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This home is in Oxford Estates, St. Johns — a pool home in St. Johns County.

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Active

Active·Listed today·Oxford Estates

148 Widener Court

St. Johns, FL 32259

$1,125,000$322/sqftEst. $5,843/moMLS# 2164329

Beds

Baths

3,496

Sq Ft

2021

Built

Garage

Yes

Pool

About this home

Oxford Estates

Rarely does a home like this come available in St. Johns County. 6 bedrooms, nearly 4,000 square feet, a private pool, and all on ONE STORY! Tucked behind the gates of highly sought-after Oxford Estates, this stunning Drees-built home was thoughtfully designed with families, entertaining, and everyday living in mind. The split-bedroom floor plan gives everyone their own space while maintaining an incredible open-concept design. Three bedrooms occupy the front right wing of the home, along with a full bath and convenient half bath for guests. On the opposite side, two additional bedrooms and two full baths create another private retreat, including an ideal in-law or guest suite with direct access from the bathroom to the lanai and pool. The owner's suite is truly impressive. At approximately 26 feet wide, the oversized primary retreat features a spa-like ensuite with a spectacular 12-foot shower with dual shower heads and two exceptionally large walk-in closets. At the heart of the home

Cost to own

Mortgage calculator

Home Price

$1,125,000

Down Payment: 20%

$225,000

Interest Rate: 6.76%

Loan Term

Monthly Payment

$5,843

Principal & Interest: $5,843

Property taxes (est.): $1,497

Insurance (est.): $750

Estimated Total Monthly

$8,090

*30-year loan at 6.76% APR (avg 30-yr rate 2026-09-10, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.76% · 30yr$5,843

Property taxesest. at asking price, St. Johns County$1,497

HOAbilled annually$104

Estimated total, before insurance$7,445/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.

Cost to own

Taxes & assessment

2025 property taxes (current owner): $334/yr

Estimated taxes if purchased at asking price: ~$18,000/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Evacuation zone not yet determined

Check floridadisaster.org/knowyourzone.

Roof: Shingle — year not disclosed (home built 2021)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,705 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

This Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History

Price & status history

Sep 11, 2026Active$1,125,000
Sep 10, 2026Listed$1,125,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$1,125,000

Price / Sq Ft$322

Bedrooms6

Bathrooms4.50

Full Baths4

Half Baths1

Square Footage3,496

Acres0.28 acres

Year Built2021

TypeResidential

Sub-TypeSingle Family Residence

StyleTraditional

Property ConditionUpdated/Remodeled

StatusActive

# of Garages3

Has PoolYes

Pool FeaturesIn Ground, Salt Water

Is WaterfrontNo

Community Information

Address148 Widener Court, St. Johns, FL 32259

Area301-Julington Creek/Switzerland

SubdivisionOxford Estates

CitySt. Johns

CountySt. Johns

StateFL

Zip Code32259

Lot Size12,196.8 sq ft

Parcel Number0023961010

Amenities

AmenitiesPool, Children's Pool, Clubhouse, Park, Playground

UtilitiesCable Available, Natural Gas Connected, Water Connected

SewerPublic Sewer

Water SourcePublic

ParkingAttached, Garage, Garage Door Opener

ViewTrees/Woods

Interior

Interior FeaturesBreakfast Bar, Built-in Features, Butler Pantry, Ceiling Fan(s), Eat-in Kitchen, Entrance Foyer, His and Hers Closets, In-Law Floorplan, Kitchen Island, Open Floorplan, Pantry, Primary Bathroom - Shower No Tub, Primary Downstairs, Smart Thermostat, Split Bedrooms, Walk-In Closet(s)

AppliancesDishwasher, Disposal, Double Oven, Electric Cooktop, Gas Water Heater, Microwave, Refrigerator

HeatingCentral, Electric

CoolingCentral Air, Zoned

FlooringCarpet, Tile

# of Stories1

LaundryElectric Dryer Hookup, Washer Hookup

SecuritySecurity Gate

Spa FeaturesIn Ground