This home is in Palencia, St. Augustine — a gated community home in St. Johns County.
Active·137 days on market·Palencia
100 Onda Lane
St. Augustine, FL 32095
42 more homes for sale in Palencia →Search Palencia on the map
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About this home
Palencia
Don't miss the 3D virtual tour--this exceptional home truly has it all! Welcome to this stunning 5-bedroom, 3-bath pool home offering over 2,600 sq. ft. of beautifully upgraded living space, perfectly situated on a premium cul-de-sac preserve lot in one of North Florida's most sought-after golf communities--Palencia .Step inside to an open, move-in ready floor plan featuring custom tile flooring throughout, designer lighting, and elegant architectural touches. The spacious kitchen is a true centerpiece, showcasing granite countertops, white 42-inch cabinetry, subway tile backsplash, a center island, walk-in pantry, and stainless steel appliances including a gas range and double oven. The expansive family room and extended dining area are ideal for entertaining, highlighted by wood beam accents and a custom barn door leading to generously sized guest bedrooms and bath.The main-level primary suite offers a private retreat with a garden tub, separate shower, and a large walk-in closet.
Next steps in Palencia
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment
Cost to own
Mortgage calculator
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Zone X — minimal flood hazard
Flood insurance is typically not required by lenders (always optional).
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Hurricane evacuation zone C
Zone C evacuates after zones A, B in an approaching storm.
Roof: Shingle — year not disclosed (home built 2016)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Solar potential: ~1,750 usable sun-hours per year
A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeAs of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
Sun & Light
Southwest-facing backyard — long light and winter sunsets
The listing reports the home facing northeast, which puts the backyard and pool on the southwest side. Today at this address: sunrise 7:27 AM, sunset 6:56 PM.
- Summer late-afternoons run hot; a pool here is warm and sunset-lit, and shading the lanai’s west edge earns its keep.
- The rear carries sun from midday deep into the evening, and in winter the sun sets almost straight into this exposure — the longest usable outdoor light of the diagonal lots.
Orientation per the MLS listing; sun paths are seasonal geometry for Northeast Florida, not a shade study — trees, screening, and neighboring structures change the picture on any specific lot.
Cost to own
Taxes & assessment
Last sold: $730,000 in November 2023(county public record, not MLS data)
| Year | Market value | Taxable value | Change |
|---|---|---|---|
| 2025 | $575,658 | $575,658 | — |
| 2024 | $565,878 | $565,878 | — |
| 2023 | $520,426 | $285,039 | — |
| 2022 | $488,569 | $275,281 | — |
| 2021 | $323,427 | $265,807 | — |
| 2020 | $316,778 | $261,447 | — |
2025 property taxes (current owner): $7,443/yr
Estimated taxes if purchased at asking price: ~$11,900/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.
History
Price & status history
- Sep 9, 2026Price change$745,000−$20,000
- May 29, 2026Listed$765,000
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Closed sales
What sold nearby
Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $266/sq ft; this home is listed at $280/sq ft.
| Address | Closed | Price | $/sq ft | Bd/Ba | Sq ft | DOM | Miles |
|---|---|---|---|---|---|---|---|
| 2785 Las Calinas Boulevard, St. Augustine, FL 32095Listed by EXP REALTY LLC | Oct 2026 | $750,000 | $218 | 5/4 | 3,448 | 45 | 0.2 |
| 472 Glorieta Drive, St. Augustine, FL 32095Listed by BERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTY | Sep 2026 | $730,000 | $322 | 4/3 | 2,264 | 89 | 0.3 |
| 21 Calle De Paz, St. Augustine, FL 32095Listed by REAL BROKER LLC | Sep 2026 | $530,000 | $228 | 4/2 | 2,320 | 17 | 0.3 |
| 3024 Las Calinas Boulevard, St. Augustine, FL 32095Listed by BERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTY | Jul 2026 | $705,000 | $266 | 4/3 | 2,647 | 54 | 0.3 |
| 612 Glorieta Drive, St. Augustine, FL 32095Listed by MEMORY HOPKINS REAL ESTATE | Aug 2026 | $790,000 | $274 | 4/4 | 2,882 | 69 | 0.4 |
| 241 Dosel Lane, St. Augustine, FL 32095Listed by KELLER WILLIAMS REALTY ATLANTIC PARTNERS ST. AUGUSTINE | Sep 2026 | $634,000 | $263 | 4/3 | 2,411 | 44 | 0.5 |
Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.
Features
School Information
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: FIRST COAST REALTY OF JACKSONVILLE INC
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
The neighborhood
About Palencia
Palencia is a neighborhood in St. Johns County, FL (St. Johns County), ZIP 32095.
View all Palencia homes for sale →Keep looking
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Your Local Realtor
Krista Fracke
Broker Associate
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Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines