This home is in St Johns Golf & CC, St. Augustine.

1 / 36

Active

Active·45 days on market·St Johns Golf & CC

776 Eagle Point Drive

St. Augustine, FL 32092

$715,000$269/sqftEst. $3,646/moMLS# 2150284

Beds

Baths

2,661

Sq Ft

2001

Built

Garage

Pool

About this home

St Johns Golf & CC

Welcome to your new place to call home in St Johns Golf & Country Club. St Johns county is the most desirable county in Northeast Florida. This beautiful 4B/3B home sits right on the country club golf course overlooking the fairway. The split floor plan offers privacy even with guests or a full house. Enjoy your mornings sipping coffee on the screened patio watching the local wildlife and golfers, overlooking the water. The kitchen has a great open concept into the living room area, which is excellent for entertaining. The living room area has custom shelving for the entertainment area, as well as a gas fireplace. You will have ample storage and parking with your 3-car garage. Close by to supreme shopping and dining only right up the street! Come tour this beautiful home today and see why everyone is moving to St Johns County.

Cost to own

Mortgage calculator

Home Price

$715,000

Down Payment: 20%

$143,000

Interest Rate: 6.58%

Loan Term

Monthly Payment

$3,646

Principal & Interest: $3,646

Property taxes (est.): $951

Insurance (est.): $477

Estimated Total Monthly

$5,074

*30-year loan at 6.58% APR (avg 30-yr rate 2026-07-23, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.58% · 30yr$3,646

Property taxesest. at asking price, St. Johns County$951

HOAbilled quarterly$102

Estimated total, before insurance$4,699/mo

Seller’s 2025 tax billper the MLS — includes any CDD / assessments$5,780/yr · $482/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).

Cost to own

Taxes & assessment

Year	Market value	Taxable value	Change
2025	$515,131	$210,191	—
2024	$513,947	$203,560	—
2023	$492,047	$196,175	▲ $1,720
2022	$458,908	$189,005	—
2021	$349,723	$182,044	—
2020	$320,229	$178,840	—

2025 property taxes (current owner): $5,780/yr

Estimated taxes if purchased at asking price: ~$11,400/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: Other — year not disclosed (home built 2001)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Sewer · JEA · Public water · JEA_Premises point dataset with CCB_DESC like Water

County records show this parcel on central sewer served by JEA — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,780 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History

Price & status history

Jul 8, 2026Price change$715,000−$10,000
Jun 12, 2026Listed$725,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$715,000

Price / Sq Ft$269

Bedrooms4

Bathrooms3.00

Full Baths3

Square Footage2,661

Acres0.37 acres

Year Built2001

TypeResidential

Sub-TypeSingle Family Residence

StatusActive

# of Garages3

Has PoolNo

Is WaterfrontYes

Community Information

Address776 Eagle Point Drive, St. Augustine, FL 32092

Area304- 210 South

SubdivisionSt Johns Golf & Cc

CitySt. Augustine

CountySt. Johns

StateFL

Zip Code32092

Lot Size16,117.2 sq ft

Parcel Number0264310830

Amenities

AmenitiesPool, Other, Clubhouse, Golf Course, Jogging Path, Park, Tennis Court(s)

UtilitiesCable Available, Electricity Available, Natural Gas Available, Sewer Available, Water Available

SewerPublic Sewer

Water SourcePublic

ParkingGarage, Garage Door Opener

ViewGolf Course, Pond

Waterfront TypePond

Interior

Interior FeaturesCeiling Fan(s), Entrance Foyer, Open Floorplan, Pantry, Primary Bathroom -Tub with Separate Shower, Primary Downstairs, Split Bedrooms, Walk-In Closet(s)

AppliancesDishwasher, Disposal, Freezer, Gas Cooktop, Gas Oven, Ice Maker, Microwave, Refrigerator, Water Softener Owned

HeatingCentral

CoolingCentral Air

FlooringCarpet, Tile, Wood

FireplaceYes

# of Fireplaces1

Fireplace FeaturesGas

# of Stories1

LaundryElectric Dryer Hookup, Washer Hookup

SecuritySmoke Detector(s)