Work directly with Krista on any home here · Broker Associate · 20+ years · 500+ closings · Christie's International Real Estate First Coast

This home is in Stonehurst Plantation, St. Augustine — a home near Beachside High School.

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Active

Active·45 days on market·Stonehurst Plantation

1476 Greyfield Drive

St. Augustine, FL 32092

$560,000$192/sqftEst. $2,879/moMLS# 2155499

Beds

Baths

2,919

Sq Ft

2005

Built

Garage

Pool

About this home

Stonehurst Plantation

Some homes check the boxes. This one changes the way you picture coming home. Perfectly positioned on an oversized waterfront lot in the highly sought-after Stonehurst Plantation community, this beautifully updated 4-bedroom, 3-bath home offers the space your family needs and the backyard you'll never want to leave. From the moment you step inside, you'll notice how effortlessly the home lives. Sunlight fills the open living spaces, creating an inviting atmosphere that's equally suited for quiet mornings, busy weekdays, and weekends spent entertaining. Whether you're hosting holiday dinners, movie nights, or simply enjoying everyday life, the flexible floor plan gives everyone room to spread out without ever feeling disconnected. Upstairs, all four bedrooms create a peaceful retreat from the main living areas, while the spacious loft is ready to become whatever your lifestyle needs most--a media room, playroom, home gym, or second family room.

Cost to own

Mortgage calculator

Home Price

$560,000

Down Payment: 20%

$112,000

Interest Rate: 6.66%

Loan Term

Monthly Payment

$2,879

Principal & Interest: $2,879

Property taxes (est.): $745

Insurance (est.): $373

Estimated Total Monthly

$3,997

*30-year loan at 6.66% APR (avg 30-yr rate 2026-08-27, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.66% · 30yr$2,879

Property taxesest. at asking price, St. Johns County$745

HOAbilled quarterly$77

Estimated total, before insurance$3,701/mo

Seller’s 2025 tax billper the MLS — includes any CDD / assessments$5,773/yr · $481/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).

Cost to own

Taxes & assessment

2025 property taxes (current owner): $5,773/yr

Estimated taxes if purchased at asking price: ~$8,900/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: material not specified — year not disclosed (home built 2005)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Sewer · JEA · Public water · JEA_Premises point dataset with CCB_DESC like Water

County records show this parcel on central sewer served by JEA — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,776 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History

Price & status history

Aug 22, 2026Price change$560,000−$9,900
Aug 10, 2026Price change$569,900−$5,100
Jul 20, 2026Price change$575,000−$10,000
Jul 15, 2026Listed$585,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$560,000

Price / Sq Ft$192

Bedrooms4

Bathrooms3.00

Full Baths3

Square Footage2,919

Acres0.25 acres

Year Built2005

TypeResidential

Sub-TypeSingle Family Residence

StyleTraditional

StatusActive

# of Garages3

Has PoolNo

Is WaterfrontNo

School Information

ElementaryTimberlin Creek

MiddleSwitzerland Point

HighBeachside

Community Information

Address1476 Greyfield Drive, St. Augustine, FL 32092

Area304- 210 South

SubdivisionStonehurst Plantation

CitySt. Augustine

CountySt. Johns

StateFL

Zip Code32092

Lot Size10,890 sq ft

Parcel Number0264282300

Amenities

AmenitiesBasketball Court, Children's Pool, Clubhouse, Park, Playground

UtilitiesElectricity Connected, Sewer Connected, Water Connected

SewerPublic Sewer

Water SourcePublic

ParkingAttached, Garage

Interior

Interior FeaturesBreakfast Bar, Breakfast Nook, His and Hers Closets, Kitchen Island, Primary Bathroom -Tub with Separate Shower, Smart Thermostat, Walk-In Closet(s)

AppliancesDishwasher, Disposal, Electric Cooktop, Electric Oven, Microwave

HeatingCentral, Electric

CoolingCentral Air, Electric

FlooringCarpet, Laminate, Tile

# of Stories2

LevelsTwo