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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Yulee.

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Sold

Sold·Closed Aug 18, 2026·54 days on market·Recent sales in Yulee

523 Pine Lilly Loop

Yulee, FL 32097

$497,000sold priceListed at $499,000 · 99.6% of asking$247/sqftMLS# 2145171
4
Beds
3
Baths
2,016
Sq Ft
2026
Built
3
Garage
No
Pool
FEMA Zone XHOA $106/moSingle Family Residence1 storyNew construction

About this home

Yulee

Step into the newly released Anniston floor plan with upscale finishes! This spacious residence features 4 bedrooms, 3 full bathrooms, and a 3-car garage, with durable Luxury Vinyl Plank flooring enhancing the home's main living spaces. The gourmet kitchen is equipped with an Appliance Package, elegant 42-inch white cabinetry, quartz surfaces, a stylish white tile backsplash, and a large wrapped island ideal. The expansive living area is highlighted by a tray ceiling and opens effortlessly to the extended covered lanai. The owner's retreat offers a spa-like bathroom complete with a freestanding soaking tub, while added features such as a smart home system and carefully selected designer details elevate the home even further. Living in Wildlight means enjoying a vibrant community with amenities like Waterbug Park, sports courts, a kayak launch, walking and biking trails, a dog park, Coin Toss Park, and exciting future additions still to come. Contact us today!

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$2,753
Property taxesest. at asking price, Nassau County$686
HOAbilled monthly$106
Estimated total, before insurance$3,545/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$497,000
$99,400
Loan Term
Monthly Payment
$2,753
Principal & Interest: $2,753
Property taxes (est.): $686
Insurance (est.): $331
Estimated Total Monthly
$3,770
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone F

Zone F evacuates after zones A, B, C, D, E in an approaching storm.

Roof: Shingle — year not disclosed (home built 2026)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History

Price & status history

  • Aug 19, 2026Closed$499,000
  • Jul 8, 2026Pending$499,000
  • May 14, 2026Listed$499,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $271/sq ft; this home is listed at $248/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
236 Westerly Drive, Yulee, FL 32097Listed by PULTE REALTY OF NORTH FLORIDA, LLC.Sep 2026$430,000$2424/21,775920
475 Pine Lilly Loop, Yulee, FL 32097Listed by PULTE REALTY OF NORTH FLORIDA, LLC.Aug 2026$520,000$2274/32,28960.1
555 Blue Daze St Street, Yulee, FL 32097Listed by FERNANDINA BEACH REALTYJul 2026$470,000$2084/32,258280.6
889 Del Webb Parkway, Yulee, FL 32097Listed by PULTE REALTY OF NORTH FLORIDA, LLC.Sep 2026$549,000$2713/2.52,024240.7
756 Del Webb Parkway, Yulee, FL 32097Listed by PULTE REALTY OF NORTH FLORIDA, LLC.Sep 2026$506,840$2732/21,858620.8
294 Sawgrass Drive, Yulee, FL 32097Listed by WATSON REALTY CORPAug 2026$675,000$2914/22,3191050.8

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$499,000
Price / Sq Ft$248
Bedrooms4
Bathrooms3.00
Full Baths3
Square Footage2,016
Year Built2026
TypeResidential
Sub-TypeSingle Family Residence
StyleOther
Property ConditionUnder Construction
StatusClosed
# of Garages3
Has PoolNo
Is WaterfrontNo
New ConstructionYes

Community Information

Address523 Pine Lilly Loop, Yulee, FL 32097
Area480-Nassau County-Yulee North
SubdivisionWesterly Park
CityYulee
CountyNassau
StateFL
Zip Code32097
Parcel Number503N27101001040000

Amenities

AmenitiesPool, Other, Children's Pool, Park, Playground, Trash
UtilitiesCable Available, Electricity Connected, Natural Gas Available, Natural Gas Connected, Sewer Connected, Water Available
SewerPublic Sewer
Water SourcePublic
ParkingGarage, Garage Door Opener
ViewTrees/Woods, Other

Interior

Interior FeaturesEat-in Kitchen, Kitchen Island, Open Floorplan, Pantry, Primary Bathroom -Tub with Separate Shower, Smart Home, Smart Thermostat, Walk-In Closet(s), Other
AppliancesOther, Dishwasher, Gas Cooktop, Gas Oven, Microwave, Refrigerator
HeatingElectric, Heat Pump
CoolingCentral Air, Electric
FlooringCarpet, Tile, Vinyl
# of Stories1
LevelsOne
LaundryElectric Dryer Hookup, Gas Dryer Hookup, Washer Hookup

Exterior

Lot DescriptionSprinklers In Front, Sprinklers In Rear
Patio / PorchCovered, Front Porch, Rear Porch
RoofShingle
ConstructionFiber Cement, Frame
Road SurfaceAsphalt
Road FrontageCity Street

Additional Information

Date ListedMay 14, 2026
Days on Market54
HOA Fees$106 / Monthly
HOA FrequencyMonthly
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionYes

Listing Courtesy of: PULTE REALTY OF NORTH FLORIDA, LLC.

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

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Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Aug 18, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

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20+ years · 500+ closings · NE Florida

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