This home is in Oxford Estates, St. Johns.

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Active

Active·Listed today·Oxford Estates

207 Hertford Bridge Way

St. Johns, FL 32259

$825,000$282/sqftEst. $4,206/moMLS# 2155650

Beds

Baths

2,930

Sq Ft

2020

Built

Garage

Yes

Pool

About this home

Oxford Estates

Discover this beautifully updated 4-bedroom, 3-bathroom home tucked away on a quiet cul-de-sac and set on an expansive 1/3-acre lot backing to a peaceful preserve. Thoughtfully enhanced throughout, recent improvements include new interior and exterior paint, high-end luxury vinyl plank flooring throughout the home, new Craftsman-style trim, updated bathrooms, refreshed landscaping, an updated laundry room, a custom-built fireplace, and a built-in entryway that adds both style and function.

Cost to own

Mortgage calculator

Home Price

$825,000

Down Payment: 20%

$165,000

Interest Rate: 6.58%

Loan Term

Monthly Payment

$4,206

Principal & Interest: $4,206

Property taxes (est.): $1,098

Insurance (est.): $550

Estimated Total Monthly

$5,854

*30-year loan at 6.58% APR (avg 30-yr rate 2026-07-23, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.58% · 30yr$4,206

Property taxesest. at asking price, St. Johns County$1,098

HOAbilled monthly$100

Estimated total, before insurance$5,404/mo

Seller’s 2025 tax billper the MLS — includes any CDD / assessments$6,625/yr · $552/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).

Cost to own

Taxes & assessment

Year	Market value	Taxable value	Change
2025	$681,123	$455,115	—
2024	$634,415	$441,581	—
2023	$601,535	$427,263	—
2022	$550,769	$413,362	—
2021	$451,154	$390,623	—
2020	$50,000	$50,000	—

2025 property taxes (current owner): $6,625/yr

Estimated taxes if purchased at asking price: ~$13,200/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Evacuation zone not yet determined

Check floridadisaster.org/knowyourzone.

Roof: Shingle — year not disclosed (home built 2020)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,703 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

This Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History

Price & status history

Jul 23, 2026Listed$825,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$825,000

Price / Sq Ft$282

Bedrooms4

Bathrooms3.00

Full Baths3

Square Footage2,930

Acres0.35 acres

Year Built2020

TypeResidential

Sub-TypeSingle Family Residence

StyleCraftsman

StatusActive

# of Garages3

Has PoolYes

Pool FeaturesIn Ground, Fenced, Heated, Screen Enclosure

Is WaterfrontNo

Gated CommunityYes

School Information

ElementaryCunningham Creek

MiddleSwitzerland Point

HighBartram Trail

Community Information

Address207 Hertford Bridge Way, St. Johns, FL 32259

Area301-Julington Creek/Switzerland

SubdivisionOxford Estates

CitySt. Johns

CountySt. Johns

StateFL

Zip Code32259

Lot Size15,246 sq ft

Parcel Number0023960760

Amenities

AmenitiesPool, Clubhouse, Dog Park, Gated, Jogging Path, Park, Playground

UtilitiesCable Available, Electricity Connected, Sewer Connected, Water Connected

SewerPublic Sewer

Water SourcePublic

ParkingAdditional Parking, Attached, Garage, Garage Door Opener

ViewProtected Preserve, Trees/Woods

Interior

Interior FeaturesBreakfast Bar, Ceiling Fan(s), Guest Suite, His and Hers Closets, Kitchen Island, Open Floorplan, Primary Bathroom - Shower No Tub, Primary Downstairs, Walk-In Closet(s)

AppliancesDishwasher, Disposal, Dryer, Gas Oven, Induction Cooktop, Microwave, Refrigerator, Tankless Water Heater, Water Softener Owned

HeatingCentral

CoolingCentral Air

FlooringVinyl

FireplaceYes

# of Fireplaces1

# of Stories1

LevelsOne

SecuritySmoke Detector(s)

Spa FeaturesHeated, Above Ground