This home is in Jacksonville.

No photos available

This listing has no photos yet

No photos available

This listing has no photos yet

Active

Active·Listed today

11135 Scott Mill Road

Jacksonville, FL 32223

$860,000$258/sqftEst. $4,371/moMLS# 2156444

Beds

Baths

3,327

Sq Ft

1996

Built

Garage

Pool

About this home

Jacksonville

**OPEN HOUSE SATURDAY 12:00-3:00 pm** Nestled on 3.15 private, wooded acres, and premiering on the market for the first time in its history, this custom-built, single-owner estate offers the rare combination of peaceful seclusion and convenience. Tucked away in Mandarin at the end of a long, secluded driveway, this impeccably maintained home provides over 3,300 square feet of thoughtfully designed single-story living, ready for your personal touch!

Cost to own

Mortgage calculator

Home Price

$860,000

Down Payment: 20%

$172,000

Interest Rate: 6.55%

Loan Term

Monthly Payment

$4,371

Principal & Interest: $4,371

Property taxes (est.): $1,404

Insurance (est.): $573

Estimated Total Monthly

$6,349

*30-year loan at 6.55% APR (avg 30-yr rate 2026-07-16, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.55% · 30yr$4,371

Property taxesest. at asking price, Duval County$1,404

Estimated total, before insurance$5,776/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, SilverLeaf, eTown…), bond assessments are collected on the property-tax bill — the tax estimate above reflects county averages, so confirm this home’s exact CDD with us.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.

Cost to own

Taxes & assessment

2025 property taxes (current owner): $7,437/yr

Estimated taxes if purchased at asking price: ~$16,900/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Evacuation zone not yet determined

Check floridadisaster.org/knowyourzone.

Roof: Shingle — year not disclosed (home built 1996)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,496 usable sun-hours per year

Moderate solar exposure — shade or roof orientation limits panel output here.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

This Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History

Price & status history

Jul 23, 2026Active$860,000
Jul 21, 2026Listed$860,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$860,000

Price / Sq Ft$258

Bedrooms4

Bathrooms2.50

Full Baths2

Half Baths1

Square Footage3,327

Total Structure Area4,392 sq ft

Acres3.15 acres

Year Built1996

TypeResidential

Sub-TypeSingle Family Residence

StyleTraditional

Property ConditionUpdated/Remodeled

StatusActive

# of Garages4

Has PoolNo

Is WaterfrontNo

School Information

ElementaryCrown Point

MiddleMandarin

HighMandarin

Community Information

Address11135 Scott Mill Road, Jacksonville, FL 32223

Area014-Mandarin

SubdivisionHartley Donation

CityJacksonville

CountyDuval

StateFL

Zip Code32223

Lot Size137,214 sq ft

Parcel Number1561000000

ZoningResidential

Amenities

UtilitiesCable Available, Electricity Available, Water Available

SewerPublic Sewer

Water SourceNone

ParkingGarage

ViewTrees/Woods

Interior

Interior FeaturesBuilt-in Features, Butler Pantry, Ceiling Fan(s), Central Vacuum, Eat-in Kitchen, Entrance Foyer, His and Hers Closets, Kitchen Island, Open Floorplan, Pantry, Primary Bathroom -Tub with Separate Shower, Primary Downstairs, Split Bedrooms, Vaulted Ceiling(s), Walk-In Closet(s)

AppliancesDishwasher, Dryer, Gas Cooktop, Microwave, Refrigerator, Trash Compactor, Washer, Water Softener Owned

HeatingCentral

CoolingCentral Air

FlooringCarpet, Laminate, Tile

FireplaceYes

# of Fireplaces1

Fireplace FeaturesGas

# of Stories1

LevelsOne

LaundryGas Dryer Hookup, Lower Level

SecurityClosed Circuit Camera(s), Security System Owned