This home is in Jacksonville.
Sold·Closed Aug 7, 2026·6 days on market·Recent sales in Mandarin
2923 Sandy Branch Lane
Jacksonville, FL 32257
About this home
Jacksonville
Multiple offers received Highest & Best due by Noon 7/1/26. Rare Mandarin find on a quiet dead-end circle of just seven homes & No HOA DUES! Tucked beneath majestic oaks & fruit trees on a generous private lot, this updated home delivers light-filled living w/a peaceful, country-like feel & true Mandarin convenience. Inside, oversized rooms flow between separate living & dining areas finished w/hard-surface flooring throughout. The well-appointed kitchen features granite countertops, SS appliances, double wall ovens, a separate cooktop & a built-in wine refrigerator. The spacious primary suite features a private balcony perfect for morning coffee or evening sunsets, custom closet systems, updated vanities and fixtures, and a jetted soaking tub. Beyond cosmetic updates, smart investments include spray foam attic insulation (adding usable storage/energy efficiency) & an EV charging port. Outside is where this property truly separates itself. The expansive backyard offers endless
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Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment
Cost to own
Mortgage calculator
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Zone X — minimal flood hazard
Flood insurance is typically not required by lenders (always optional).
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Outside all hurricane evacuation zones
This location is not in a designated storm-surge evacuation zone.
Roof: Shingle — year not disclosed (home built 1984)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Sewer & public water · JEA
County records show this parcel on central sewer served by JEA — no septic system to inspect or maintain.
Source: Florida DOH Water Management Inventory (public record).
Solar potential: ~1,290 usable sun-hours per year
Moderate solar exposure — shade or roof orientation limits panel output here.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeAs of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
Cost to own
Taxes & assessment
Last sold: $540,000 in November 2023(county public record, not MLS data)
| Year | Market value | Taxable value | Change |
|---|---|---|---|
| 2025 | $529,441 | $375,649 | — |
| 2024 | $464,375 | $364,355 | — |
| 2023 | $446,890 | $366,198 | ▲ $37,192 |
| 2022 | $395,972 | $332,908 | — |
| 2021 | $302,644 | $302,644 | ▼ $23,244 |
| 2020 | $318,019 | $318,019 | — |
2025 property taxes (current owner): $7,212/yr
Estimated taxes if purchased at asking price: ~$11,500/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.
History
Price & status history
- Aug 7, 2026Closed$599,900
- Jul 27, 2026Pending$599,900
- Jun 25, 2026Listed$599,900
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Closed sales
What sold nearby
Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $225/sq ft; this home is listed at $205/sq ft.
| Address | Closed | Price | $/sq ft | Bd/Ba | Sq ft | DOM | Miles |
|---|---|---|---|---|---|---|---|
| 2835 Ridgefield Court, Jacksonville, FL 32257Listed by KELLER WILLIAMS REALTY ATLANTIC PARTNERS SOUTHSIDE | Sep 2026 | $740,000 | $229 | 4/2.5 | 3,238 | 12 | 0.2 |
| 2710 Cove View Drive N, Jacksonville, FL 32257Listed by FLORIDA HOMES REALTY & MTG LLC | Jul 2026 | $502,000 | $155 | 4/4.5 | 3,247 | 59 | 0.3 |
| 3008 Beauclerc Oaks Drive S, Jacksonville, FL 32257Listed by BERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTY | Aug 2026 | $440,000 | $210 | 4/3 | 2,097 | 7 | 0.6 |
| 2825 Scott Mill Estates Drive, Jacksonville, FL 32257Listed by RE/MAX SPECIALISTS | Jul 2026 | $830,000 | $253 | 4/3 | 3,278 | 5 | 0.7 |
| 9616 Beauclerc Bluff Road, Jacksonville, FL 32257Listed by PURSUIT REAL ESTATE, LLC | Jul 2026 | $720,000 | $225 | 5/3 | 3,206 | 6 | 0.7 |
| 2587 Spreading Oaks Lane, Jacksonville, FL 32223Listed by ONE SOTHEBY'S INTERNATIONAL REALTY | Aug 2026 | $663,000 | $225 | 4/3 | 2,945 | 11 | 0.9 |
Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.
Features
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: MOMENTUM REALTY
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
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Krista Fracke
Broker Associate
This home sold on Aug 7, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.
Text Krista about this saleHomes for sale nearby →20+ years · 500+ closings · NE Florida
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