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Pending

Pending·106 days on market

475 Pine Lilly Loop

Yulee, FL 32097

$528,300$231/sqftEst. $2,694/moMLS# 2139462

Beds

Baths

2,289

Sq Ft

2026

Built

Garage

Pool

About this home

Yulee

Explore the impressive Mahogany in our Lake House Elevation. This open-concept layout includes 4 bedrooms and 3 bathrooms, with Luxury Vinyl Plank flooring enhancing the main living spaces. The gourmet kitchen stands out with a Whirlpool Appliance Package, 42-inch white upper cabinets, a white tile backsplash, quartz countertops, and a large center island. The gathering room showcases a refined tray ceiling and flows effortlessly into a cozy café area. Pocket sliding glass doors lead to an extended covered lanai, creating a seamless indoor-outdoor living experience. Thoughtful upgrades throughout the home include a smart home package, an enhanced owner's bathroom, and a laundry room equipped with a sink and additional cabinetry, along with other designer touches. Residents can also enjoy Wildlight's amenities including Waterbug Park, a dog park, sports courts, a kayak launch, Coin Toss Park, scenic walking trails, and more planned for the future. Schedule your private tour today!

Cost to own

Mortgage calculator

Home Price

$528,300

Down Payment: 20%

$105,660

Interest Rate: 6.58%

Loan Term

Monthly Payment

$2,694

Principal & Interest: $2,694

Property taxes (est.): $729

Insurance (est.): $352

Estimated Total Monthly

$3,775

*30-year loan at 6.58% APR (avg 30-yr rate 2026-07-23, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.58% · 30yr$2,694

Property taxesest. at asking price, Nassau County$729

HOAbilled monthly$106

Estimated total, before insurance$3,529/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Evacuation zone not yet determined

Check floridadisaster.org/knowyourzone.

Roof: Shingle — year not disclosed (home built 2026)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

This Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Features

Price$528,300

Price / Sq Ft$231

Bedrooms4

Bathrooms3.00

Full Baths3

Square Footage2,289

Year Built2026

TypeResidential

Sub-TypeSingle Family Residence

StyleOther

Property ConditionUnder Construction

StatusPending

# of Garages3

Has PoolNo

Is WaterfrontNo

New ConstructionYes

Community Information

Address475 Pine Lilly Loop, Yulee, FL 32097

Area480-Nassau County-Yulee North

SubdivisionWesterly Park

CityYulee

CountyNassau

StateFL

Zip Code32097

Parcel Number503N27101001100000

Amenities

AmenitiesPool, Other, Children's Pool, Park, Playground, Trash

UtilitiesCable Available, Electricity Connected, Natural Gas Available, Natural Gas Connected, Sewer Connected, Water Available

SewerPublic Sewer

Water SourcePublic

ParkingGarage, Garage Door Opener

ViewOther

Interior

Interior FeaturesEat-in Kitchen, Kitchen Island, Open Floorplan, Pantry, Primary Bathroom - Shower No Tub, Smart Home, Smart Thermostat, Walk-In Closet(s)

AppliancesOther, Dishwasher, Gas Cooktop, Gas Oven, Microwave, Refrigerator, Tankless Water Heater

HeatingElectric, Heat Pump

CoolingCentral Air, Electric

FlooringCarpet, Tile, Vinyl

# of Stories1

LevelsOne

LaundryElectric Dryer Hookup, Gas Dryer Hookup, Sink, Washer Hookup