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This home is in Silverleaf, St. Augustine.

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Active

Active·46 days on market·Silverleaf

71 Seton Court

St. Augustine, FL 32092

$599,000$172/sqftEst. $3,089/moMLS# 2152485

Beds

Baths

3,488

Sq Ft

2022

Built

Garage

Pool

About this home

Silverleaf

NEW PRICE! Sellers offering up to $10,000 in concessions. Newer & spacious SilverLeaf home. Zoned for top rated public schools. Easy to show. Welcome to 71 Seton Court, a well maintained home tucked away on a quiet cul-de-sac with an expansive driveway in the highly sought-after SilverLeaf community. This home boasts 5 bedrooms, one of which is situated downstairs. Upstairs there is a family room that can be used as a bedroom(it has a closet)! Additionally, it offers an office/flex space and an upstairs loft! Offering the perfect blend of comfort, style, and functionality, this home features an open-concept floor plan with abundant natural light, spacious living areas, and modern finishes throughout. The well-appointed kitchen overlooks the main living space, making it ideal for both everyday living and entertaining. The owner's suite offers a spacious en-suite bath and walk-in closet, while the added bedrooms provide added flexibility.

Cost to own

Mortgage calculator

Home Price

$599,000

Down Payment: 20%

$119,800

Interest Rate: 6.69%

Loan Term

Monthly Payment

$3,089

Principal & Interest: $3,089

Property taxes (est.): $797

Insurance (est.): $399

Estimated Total Monthly

$4,285

*30-year loan at 6.69% APR (avg 30-yr rate 2026-08-06, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.69% · 30yr$3,089

Property taxesest. at asking price, St. Johns County$797

HOAbilled annually$100

Estimated total, before insurance$3,986/mo

Seller’s 2025 tax billper the MLS — includes any CDD / assessments$7,083/yr · $590/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).

Cost to own

Taxes & assessment

Last sold: $545,200 in January 2022(county public record, not MLS data)

Year	Market value	Taxable value	Change
2025	$553,454	$489,125	—
2024	$548,547	$474,633	—
2023	$509,352	$459,352	—
2022	$89,600	$89,600	—
2021	$65,000	$65,000	—

2025 property taxes (current owner): $7,083/yr

Estimated taxes if purchased at asking price: ~$9,600/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: Shingle — year not disclosed (home built 2022)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Likely sewer

County records indicate this parcel on central sewer — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,726 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History