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Active

Active·26 days on market

239 Westerly Drive

Yulee, FL 32097

$498,000$203/sqftEst. $2,539/moMLS# 2152949

Beds

Baths

2,454

Sq Ft

2026

Built

Garage

Pool

About this home

Yulee

Discover the Imperial, a two-story home showcasing our Lake House elevation and situated on a scenic pond homesite. Offering 5 bedrooms, 3.5 bathrooms, and an open-concept layout, with luxury vinyl plank flooring extends throughout the main living areas. The kitchen includes a premium KitchenAid appliance package, including a convection range with storage, microwave, dishwasher, and refrigerator. White cabinetry, a Flow White Picket tile backsplash, and a spacious center island create a bright and stylish space for cooking, dining, and entertaining. Additional upgrades include a Smart Home Package, upgraded 8-foot interior doors, enhanced stair railing, and other designer finishes throughout. As a resident of Wildlight, you'll enjoy an outstanding collection of community amenities, including Waterbug Park, a dog park, sports courts, a kayak launch, Coin Toss Park, scenic walking trails, and even more exciting amenities planned for the future. Schedule your private tour today!

Cost to own

Mortgage calculator

Home Price

$498,000

Down Payment: 20%

$99,600

Interest Rate: 6.58%

Loan Term

Monthly Payment

$2,539

Principal & Interest: $2,539

Property taxes (est.): $688

Insurance (est.): $332

Estimated Total Monthly

$3,559

*30-year loan at 6.58% APR (avg 30-yr rate 2026-07-23, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.58% · 30yr$2,539

Property taxesest. at asking price, Nassau County$688

HOAbilled monthly$102

Estimated total, before insurance$3,328/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone F

Zone F evacuates after zones A, B, C, D, E in an approaching storm.

Roof: Shingle — year not disclosed (home built 2026)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History

Price & status history

Jun 29, 2026Listed$498,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$498,000

Price / Sq Ft$203

Bedrooms5

Bathrooms3.50

Full Baths3

Half Baths1

Square Footage2,454

Year Built2026

TypeResidential

Sub-TypeSingle Family Residence

StyleOther

Property ConditionUnder Construction

StatusActive

# of Garages2

Has PoolNo

Is WaterfrontYes

New ConstructionYes

Community Information

Address239 Westerly Drive, Yulee, FL 32097

Area480-Nassau County-Yulee North

SubdivisionWesterly Park

CityYulee

CountyNassau

StateFL

Zip Code32097

Parcel Number503N27101001370000

Amenities

AmenitiesPool, Other, Children's Pool, Park, Playground, Trash

UtilitiesCable Available, Electricity Connected, Natural Gas Available, Natural Gas Connected, Sewer Connected, Water Available

SewerPublic Sewer

Water SourcePublic

ParkingGarage, Garage Door Opener

ViewPond

Waterfront TypePond

Interior

Interior FeaturesEat-in Kitchen, Entrance Foyer, Kitchen Island, Open Floorplan, Pantry, Primary Bathroom - Shower No Tub, Smart Home, Smart Thermostat, Walk-In Closet(s), Other

AppliancesOther, Dishwasher, Gas Range, Microwave, Refrigerator

HeatingElectric, Heat Pump

CoolingCentral Air, Electric

FlooringCarpet, Tile, Vinyl

# of Stories2

LevelsTwo

LaundryElectric Dryer Hookup, Gas Dryer Hookup, Washer Hookup