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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Mill Creek Forest, St. Johns — a new construction home in St. Johns County.

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Pending

Pending·185 days on market·Mill Creek Forest

210 Mason Branch Drive

St. Johns, FL 32259

$767,000$236/sqftEst. $4,248/mo mortgageMLS# 2140370
↓ $12,000 below original list
4
Beds
3
Baths
3,250
Sq Ft
2026
Built
3
Garage
No
Pool

14 more homes for sale in Mill Creek Forest →Search Mill Creek Forest on the map

FEMA Zone XHOA $154/mo9,148 sqft lotSingle Family Residence2 storiesNew construction

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Krista Fracke, Broker Associate. You'll hear back from me directly, not from a call center.

About this home

Mill Creek Forest

Located in a no CDD community and just a few steps from a quiet cul-de-sac, this Alice floorplan offers a rare combination of comfort, style, and a more peaceful setting. From the moment you walk in, the 10-foot ceilings create an open, elevated feel, while the impressive 12 foot sliding glass door draws in natural light and enhances the home's seamless indoor/outdoor living experience. A private office provides the flexibility for working from home or creating a quiet, dedicated space that fits your lifestyle. The primary suite is designed to feel like a true retreat, featuring a luxurious bathroom with a freestanding soaking tub that brings a spa inspired touch to your everyday routine. With its thoughtful layout and inviting atmosphere, this home delivers both function and a sense of calm that's easy to appreciate the moment you step inside. Reach out to schedule your tour today!

Next steps in Mill Creek Forest

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Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$4,248
Property taxesest. at asking price, St. Johns County$1,021
HOAbilled monthly$154
Estimated total, before insurance$5,423/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$1,145/yr · $95/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$767,000
$153,400
Loan Term
Monthly Payment
$4,248
Principal & Interest: $4,248
Property taxes (est.): $1,021
Insurance (est.): $511
Estimated Total Monthly
$5,780
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-15, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: Shingle — year not disclosed (home built 2026)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Around this address

Nearby, from public data

The closest public beach, park, water access, league fields and grocery store from this home's location.

Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; stores from state food permits and each chain’s store list. Distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.

Cost to own

Taxes & assessment

YearMarket valueTaxable valueChange
2025$85,000$85,000—

2025 property taxes (current owner): $1,145/yr

Estimated taxes if purchased at asking price: ~$12,200/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

History

Price & status history

  • Aug 25, 2026Pending$767,000
  • Jul 29, 2026Price change$767,000−$1,000
  • Jul 21, 2026Price change$768,000−$1,000
  • Jul 7, 2026Price change$769,000−$10,000
  • Apr 16, 2026Listed$779,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $275/sq ft; this home is listed at $236/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
200 White Horse Way, St. Johns, FL 32259Listed by KELLER WILLIAMS ST JOHNSAug 2026$1,050,000$2835/3.53,70730.2
207 Hertford Bridge Way, St. Johns, FL 32259Listed by REDFIN CORPORATIONAug 2026$805,000$2754/32,93070.3
146 Clarendon Road, St. Johns, FL 32259Listed by ASSIST2SELL FULL SERVICE REALTY LLC.Sep 2026$675,000$2374/32,846420.5
111 Greenbriar Estates Drive, St. Johns, FL 32259Listed by HANEY SIGNATURE REALTY LLCOct 2026$1,480,000$4164/3.53,56151
487 S Aberdeenshire Drive, St. Johns, FL 32259Listed by HOVER GIRL PROPERTIESSep 2026$495,000$1445/33,428551.3
483 S Aberdeenshire Drive, St. Johns, FL 32259Listed by FLORIDA HOMES REALTY & MTG LLCSep 2026$415,000$1814/32,2882191.3

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$767,000
Price / Sq Ft$236
Bedrooms4
Bathrooms3.00
Full Baths3
Square Footage3,250
Acres0.21 acres
Year Built2026
TypeResidential
Sub-TypeSingle Family Residence
Property ConditionUnder Construction
StatusPending
# of Garages3
Has PoolNo
Is WaterfrontNo
Gated CommunityYes
New ConstructionYes

School Information

ConfirmAssignments come from listing agents and zones change; confirm the address with the school district.

Community Information

Address210 Mason Branch Drive, St. Johns, FL 32259
Area301-Julington Creek/Switzerland
SubdivisionMill Creek Forest
CitySt. Johns
CountySt. Johns
StateFL
Zip Code32259
Lot Size9,147.6 sq ft
Parcel Number0013511880

Amenities

AmenitiesPool, Clubhouse, Fitness Center, Gated, Jogging Path, Pickleball, Playground, Tennis Court(s)
Community FeaturesSidewalks, Street Lights, Gated
UtilitiesElectricity Connected, Natural Gas Connected, Sewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingGarage
ViewProtected Preserve, Other

Interior

AppliancesConvection Oven, Dishwasher, Disposal, Gas Cooktop, Gas Range, Microwave, Tankless Water Heater
HeatingElectric
CoolingElectric
FlooringVinyl
# of Stories2
LevelsTwo
LaundryElectric Dryer Hookup, Gas Dryer Hookup, Sink

Exterior

RoofShingle
ConstructionFrame
Road SurfaceAsphalt

Additional Information

Date ListedApril 16, 2026
Days on Market128
HOA Fees$153.68 / Monthly
HOA FrequencyMonthly
Tax Amount$1,144.83
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionYes

Listing Courtesy of: JACKSONVILLE TBI REALTY, LLC

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

The neighborhood

About Mill Creek Forest

Mill Creek Forest is a neighborhood in St. Johns County, FL (St. Johns County), ZIP 32259.

View all Mill Creek Forest homes for sale →

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

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20+ years · 500+ closings · NE Florida

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