This home is in Palencia, St. Augustine.

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Active

Active·44 days on market·Palencia

2785 Las Calinas Boulevard

St. Augustine, FL 32095

$740,000$215/sqftEst. $3,773/moMLS# 2149687

Beds

Baths

3,448

Sq Ft

2017

Built

Garage

Pool

About this home

Palencia

5 Bedrooms with 4 Full Bathrooms and an extended 3-car garage with a beautiful location. Situated on a peaceful pond/water view lot the home features a brand-new fenced in backyard, and an oversized screened lanai with extended paver patio overlooking the water, BBQ Area and more room for a pool. Designed for both everyday living and entertaining, the kitchen features quartz countertops, a butler's pantry with custom built-ins, and a 2nd pantry closet with abundant cabinetry in the kitchen, updated lighting, and a large crescent-shaped island with additional seating. Wood-like Tile flooring runs throughout the main living areas, with carpet in the bedrooms. The thoughtfully designed floor plan includes the primary bedroom on main level along with a 2nd bedroom and full bathroom, ideal for guests or multi-generational living.

Cost to own

Mortgage calculator

Home Price

$740,000

Down Payment: 20%

$148,000

Interest Rate: 6.58%

Loan Term

Monthly Payment

$3,773

Principal & Interest: $3,773

Property taxes (est.): $985

Insurance (est.): $493

Estimated Total Monthly

$5,251

*30-year loan at 6.58% APR (avg 30-yr rate 2026-07-23, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.58% · 30yr$3,773

Property taxesest. at asking price, St. Johns County$985

HOAbilled annually$12

Estimated total, before insurance$4,770/mo

Seller’s 2025 tax billper the MLS — includes any CDD / assessments$8,717/yr · $726/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).

Cost to own

Taxes & assessment

Last sold: $100,000 in April 2022(county public record, not MLS data)

Year	Market value	Taxable value	Change
2025	$573,636	$333,246	—
2024	$583,437	$323,147	—
2023	$570,829	$312,279	—
2022	$545,557	$301,727	—
2021	$351,842	$291,483	—
2020	$342,640	$286,768	—

2025 property taxes (current owner): $8,717/yr

Estimated taxes if purchased at asking price: ~$11,800/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone C

Zone C evacuates after zones A, B in an approaching storm.

Roof: Shingle — year not disclosed (home built 2017)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,750 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History

Price & status history

Jun 9, 2026Listed$740,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$740,000

Price / Sq Ft$215

Bedrooms5

Bathrooms4.00

Full Baths4

Square Footage3,448

Total Structure Area4,340 sq ft

Acres0.20 acres

Year Built2017

TypeResidential

Sub-TypeSingle Family Residence

StyleTraditional

StatusActive

# of Garages3

Has PoolNo

Is WaterfrontYes

Gated CommunityYes

Direction FacesEast

School Information

ElementaryPalencia

MiddlePacetti Bay

HighAllen D. Nease

Community Information

Address2785 Las Calinas Boulevard, St. Augustine, FL 32095

Area312-Palencia Area

SubdivisionPalencia

CitySt. Augustine

CountySt. Johns

StateFL

Zip Code32095

Lot Size8,712 sq ft

Lot Dimensions62 x 130

Parcel Number0721532860

ZoningPUD

Amenities

AmenitiesPool, Clubhouse, Fitness Center, Gated, Golf Course, Jogging Path, Park, Pickleball, Playground, Security, Tennis Court(s)

UtilitiesCable Available, Cable Connected, Electricity Available, Electricity Connected, Natural Gas Available, Natural Gas Connected, Sewer Available, Sewer Connected, Water Available, Water Connected

SewerPublic Sewer

Water SourcePublic

ParkingGarage Door Opener

ViewPond, Protected Preserve, Trees/Woods

Waterfront TypePond

Interior

Interior FeaturesButler Pantry, Ceiling Fan(s), Eat-in Kitchen, Entrance Foyer, Kitchen Island, Open Floorplan, Pantry, Primary Bathroom -Tub with Separate Shower, Primary Downstairs, Split Bedrooms, Walk-In Closet(s)

AppliancesDishwasher, Disposal, Double Oven, Electric Oven, Gas Cooktop, Microwave, Refrigerator, Washer

HeatingCentral, Electric, Natural Gas

CoolingCentral Air, Electric

FlooringCarpet, Tile

# of Stories2

LevelsTwo

LaundrySink

SecuritySecurity Gate