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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in St. Augustine.

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Sold

Sold·Closed Sep 10, 2026·49 days on market·Recent sales in SilverLeaf

71 Seton Court

St. Augustine, FL 32092

$590,000sold priceListed at $599,000 · 98.5% of asking$169/sqftMLS# 2152485
5
Beds
3
Baths
3,488
Sq Ft
2022
Built
2
Garage
No
Pool
FEMA Zone XHOA $100/mo8,276 sqft lotSingle Family Residence2 stories

About this home

St. Augustine

NEW PRICE! Sellers offering up to $10,000 in concessions. Newer & spacious SilverLeaf home. Zoned for top rated public schools. Easy to show. Welcome to 71 Seton Court, a well maintained home tucked away on a quiet cul-de-sac with an expansive driveway in the highly sought-after SilverLeaf community. This home boasts 5 bedrooms, one of which is situated downstairs. Upstairs there is a family room that can be used as a bedroom(it has a closet)! Additionally, it offers an office/flex space and an upstairs loft! Offering the perfect blend of comfort, style, and functionality, this home features an open-concept floor plan with abundant natural light, spacious living areas, and modern finishes throughout. The well-appointed kitchen overlooks the main living space, making it ideal for both everyday living and entertaining. The owner's suite offers a spacious en-suite bath and walk-in closet, while the added bedrooms provide added flexibility.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$3,268
Property taxesest. at asking price, St. Johns County$785
HOAbilled annually$100
Estimated total, before insurance$4,153/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$7,083/yr · $590/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$590,000
$118,000
Loan Term
Monthly Payment
$3,268
Principal & Interest: $3,268
Property taxes (est.): $785
Insurance (est.): $393
Estimated Total Monthly
$4,446
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: Shingle — year not disclosed (home built 2022)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Likely sewer

County records indicate this parcel on central sewer — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,726 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Cost to own

Taxes & assessment

Last sold: $545,200 in January 2022(county public record, not MLS data)

YearMarket valueTaxable valueChange
2025$553,454$489,125—
2024$548,547$474,633—
2023$509,352$459,352—
2022$89,600$89,600—
2021$65,000$65,000—

2025 property taxes (current owner): $7,083/yr

Estimated taxes if purchased at asking price: ~$9,400/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

History

Price & status history

  • Sep 10, 2026Closed$599,000
  • Sep 6, 2026Pending$599,000
  • Aug 13, 2026Active Under Contract$599,000
  • Aug 8, 2026Price change$599,000−$51,000
  • Jul 25, 2026Price change$650,000−$49,000
  • Jul 11, 2026Price change$699,000−$26,000
  • Jun 25, 2026Listed$725,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $288/sq ft; this home is listed at $172/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
23 Pine Grove Point, St. Augustine, FL 32092Listed by PERRY HOMESSep 2026$1,178,900$3363/3.53,5081780.8
463 Canopy Forest Drive, St. Augustine, FL 32092Listed by ONE SOTHEBY'S INTERNATIONAL REALTYSep 2026$804,375$2884/32,79120.8
503 Canopy Forest Drive, St. Augustine, FL 32092Listed by KELLER WILLIAMS REALTY ATLANTIC PARTNERS ST. AUGUSTINEAug 2026$1,300,000$3324/4.53,918680.8
25 Summer Sun Way, St. Augustine, FL 32092Listed by SOMEDAY HOMES REALTY, LLC.Sep 2026$730,000$2686/32,728110.9
1005 Meadow View Lane, St. Augustine, FL 32092Listed by PREMIER HOMES REALTY INCSep 2026$785,000$2265/3.53,46950.9
156 Rose Bud Lane, St. Augustine, FL 32092Listed by ICI SELECT REALTY, INC.Aug 2026$802,314$2484/3.53,23600.9

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$599,000
Price / Sq Ft$172
Bedrooms5
Bathrooms3.00
Full Baths3
Square Footage3,488
Acres0.19 acres
Year Built2022
TypeResidential
Sub-TypeSingle Family Residence
StatusClosed
# of Garages2
Has PoolNo
Is WaterfrontNo

Community Information

Address71 Seton Court, St. Augustine, FL 32092
Area304- 210 South
SubdivisionSilverleaf
CitySt. Augustine
CountySt. Johns
StateFL
Zip Code32092
Lot Size8,276.4 sq ft
Parcel Number0265520470

Amenities

AmenitiesPool, Clubhouse, Dog Park, Jogging Path, Pickleball, Playground, Tennis Court(s)
Community FeaturesSidewalks
UtilitiesCable Available, Electricity Available, Natural Gas Available, Water Available
SewerPublic Sewer
Water SourcePublic
ParkingAttached, Garage

Interior

Interior FeaturesBreakfast Nook, Ceiling Fan(s), Primary Bathroom -Tub with Separate Shower
AppliancesDishwasher, Disposal, Gas Cooktop, Plumbed For Ice Maker, Refrigerator, Tankless Water Heater
HeatingCentral
CoolingCentral Air
FlooringCarpet
# of Stories2
LaundryUpper Level

Exterior

Lot DescriptionCul-De-Sac
Patio / PorchCovered
RoofShingle
ConstructionFiber Cement, Frame
Road FrontageCity Street

Additional Information

Date ListedJune 26, 2026
Days on Market49
HOA Fees$1,200 / Annually
HOA FrequencyAnnually
Tax Amount$7,083.16
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: MOMENTUM REALTY

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Sep 10, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

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20+ years · 500+ closings · NE Florida

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