This home is in Oxford Estates, St. Johns.

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Active

Active·1 day on market·Oxford Estates

146 Clarendon Road

St. Johns, FL 32259

$709,000$249/sqftEst. $3,774/moMLS# 2155877

Beds

Baths

2,846

Sq Ft

2020

Built

Garage

Pool

About this home

Oxford Estates

Welcome to Oxford Estates! This beautifully upgraded 4-bedroom, 3-bath home offers exceptional flexibility with a rare 3-car tandem garage and a thoughtfully designed floor plan. Currently configured with an oversized flex/living room.n place of the fourth bedroom, making it ideal for guests, a home office, media room, or multi-generational living. At the heart of the home is a stunning gourmet kitchen featuring a large California-style island, upgraded cabinetry with convenient pull-out shelves, an enhanced walk-in pantry, and an open layout perfect for entertaining. Plantation shutters throughout add timeless elegance, while upgraded ceiling fans, an upgraded front entry door, a security system, and a whole-home water conditioning system provide comfort and peace of mind. The spacious owner's suite offers a private retreat with an en-suite bath and generous walk-in closet, while the additional bedroom and flexible living space...

Cost to own

Mortgage calculator

Home Price

$709,000

Down Payment: 20%

$141,800

Interest Rate: 6.55%

Loan Term

Monthly Payment

$3,604

Principal & Interest: $3,604

Est. Taxes & Insurance: $901

Estimated Total Monthly

$4,505

*Estimates based on 30-year loan at 6.55% APR (avg 30-yr rate 2026-07-16, Freddie Mac PMMS via FRED). Actual payments may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.0% · 30yr$3,774

Property taxesest. at asking price, St. Johns County$943

HOAbilled annually$104

Estimated total, before insurance$4,821/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, SilverLeaf, eTown…), bond assessments are collected on the property-tax bill — the tax estimate above reflects county averages, so confirm this home’s exact CDD with us.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: Shingle — year not disclosed (home built 2020)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,743 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

Informational only, based on FEMA National Flood Hazard Layer and Florida Division of Emergency Management data at this property’s coordinates. Zones change with map revisions — verify the parcel at msc.fema.gov and floridadisaster.org/knowyourzone before relying on this.

History

Price & status history

Jul 17, 2026Listed$709,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$709,000

Price / Sq Ft$249

Bedrooms4

Bathrooms3.00

Full Baths3

Square Footage2,846

Year Built2020

TypeResidential

Sub-TypeSingle Family Residence

StyleRanch, Traditional

StatusActive

# of Garages3

Has PoolNo

Is WaterfrontNo

Gated CommunityYes

Community Information

Address146 Clarendon Road, St. Johns, FL 32259

Area301-Julington Creek/Switzerland

SubdivisionOxford Estates

CitySt. Johns

CountySt. Johns

StateFL

Zip Code32259

Parcel Number00000000

Amenities

AmenitiesPool, Clubhouse, Gated

UtilitiesElectricity Available, Water Available

SewerPublic Sewer

Water SourcePublic

ParkingAdditional Parking, Garage, Garage Door Opener

ViewTrees/Woods

Interior

Interior FeaturesBreakfast Nook, Ceiling Fan(s), Entrance Foyer, Kitchen Island, Pantry, Primary Bathroom - Shower No Tub, Primary Downstairs, Walk-In Closet(s)

AppliancesDishwasher, Disposal, Double Oven, Gas Cooktop, Ice Maker, Microwave, Refrigerator

HeatingCentral, Electric, Heat Pump

CoolingCentral Air, Electric

FlooringCarpet

# of Stories1

LevelsOne

LaundryElectric Dryer Hookup, Washer Hookup