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Active

Active·23 days on market

368 Pine Lilly Loop

Yulee, FL 32097

$508,000$221/sqftEst. $2,590/moMLS# 2153553

Beds

Baths

2,296

Sq Ft

2026

Built

Garage

Pool

About this home

Yulee

Discover the Symphony, one of our newest floor plans, on a scenic pond homesite. This thoughtfully designed home offers 5 bedrooms, 3 bathrooms, an enclosed flex room, and an open-concept layout. Luxury vinyl plank flooring extends throughout the main living areas, including the gathering room with a tray ceiling. The gourmet kitchen showcases a premium Whirlpool appliance package with a cooktop and wood hood, oven and microwave tower, dishwasher, and refrigerator, along with white cabinetry, a Crayon white tile backsplash, and a spacious center island perfect for cooking and entertaining. Additional upgrades include a Smart Home package, 8-foot interior doors, a laundry room sink, water softener pre-plumbing, and more. Living in Wildlight means enjoying a vibrant community with amenities like Waterbug Park, sports courts, a kayak launch, walking and biking trails, a dog park, Coin Toss Park, and exciting future additions still to come. Tour today!

Cost to own

Mortgage calculator

Home Price

$508,000

Down Payment: 20%

$101,600

Interest Rate: 6.58%

Loan Term

Monthly Payment

$2,590

Principal & Interest: $2,590

Property taxes (est.): $701

Insurance (est.): $339

Estimated Total Monthly

$3,630

*30-year loan at 6.58% APR (avg 30-yr rate 2026-07-23, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.58% · 30yr$2,590

Property taxesest. at asking price, Nassau County$701

HOAbilled monthly$102

Estimated total, before insurance$3,393/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone F

Zone F evacuates after zones A, B, C, D, E in an approaching storm.

Roof: Shingle — year not disclosed (home built 2026)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History

Price & status history

Jul 24, 2026Price change$508,000−$2,000
Jul 2, 2026Listed$510,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$508,000

Price / Sq Ft$221

Bedrooms5

Bathrooms3.00

Full Baths3

Square Footage2,296

Year Built2026

TypeResidential

Sub-TypeSingle Family Residence

StyleOther

Property ConditionUnder Construction

StatusActive

# of Garages2

Has PoolNo

Is WaterfrontYes

New ConstructionYes

Community Information

Address368 Pine Lilly Loop, Yulee, FL 32097

Area480-Nassau County-Yulee North

SubdivisionWesterly Park

CityYulee

CountyNassau

StateFL

Zip Code32097

Parcel Number503N27101001760000

Amenities

AmenitiesPool, Other, Children's Pool, Park, Playground, Trash

UtilitiesCable Available, Electricity Connected, Natural Gas Available, Natural Gas Connected, Sewer Connected, Water Available

SewerPublic Sewer

Water SourcePublic

ParkingGarage, Garage Door Opener

ViewPond

Waterfront TypePond

Interior

Interior FeaturesEat-in Kitchen, Entrance Foyer, Kitchen Island, Open Floorplan, Pantry, Primary Bathroom - Shower No Tub, Smart Home, Smart Thermostat, Walk-In Closet(s), Other

AppliancesOther, Dishwasher, Gas Oven, Gas Range, Microwave, Refrigerator

HeatingElectric, Heat Pump

CoolingCentral Air, Electric

FlooringCarpet, Tile, Vinyl

# of Stories2

LevelsOne

LaundryElectric Dryer Hookup, Gas Dryer Hookup, Washer Hookup