This home is in Silverleaf, St. Augustine.

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Pending

Pending·316 days on market·Silverleaf

94 Blue River Drive

St. Augustine, FL 32092

$859,900$274/sqftEst. $4,577/moMLS# 2106884

Beds

Baths

3,140

Sq Ft

2026

Built

Garage

Pool

About this home

Silverleaf

Riverside Homes stunning Avondale plan in Hidden Creek is planned for construction (same plan as model). This home has it all, 4 bedrooms, 3 baths, 3 car split garage, flex room and study. The gorgeous kitchen will have a generous 36'' cooktop, double wall ovens, and drawer microwave. and wired for double pendants and under cabinet lighting. The owner suite is stunning with a sitting room and bath with free standing tub. The expansive family room includes a huge 16' slider and 12' ceilings with tray ceilings and cove molding. There is time to design your home to your taste through our amazing design center. *Photos of similar home of same plan* Floor plan in documents.

Cost to own

Mortgage calculator

Home Price

$859,900

Down Payment: 20%

$171,980

Interest Rate: 6.55%

Loan Term

Monthly Payment

$4,371

Principal & Interest: $4,371

Est. Taxes & Insurance: $1,093

Estimated Total Monthly

$5,463

*Estimates based on 30-year loan at 6.55% APR (avg 30-yr rate 2026-07-16, Freddie Mac PMMS via FRED). Actual payments may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.0% · 30yr$4,577

Property taxesest. at asking price, St. Johns County$1,144

HOAbilled annually$142

Estimated total, before insurance$5,863/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, SilverLeaf, eTown…), bond assessments are collected on the property-tax bill — the tax estimate above reflects county averages, so confirm this home’s exact CDD with us.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.

Cost to own

Taxes & assessment

Year	Market value	Taxable value	Change
2025	$160,000	$160,000	—

2024 property taxes (current owner): $2,822/yr

Estimated taxes if purchased at asking price: ~$13,700/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Evacuation zone not yet determined

Check floridadisaster.org/knowyourzone.

Roof: Shingle — year not disclosed (home built 2026)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

Informational only, based on FEMA National Flood Hazard Layer and Florida Division of Emergency Management data at this property’s coordinates. Zones change with map revisions — verify the parcel at msc.fema.gov and floridadisaster.org/knowyourzone before relying on this.

Features

Price$859,900

Price / Sq Ft$274

Bedrooms4

Bathrooms3.00

Full Baths3

Square Footage3,140

Acres0.26 acres

Year Built2026

TypeResidential

Sub-TypeSingle Family Residence

StyleTraditional

Property ConditionTo Be Built

StatusPending

# of Garages3

Has PoolNo

Is WaterfrontNo

New ConstructionYes

School Information

ElementaryLiberty Pines Academy

MiddleLiberty Pines Academy

HighTocoi Creek

Community Information

Address94 Blue River Drive, St. Augustine, FL 32092

Area304- 210 South

SubdivisionSilverleaf

CitySt. Augustine

CountySt. Johns

StateFL

Zip Code32092

Lot Size11,325.6 sq ft

Parcel Number0099840500

Amenities

AmenitiesPool, Basketball Court, Children's Pool, Clubhouse, Dog Park, Jogging Path, Park, Pickleball, Playground, Tennis Court(s)

UtilitiesCable Available, Electricity Connected, Natural Gas Connected, Sewer Connected, Water Connected

SewerPublic Sewer

Water SourcePublic

ParkingAttached

Interior

Interior FeaturesBreakfast Bar, Breakfast Nook, Built-in Features, Butler Pantry, Entrance Foyer, Guest Suite, His and Hers Closets, Jack and Jill Bath, Open Floorplan, Pantry, Primary Bathroom - Tub with Shower, Primary Downstairs, Smart Thermostat, Split Bedrooms, Walk-In Closet(s), Wet Bar

AppliancesDishwasher, Double Oven, Gas Range, Gas Water Heater, Ice Maker, Microwave, Tankless Water Heater

HeatingElectric

CoolingCentral Air, Electric, Multi Units, Zoned

# of Stories1

LevelsOne

LaundryLower Level, Sink

SecuritySecurity Gate