This home is in Crosswater Village, Ponte Vedra — a home near Allen D. Nease High School.
Sold·Closed Aug 24, 2026·112 days on market·Recent sales in Crosswater Village·Crosswater Village
513 Vista Lake Circle
Ponte Vedra, FL 32081
2 more homes for sale in Crosswater Village →Search Crosswater Village on the map
About this home
Crosswater Village
Welcome to Lake-Front living in Nocatee! Wake up to stunning sunrise views and relax with comfortable shady afternoons in this well designed 3 bed, 2 bath single story home. Step inside to rich hardwood floors, and an open, airy layout. The chef's kitchen is anchored by a large center island and equipped with natural gas cooking. The seamless flow between kitchen, dining, and living areas means you're never far from the conversation. Retreat to your owner's suite featuring a zero entry oversized walk-in shower and custom designed closet that maximizes function and style. Two additional bedrooms provide flexibility for guests, home office, or hobbies. Florida living is all about indoor and outdoor spaces. The extended lanai offers another 200sqft of space to enjoy the peaceful lake, gorgeous at every hour. Located in the sought-after Nocatee community, you'll have access to top-tier amenities, schools, parks, trails, and easy access to beaches, shopping and dining.
Next steps in Crosswater Village
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment
Cost to own
Mortgage calculator
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Zone X — minimal flood hazard
Flood insurance is typically not required by lenders (always optional).
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Hurricane evacuation zone D
Zone D evacuates after zones A, B, C in an approaching storm.
Roof: Shingle — year not disclosed (home built 2018)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Solar potential: ~1,803 usable sun-hours per year
A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeAs of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
Sun & Light
West-facing backyard — the sunset lot
The listing reports the home facing east, which puts the backyard on the west side. Today at this address: sunrise 7:25 AM, sunset 6:59 PM.
- Sunsets happen over your own backyard — and in summer the rear takes the full afternoon sun, so the lanai runs hottest of any orientation from about 3pm on.
- A pool back here is the warmest in town and glitters in the evening; expect afternoon glare on west-facing glass and real value in lanai screening or shade trees.
- Morning coffee happens in shade; the front of the home takes the sunrise.
Orientation per the MLS listing; sun paths are seasonal geometry for Northeast Florida, not a shade study — trees, screening, and neighboring structures change the picture on any specific lot.
Cost to own
Taxes & assessment
Last sold: $540,000 in January 2023(county public record, not MLS data)
| Year | Market value | Taxable value | Change |
|---|---|---|---|
| 2025 | $465,492 | $303,695 | — |
| 2024 | $474,812 | $294,429 | — |
| 2023 | $442,900 | $178,150 | — |
| 2022 | $364,606 | $175,859 | — |
| 2021 | $289,652 | $169,766 | — |
| 2020 | $269,934 | $166,732 | — |
2025 property taxes (current owner): $6,614/yr
Estimated taxes if purchased at asking price: ~$7,900/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.
History
Price & status history
- Aug 28, 2026Closed$499,900
- Jul 22, 2026Active Under Contract$499,900
- Apr 1, 2026Listed$499,900
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Closed sales
What sold nearby
Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $291/sq ft; this home is listed at $306/sq ft.
| Address | Closed | Price | $/sq ft | Bd/Ba | Sq ft | DOM | Miles |
|---|---|---|---|---|---|---|---|
| 553 Vista Lake Circle, Ponte Vedra, FL 32081Listed by LOKATION | Jul 2026 | $500,000 | $314 | 3/2 | 1,592 | 52 | 0 |
| 519 Vista Lake Circle, Ponte Vedra, FL 32081Listed by KELLER WILLIAMS ST JOHNS | Jul 2026 | $515,000 | $285 | 3/2 | 1,810 | 42 | 0 |
| 453 Vista Lake Circle, Ponte Vedra, FL 32081Listed by KELLER WILLIAMS ST JOHNS | Sep 2026 | $505,000 | $287 | 3/2 | 1,757 | 37 | 0.1 |
| 425 Union Hill Drive, Ponte Vedra, FL 32081Listed by COMPASS FLORIDA LLC | Jul 2026 | $505,000 | $283 | 2/2 | 1,786 | 76 | 0.1 |
| 368 Pioneer Village Drive, Ponte Vedra, FL 32081Listed by BERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTY | Jul 2026 | $550,000 | $339 | 3/2 | 1,623 | 46 | 0.3 |
| 293 Sweet Pine Trail, Ponte Vedra, FL 32081Listed by JPAR CITY AND BEACH | Sep 2026 | $572,500 | $291 | 2/2 | 1,964 | 8 | 0.6 |
Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.
Features
School Information
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: PALM VALLEY REALTY PLLC
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
The neighborhood
About Crosswater Village
Crosswater Village is a neighborhood in Nocatee, FL (St. Johns County), ZIP 32081.
View all Crosswater Village homes for sale →Keep looking
More homes in Crosswater Village
For Sale118 Vista Lake CirclePonte Vedra, FL 32081
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For RentLease
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Your Local Realtor
Krista Fracke
Broker Associate
This home sold on Aug 24, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.
Text Krista about this saleHomes for sale nearby →20+ years · 500+ closings · NE Florida
Curious what nearby homes sold for?
MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.
Northeast Florida living
Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines