This home is in Jacksonville.

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Active

Active·7 days on market

2724 Cove View Drive N

Jacksonville, FL 32257

$525,000$171/sqftEst. $2,794/moMLS# 2153697

Beds

Baths

3,062

Sq Ft

1976

Built

—

Garage

Pool

About this home

Jacksonville

Enjoy the St. Johns River lifestyle without the riverfront price tag. Nestled in a private community with just 24 neighbors, this hidden gem captures the relaxed Florida lifestyle. Designed for flexibility, this spacious 3,000 SF home offers 5 bedrooms, including an office (non-conforming bedroom), and a study. Expansive 36' sliders creates a seamless indoor-outdoor connection, while the soaring living room ceiling, wet bar, and wine coolers add an elegant touch. The chef's kitchen features abundant cabinetry, generous counter space, and a bright breakfast area. Freshly painted throughout. New flooring (LVP) on the entire lower level. This move-in-ready home includes access to the pool, tennis, pickleball court, clubhouse, community dock with boat slip availability, RV/boat storage, lawn care and amenities are covered by the HOA.

Cost to own

Mortgage calculator

Home Price

$525,000

Down Payment: 20%

$105,000

Interest Rate: 6.49%

Loan Term

Monthly Payment

$2,652

Principal & Interest: $2,652

Est. Taxes & Insurance: $663

Estimated Total Monthly

$3,315

*Estimates based on 30-year loan at 6.49% APR (avg 30-yr rate 2026-07-09, Freddie Mac PMMS via FRED). Actual payments may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.0% · 30yr$2,794

Property taxesest. at asking price, Duval County$857

HOAbilled monthly$450

Estimated total, before insurance$4,102/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, SilverLeaf, eTown…), bond assessments are collected on the property-tax bill — the tax estimate above reflects county averages, so confirm this home’s exact CDD with us.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.

Cost to own

Taxes & assessment

Year	Market value	Taxable value	Change
2025	$346,343	$218,812	—
2024	$336,784	$211,938	▼ $78,698
2023	$428,255	$204,309	▲ $70,940
2022	$346,180	$196,902	—
2021	$266,847	$189,711	▲ $7,848
2020	$252,983	$186,402	—

2025 property taxes (current owner): $4,429/yr

Estimated taxes if purchased at asking price: ~$10,300/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone D

Zone D evacuates after zones A, B, C in an approaching storm.

Roof: Shingle — year not disclosed (home built 1976)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Likely septic

County records indicate an onsite septic system — budget a septic inspection before closing (typically $300–$500) and expect pump-outs every 3–5 years.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,744 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

Informational only, based on FEMA National Flood Hazard Layer and Florida Division of Emergency Management data at this property’s coordinates. Zones change with map revisions — verify the parcel at msc.fema.gov and floridadisaster.org/knowyourzone before relying on this.

History

Price & status history

Jul 7, 2026Active$525,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$525,000

Price / Sq Ft$171

Bedrooms5

Bathrooms4.00

Full Baths3

Half Baths2

Square Footage3,062

Acres0.21 acres

Year Built1976

TypeResidential

Sub-TypeSingle Family Residence

StyleContemporary

StatusActive

Has PoolNo

Is WaterfrontNo

Direction FacesNorth

Community Information

Address2724 Cove View Drive N, Jacksonville, FL 32257

Area013-Beauclerc/Mandarin North

SubdivisionPlummers Cove

CityJacksonville

CountyDuval

StateFL

Zip Code32257

Lot Size9,147.6 sq ft

Parcel Number1494941030

Amenities

AmenitiesPool, Barbecue, Boat Dock, Boat Slip, Clubhouse, Pickleball, RV/Boat Storage, Storage, Tennis Court(s)

UtilitiesElectricity Connected, Sewer Connected, Water Connected

SewerPrivate Sewer

Water SourcePublic

ParkingOther

Interior

Interior FeaturesBreakfast Nook, Ceiling Fan(s), Eat-in Kitchen, Jack and Jill Bath, Open Floorplan, Primary Bathroom - Shower No Tub, Vaulted Ceiling(s), Walk-In Closet(s), Wet Bar

AppliancesDishwasher, Disposal, Electric Cooktop, Electric Oven, Electric Water Heater, Microwave, Refrigerator, Tankless Water Heater, Washer/Dryer Stacked, Water Softener Owned, Wine Cooler

HeatingCentral, Electric

CoolingCentral Air, Electric

FlooringCarpet, Tile

# of Stories3

LevelsThree Or More