This home is in Jacksonville.
Sold·Closed Aug 13, 2026·11 days on market·Recent sales in Mandarin
2587 Spreading Oaks Lane
Jacksonville, FL 32223
About this home
Jacksonville
Spacious home in a prime Mandarin location offering exceptional flexibility, storage, & outdoor living. With room for 4 vehicles in 2 garages, the detached garage (with 2019 roof) is also ideal for a workshop or additional storage. Recent improvements include a new roof (2025) accented by beautiful copper gutters, new picture windows & several other updated windows. The home also features 2 HVAC systems, 2 water heaters & a water softener. The oversized primary suite offers generous bath & closet spaces. The screened-in, covered patio provides the perfect setting for enjoying the gorgeous backyard, which offers endless possibilities, including plenty of room for a future pool. The unique playset with built-in dining area & lighting creates a fun, inviting outdoor gathering space. Ideally located near shopping, dining, & major commuter routes, this home presents an excellent opportunity to customize & make it your own.
Next steps in Mandarin
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment
Cost to own
Mortgage calculator
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Zone X — minimal flood hazard
Flood insurance is typically not required by lenders (always optional).
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Hurricane evacuation zone D
Zone D evacuates after zones A, B, C in an approaching storm.
Roof: Shingle — 2019 per the listing
A recent roof is the single biggest lever on Florida homeowners-insurance pricing.
Sewer & public water · JEA
County records show this parcel on central sewer served by JEA — no septic system to inspect or maintain.
Source: Florida DOH Water Management Inventory (public record).
Solar potential: ~1,482 usable sun-hours per year
Moderate solar exposure — shade or roof orientation limits panel output here.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeAs of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
Cost to own
Taxes & assessment
| Year | Market value | Taxable value | Change |
|---|---|---|---|
| 2025 | $530,356 | $294,000 | ▲ $40,180 |
| 2024 | $490,878 | $285,007 | — |
| 2023 | $405,306 | $275,250 | — |
| 2022 | $389,116 | $265,777 | — |
| 2021 | $327,507 | $256,580 | ▼ $10,244 |
| 2020 | $327,475 | $252,348 | — |
2025 property taxes (current owner): $5,793/yr
Estimated taxes if purchased at asking price: ~$13,000/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.
History
Price & status history
- Aug 13, 2026Closed$675,000
- Jun 25, 2026Listed$675,000
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Closed sales
What sold nearby
Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $229/sq ft; this home is listed at $229/sq ft.
| Address | Closed | Price | $/sq ft | Bd/Ba | Sq ft | DOM | Miles |
|---|---|---|---|---|---|---|---|
| 2718 Claire Lane, Jacksonville, FL 32223Listed by KELLER WILLIAMS REALTY ATLANTIC PARTNERS | Sep 2026 | $980,000 | $289 | 4/4 | 3,388 | 3 | 0.6 |
| 11135 Scott Mill Road, Jacksonville, FL 32223Listed by BERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTY | Aug 2026 | $860,000 | $258 | 4/2.5 | 3,327 | 1 | 0.8 |
| 2835 Ridgefield Court, Jacksonville, FL 32257Listed by KELLER WILLIAMS REALTY ATLANTIC PARTNERS SOUTHSIDE | Sep 2026 | $740,000 | $229 | 4/2.5 | 3,238 | 12 | 0.9 |
| 2923 Sandy Branch Lane, Jacksonville, FL 32257Listed by MOMENTUM REALTY | Aug 2026 | $586,000 | $201 | 4/2.5 | 2,922 | 6 | 0.9 |
| 2710 Cove View Drive N, Jacksonville, FL 32257Listed by FLORIDA HOMES REALTY & MTG LLC | Jul 2026 | $502,000 | $155 | 4/4.5 | 3,247 | 59 | 1 |
| 11108 Fairbanks Grant Road W, Jacksonville, FL 32223Listed by CHRISTIE'S INTERNATIONAL REAL ESTATE FIRST COAST | Aug 2026 | $375,000 | $172 | 3/2 | 2,184 | 113 | 1.1 |
Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.
Features
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: ONE SOTHEBY'S INTERNATIONAL REALTY
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
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Krista Fracke
Broker Associate
This home sold on Aug 13, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.
Text Krista about this saleHomes for sale nearby →20+ years · 500+ closings · NE Florida
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