This home is in Settlers Landing, Ponte Vedra — a home near Allen D. Nease High School.
Sold·Closed Jul 16, 2026·11 days on market·Recent sales in Settlers Landing·Settlers Landing
166 Rainbow Trout Lane
Ponte Vedra, FL 32081
8 more homes for sale in Settlers Landing →Search Settlers Landing on the map
About this home
Settlers Landing
WELCOME HOME!! This ''like new'' 4 bdrm/2 ba home is located on ''rare to find'' CUL-DE-SAC in SETTLERS LANDING with beautiful PRESERVE VIEWS & extra-long driveway!! You will find $75K+ in STRUCTURAL & FINISH UPGRADES including a gorgeous gourmet kitchen with upgraded cabinets, soft close drawers, quartz counter tops & back splash. Also, includes built in fireplace in family room, wood-look laminate plank flooring in main living area & master bdrm, crown molding, bump out to enlarge master bdrm, spa-like finishes in the master bath, upgraded floor tiles in 2nd bath & laundry room, & window blinds. STRUCTURAL UPGRADES include extra windows in home, tray ceilings in the family room & master bdrm, triple sliding door, extended patio, drop zone & paver driveway! LIVE the NOCATEE LIFESTYLE w/AMAZING AMENITIES including Splash & Spray Park and so much more! Enjoy this golf cart community once you make this beautiful home yours!!
Next steps in Settlers Landing
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment
Cost to own
Mortgage calculator
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Zone X — minimal flood hazard
Flood insurance is typically not required by lenders (always optional).
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Outside all hurricane evacuation zones
This location is not in a designated storm-surge evacuation zone.
Roof: Shingle, Other — year not disclosed (home built 2022)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeAs of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
Sun & Light
North-facing backyard — the shade-and-soft-light lot
The listing reports the home facing south, which puts the backyard on the north side. Today at this address: sunrise 7:25 AM, sunset 7:00 PM.
- The rear stays out of direct sun for most of the day — the coolest lanai orientation in a Florida summer, and the softest, most even light all day.
- A pool back here gets the least direct sun: cooler water and less glare — a real preference split, so decide which camp you are in before you price it.
- Winter afternoons on the lanai run dim earlier than any other orientation.
Orientation per the MLS listing; sun paths are seasonal geometry for Northeast Florida, not a shade study — trees, screening, and neighboring structures change the picture on any specific lot.
Cost to own
Taxes & assessment
Last sold: $488,900 in September 2022(county public record, not MLS data)
| Year | Market value | Taxable value | Change |
|---|---|---|---|
| 2025 | $525,399 | $525,399 | — |
| 2024 | $519,536 | $519,536 | — |
| 2023 | $493,828 | $493,828 | — |
| 2022 | $112,000 | $112,000 | ▼ $39,200 |
| 2021 | $30,000 | $30,000 | — |
2025 property taxes (current owner): $9,439/yr
Estimated taxes if purchased at asking price: ~$8,900/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.
History
Price & status history
- Jul 19, 2026Closed$569,000
- Jun 8, 2026Listed$569,000
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Closed sales
What sold nearby
Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $297/sq ft; this home is listed at $320/sq ft.
| Address | Closed | Price | $/sq ft | Bd/Ba | Sq ft | DOM | Miles |
|---|---|---|---|---|---|---|---|
| 152 Constitution Drive, Ponte Vedra, FL 32081Listed by REAL BROKER LLC | Oct 2026 | $685,000 | $297 | 4/2 | 2,305 | 4 | 0.7 |
| 300 Shadow Ridge Trail, Ponte Vedra, FL 32081Listed by CHRISTIE'S INTERNATIONAL REAL ESTATE FIRST COAST | Sep 2026 | $624,250 | $271 | 3/2 | 2,305 | 405 | 0.8 |
| 368 Pioneer Village Drive, Ponte Vedra, FL 32081Listed by BERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTY | Jul 2026 | $550,000 | $339 | 3/2 | 1,623 | 46 | 1.2 |
| 513 Vista Lake Circle, Ponte Vedra, FL 32081Listed by PALM VALLEY REALTY PLLC | Aug 2026 | $495,000 | $303 | 3/2 | 1,631 | 112 | 1.3 |
| 37 Blue Oak Court, Ponte Vedra, FL 32081Listed by REAL BROKER LLC | Jul 2026 | $592,000 | $269 | 4/2.5 | 2,201 | 197 | 1.3 |
| 425 Union Hill Drive, Ponte Vedra, FL 32081Listed by COMPASS FLORIDA LLC | Jul 2026 | $505,000 | $283 | 2/2 | 1,786 | 76 | 1.3 |
Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.
Features
School Information
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: IRON VALLEY REAL ESTATE NORTH FLORIDA
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
The neighborhood
About Settlers Landing
Settlers Landing is a neighborhood in Nocatee, FL (St. Johns County), ZIP 32081.
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Your Local Realtor

Krista Fracke
Broker Associate
This home sold on Jul 16, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.
Text Krista about this saleHomes for sale nearby →20+ years · 500+ closings · NE Florida
Curious what nearby homes sold for?
MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

Northeast Florida living
Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines











