewerPublic Sewer

Water SourcePublic

ParkingAttached, Garage, Garage Door Opener

ViewTrees/Woods, Other

Interior

Interior FeaturesBreakfast Bar, Ceiling Fan(s), Eat-in Kitchen, Entrance Foyer, Open Floorplan, Pantry, Primary Bathroom - Shower No Tub, Primary Downstairs, Walk-In Closet(s)

AppliancesDishwasher, Disposal, Electric Range, Freezer, Microwave, Refrigerator, Water Softener Owned

HeatingCentral

CoolingCentral Air, Wall/Window Unit(s), Other

FlooringCarpet, Tile, Wood

# of Stories1

LevelsOne

LaundryElectric Dryer Hookup, Lower Level, Washer Hookup

Security24 Hour Security, Gated with Guard, Smoke Detector(s)

Spa FeaturesCommunity