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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Lake Mandarin, Jacksonville — a home near Mandarin High School.

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Sold

Sold·Closed Aug 28, 2026·113 days on market·Recent sales in Lake Mandarin·Lake Mandarin

11108 Fairbanks Grant Road W

Jacksonville, FL 32223

$375,000sold priceListed at $375,000 · 100% of asking$172/sqftMLS# 2136540
3
Beds
2
Baths
2,184
Sq Ft
1978
Built
—
Garage
No
Pool

14 more homes for sale in Lake Mandarin →Search Lake Mandarin on the map

FEMA Zone XHOA $20/mo8,276 sqft lotSingle Family Residence1 story

About this home

Lake Mandarin

Set on a private lot in desirable Lake Mandarin, this thoughtfully updated 3-bedroom, 2-bath residence offers a rare blend of space, light, and modern comfort. Recent improvements include updated windows, along with a roof and HVAC system just 2 years old, providing both peace of mind and energy efficiency. The home is filled with natural light, enhancing its warm and inviting interior, while a spacious media room offers the perfect setting for entertaining, relaxing, or gathering with family and friends. Outside, a large backyard creates a private retreat with ample room to enjoy Florida living. Ideally located near shopping, dining, and major roadways, this property presents an exceptional opportunity in one of Mandarin's most established communities. Lender offers 1% of loan amt towards discount points/closing costs when you choose Daniel Halvorsen, Branch Leader/Mtg Advisor at Halvorsen Team|Neo Home Loans. Lender Incentive is limited to max allowable third party contributions.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$2,077
Property taxesest. at asking price, Duval County$612
HOAbilled annually$20
Estimated total, before insurance$2,710/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$4,612/yr · $384/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$375,000
$75,000
Loan Term
Monthly Payment
$2,077
Principal & Interest: $2,077
Property taxes (est.): $612
Insurance (est.): $250
Estimated Total Monthly
$2,939
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: Shingle — year not disclosed (home built 1978)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Sewer & public water · JEA

County records show this parcel on central sewer served by JEA — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,528 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Cost to own

Taxes & assessment

YearMarket valueTaxable valueChange
2025$315,019$230,148▲ $27,457
2024$288,072$222,955—
2023$323,228$215,005▲ $55,659
2022$257,287$207,287—
2021$213,407$213,407▲ $9,176
2020$194,128$123,253▲ $15,793

2025 property taxes (current owner): $4,612/yr

Estimated taxes if purchased at asking price: ~$7,300/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

History

Price & status history

  • Aug 28, 2026Closed$375,000
  • Aug 26, 2026Pending$375,000
  • Jul 19, 2026Active Under Contract$375,000
  • Jul 7, 2026Price change$375,000−$24,000
  • Mar 28, 2026Listed$399,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $243/sq ft; this home is listed at $172/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
3342 Sarah Spaulding Drive, Jacksonville, FL 32223Listed by FLORIDA HOMES REALTY & MTG LLCOct 2026$375,000$2234/21,681580
2864 Scott Circle, Jacksonville, FL 32223Listed by FLORIDA HOMES REALTY & MTG LLCSep 2026$515,000$2934/21,758340.6
3658 Hampton Glen Place, Jacksonville, FL 32257Listed by WATSON REALTY CORPSep 2026$355,000$2293/21,55010.7
10620 Hampton Road, Jacksonville, FL 32257Listed by FLORIDA HOMES REALTY & MTG LLCSep 2026$390,000$2434/21,608400.8
11549 Sedgemoore Drive S, Jacksonville, FL 32223Listed by HOME PLACE REALTYSep 2026$485,000$1785/42,719851
4067 Bald Eagle Lane, Jacksonville, FL 32257Listed by DJ & LINDSEY REAL ESTATESep 2026$410,000$2463/21,67031

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$375,000
Price / Sq Ft$172
Bedrooms3
Bathrooms2.00
Full Baths2
Square Footage2,184
Total Structure Area2,196 sq ft
Acres0.19 acres
Year Built1978
TypeResidential
Sub-TypeSingle Family Residence
Property ConditionUpdated/Remodeled
StatusClosed
Has PoolNo
Is WaterfrontNo

School Information

ElementaryCrown Point
MiddleMandarin

Community Information

Address11108 Fairbanks Grant Road W, Jacksonville, FL 32223
Area014-Mandarin
SubdivisionLake Mandarin
CityJacksonville
CountyDuval
StateFL
Zip Code32223
Lot Size8,276.4 sq ft
Lot Dimensions75' x 114'
Parcel Number1564111064
ZoningResidential

Amenities

AmenitiesPark, Playground
Community FeaturesSidewalks
UtilitiesCable Connected, Electricity Connected, Sewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingOff Street

Interior

Interior FeaturesCeiling Fan(s), Eat-in Kitchen, Entrance Foyer, Pantry, Primary Bathroom - Shower No Tub, Vaulted Ceiling(s)
AppliancesDishwasher, Disposal, Dryer, Electric Range, Electric Water Heater, Microwave, Refrigerator, Washer
HeatingCentral, Electric
CoolingCentral Air, Electric
FlooringCarpet, Tile
FireplaceYes
Fireplace FeaturesElectric
# of Stories1
LevelsOne
LaundryIn Unit

Exterior

Patio / PorchRear Porch
FencingBack Yard
RoofShingle

Additional Information

Date ListedMarch 28, 2026
Days on Market113
HOA Fees$244.6 / Annually
HOA FrequencyAnnually
HOA NameLake Mandarin HOA
Tax Amount$4,612.26
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: CHRISTIE'S INTERNATIONAL REAL ESTATE FIRST COAST

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

The neighborhood

About Lake Mandarin

Lake Mandarin is a neighborhood in Mandarin, FL (Duval County), ZIP 32223.

View all Lake Mandarin homes for sale →

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Aug 28, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

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20+ years · 500+ closings · NE Florida

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