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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Holly Forest, St. Augustine — a home near Tocoi Creek High School.

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Pending

Pending·14 days on market·Holly Forest

250 Holly Forest Drive

St. Augustine, FL 32092

$509,000$204/sqftEst. $2,797/mo mortgageMLS# 2149475
↓ $20,000 below original list
4
Beds
3
Baths
2,495
Sq Ft
2021
Built
2
Garage
No
Pool

3 more homes for sale in Holly Forest →Search Holly Forest on the map

FEMA Zone XHOA $104/mo5,663 sqft lotWaterfrontSingle Family Residence2 stories

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Krista Fracke, Broker Associate. You'll hear back from me directly, not from a call center.

About this home

Holly Forest

SELLER WILL PAY CLOSING COSTS WITH ACCEPTABLE OFFER!Welcome to 250 Holly Forest Drive in the highly sought-after SilverLeaf community! This beautifully designed 4-bedroom, 3-bath home offers an exceptional open-concept layout and stunning lagoon water views. From the moment you step into the grand foyer, you'll appreciate the soaring ceilings, elegant flooring, and abundant natural light throughout. The heart of the home features a spacious living and dining area that seamlessly flows into the gourmet kitchen, complete with stainless steel appliances, quartz countertops, a gas cooktop, large center island and breakfast bar that's perfect for entertaining family and friends. A convenient first-floor guest bedroom and full bath provide flexibility for visitors or a home office. Upstairs, the generous owner's suite overlooks the tranquil lagoon and features a luxurious en-suite bath with dual vanities, an oversized walk-in shower and ample closet space.

Next steps in Holly Forest

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Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.32% · 30yr$2,797
Property taxesest. at asking price, St. Johns County$677
HOAbilled annually$104
Estimated total, before insurance$3,579/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$6,317/yr · $526/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$509,000
$101,800
Loan Term
Monthly Payment
$2,797
Principal & Interest: $2,797
Property taxes (est.): $677
Insurance (est.): $339
Estimated Total Monthly
$3,814
*30-year loan at 7.32% APR (avg 30-yr rate 2026-10-22, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: Shingle — year not disclosed (home built 2021)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Likely sewer

County records indicate this parcel on central sewer — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,776 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Around this address

Nearby, from public data

The closest public beach, park, water access, league fields and grocery store from this home's location.

Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; stores from state food permits and each chain’s store list. Distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.

Cost to own

Taxes & assessment

YearMarket valueTaxable valueChange
2025$444,255$444,255—
2024$440,527$440,527—
2023$407,302$407,302—
2022$388,250$388,250—
2021$65,000$65,000—

2025 property taxes (current owner): $6,317/yr

Estimated taxes if purchased at asking price: ~$8,100/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

History

Price & status history

  • Oct 11, 2026Pending$509,000
  • Oct 9, 2026Active$509,000
  • Oct 7, 2026Withdrawn$509,000
  • Sep 25, 2026Active Under Contract$509,000
  • Aug 28, 2026Price change$509,000−$1,000
  • Aug 8, 2026Price change$510,000−$10,000
  • Jul 9, 2026Price change$520,000−$9,000
  • Jun 8, 2026Listed$529,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $222/sq ft; this home is listed at $204/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
271 Courtney Chase Drive, St. Augustine, FL 32092Listed by ICI SELECT REALTY, INC.Oct 2026$785,600$2884/3.52,729570.9
1424 Tintern Lane, St. Augustine, FL 32092Listed by RE/MAX SPECIALISTS PVOct 2026$435,000$2224/21,963281
15 Tanner Trail, St. Augustine, FL 32092Listed by KELLER WILLIAMS ST JOHNSOct 2026$420,000$2053/2.52,045751
215 Brooke Ridge Way, St. Augustine, FL 32092Listed by ICI SELECT REALTY, INC.Oct 2026$1,067,405$3333/33,205151.1
1120 Stonehedge Trail Lane, St. Augustine, FL 32092Listed by SEFAIR INVESTMENTS, INC.Oct 2026$410,000$2193/21,87071.2
2109 Fox Tail Court, St. Augustine, FL 32092Listed by HERRON REAL ESTATE LLCOct 2026$604,000$2214/2.52,7361271.2

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$509,000
Price / Sq Ft$204
Bedrooms4
Bathrooms3.00
Full Baths3
Square Footage2,495
Acres0.13 acres
Year Built2021
TypeResidential
Sub-TypeSingle Family Residence
StyleCraftsman
StatusPending
# of Garages2
Has PoolNo
Is WaterfrontYes

School Information

Community Information

Address250 Holly Forest Drive, St. Augustine, FL 32092
Area304- 210 South
SubdivisionHolly Forest
CitySt. Augustine
CountySt. Johns
StateFL
Zip Code32092
Lot Size5,662.8 sq ft
Parcel Number0265521310
ZoningResidential

Amenities

AmenitiesPool, Basketball Court, Clubhouse, Dog Park, Jogging Path, Park, Pickleball, Playground, Tennis Court(s)
Community FeaturesSidewalks, Curbs
UtilitiesElectricity Connected, Sewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingAttached, Garage, Garage Door Opener
ViewWater
Waterfront TypeLagoon

Interior

Interior FeaturesBreakfast Bar, Eat-in Kitchen, Entrance Foyer, Kitchen Island, Open Floorplan, Pantry, Primary Bathroom - Shower No Tub, Split Bedrooms, Walk-In Closet(s)
AppliancesDishwasher, Disposal, Gas Cooktop, Ice Maker, Microwave, Refrigerator, Tankless Water Heater, Washer
HeatingCentral
CoolingCentral Air, Electric
# of Stories2
LevelsTwo
LaundryUpper Level

Exterior

Lot DescriptionSprinklers In Front, Sprinklers In Rear
Patio / PorchCovered, Front Porch, Patio, Rear Porch
RoofShingle
ConstructionFrame
Road SurfaceAsphalt
Road FrontageCounty Road

Additional Information

Date ListedOctober 9, 2026
Days on Market110
HOA Fees$1,253 / Annually
HOA FrequencyAnnually
Tax Amount$6,317.48
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: COLDWELL BANKER VANGUARD REALTY

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

The neighborhood

About Holly Forest

Holly Forest is a neighborhood in St. Johns County, FL (St. Johns County), ZIP 32092.

View all Holly Forest homes for sale →

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

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20+ years · 500+ closings · NE Florida

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