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Sold

Sold·Closed Jul 14, 2026·164 days on market·Recent sales in Yulee

525 Peppervine Way

Yulee, FL 32097

$407,000sold priceListed at $407,000 · 100% of asking$229/sqftMLS# 2116959

Beds

Baths

1,775

Sq Ft

2025

Built

Garage

Pool

HOA $102/moSingle Family Residence1 storyNew construction

About this home

Yulee

Step into the Highgate — a stunning home designed in our elegant Coastal Elevation, perfectly situated on a desirable corner preserve homesite. This thoughtfully crafted Open-Concept floor plan offers 4 Bedrooms, 2 Bathrooms, and Luxury Vinyl Plank flooring throughout the main living areas. At the heart of the home, the Gourmet Kitchen shines with built-in Stainless Steel Whirlpool Appliances (Range, Microwave, Dishwasher, and Refrigerator), Quartz Countertops, and a spacious center Island. The Gathering Room features an elegant Tray Ceiling and flows seamlessly into a welcoming Café area and an extended Covered Lanai, creating the ideal space for indoor-outdoor living. Retreat to the Owner's Suite, where you'll find a spa-inspired En Suite Bath complete with a Dual-Sink Vanity with Soft-Close Cabinetry, a Walk-In Glass-Enclosed Shower, and a generous Walk-In Closet. Schedule your tour today and experience the perfect blend of coastal charm and modern luxury in the Highgate.

Next steps in Yulee

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$2,254

Property taxesest. at asking price, Nassau County$562

HOAbilled monthly$102

Estimated total, before insurance$2,918/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.

Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

Home Price

$407,000

Down Payment: 20%

$81,400

Interest Rate: 7.40%

Loan Term

Monthly Payment

$2,254

Principal & Interest: $2,254

Property taxes (est.): $562

Insurance (est.): $271

Estimated Total Monthly

$3,088

*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Evacuation zone not yet determined

Check floridadisaster.org/knowyourzone.

Roof: Shingle — year not disclosed (home built 2025)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

This Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History

Price & status history

Jul 15, 2026Closed$407,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $247/sq ft; this home is listed at $229/sq ft.

Address	Closed	Price	$/sq ft	Bd/Ba	Sq ft	DOM	Miles
236 Westerly Drive, Yulee, FL 32097Listed by PULTE REALTY OF NORTH FLORIDA, LLC.	Sep 2026	$430,000	$242	4/2	1,775	92	0.2
523 Pine Lilly Loop, Yulee, FL 32097Listed by PULTE REALTY OF NORTH FLORIDA, LLC.	Aug 2026	$497,000	$247	4/3	2,016	54	0.2
475 Pine Lilly Loop, Yulee, FL 32097Listed by PULTE REALTY OF NORTH FLORIDA, LLC.	Aug 2026	$520,000	$227	4/3	2,289	6	0.3
295 Westerly Drive, Yulee, FL 32097Listed by PULTE REALTY OF NORTH FLORIDA, LLC.	Jun 2026	$446,590	$209	4/3	2,139	21	0.3
889 Del Webb Parkway, Yulee, FL 32097Listed by PULTE REALTY OF NORTH FLORIDA, LLC.	Sep 2026	$549,000	$271	3/2.5	2,024	24	0.6
756 Del Webb Parkway, Yulee, FL 32097Listed by PULTE REALTY OF NORTH FLORIDA, LLC.	Sep 2026	$506,840	$273	2/2	1,858	62	0.7

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$407,000

Price / Sq Ft$229

Bedrooms4

Bathrooms2.00

Full Baths2

Square Footage1,775

Year Built2025

TypeResidential

Sub-TypeSingle Family Residence

StyleOther

Property ConditionUnder Construction

StatusClosed

# of Garages2

Has PoolNo

Is WaterfrontNo

New ConstructionYes

Community Information

Address525 Peppervine Way, Yulee, FL 32097

Area480-Nassau County-Yulee North

SubdivisionWesterly Park

CityYulee

CountyNassau

StateFL

Zip Code32097

Parcel Number503N27101000160000

Amenities

AmenitiesPool, Other, Children's Pool, Park, Playground, Trash

UtilitiesCable Available, Electricity Connected, Natural Gas Available, Natural Gas Connected, Sewer Connected, Water Available

SewerPublic Sewer

Water SourcePublic

ParkingGarage, Garage Door Opener

ViewTrees/Woods

Interior

Interior FeaturesKitchen Island, Open Floorplan, Primary Bathroom - Shower No Tub, Smart Home, Smart Thermostat, Walk-In Closet(s)

AppliancesDishwasher, Gas Cooktop, Gas Oven, Microwave, Refrigerator, Tankless Water Heater

HeatingElectric, Heat Pump

CoolingCentral Air, Electric

FlooringCarpet, Tile, Vinyl

# of Stories1

LevelsOne

LaundryElectric Dryer Hookup, Gas Dryer Hookup, Washer Hookup

Exterior

Lot DescriptionCorner Lot, Sprinklers In Front, Sprinklers In Rear

Patio / PorchCovered, Rear Porch

RoofShingle

ConstructionFiber Cement, Frame

Road SurfaceAsphalt

Road FrontageCity Street

Additional Information

Date ListedJune 1, 2026

Days on Market164

HOA Fees$101.61 / Monthly

HOA FrequencyMonthly

Listing TermsCash, Conventional, FHA, VA Loan

55+ CommunityNo

New ConstructionYes

Listing Courtesy of: PULTE REALTY OF NORTH FLORIDA, LLC.

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

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