This home is in Silver Falls, St. Augustine — a waterfront home in St. Johns County.
Pending·59 days on market·Silver Falls
91 Grand Traverse Circle
St. Augustine, FL 32092
About this home
Silver Falls
Under Construction: Ready September 2026! NO CDD FEES! This neighborhood is truly one-of-a-kind! Introducing the Sierra Bonus floor plan by Lennar Homes, featuring 4 bedrooms, 3.5 bathrooms, and a 2-car garage. This home includes Lennar's Everything's Included® package with 42'' white cabinets, white quartz kitchen countertops, and stainless steel appliances (range, dishwasher, microwave, and refrigerator). Ceramic wood tile flows through all wet areas and extends into the family, dining, and hall spaces. Additional features include quartz vanities, a water heater, a screened lanai, and a full sprinkler system. Enjoy peace of mind with a 1-year builder warranty, dedicated customer service program, and 24-hour emergency service. (Conditions may apply)
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment
Cost to own
Mortgage calculator
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Zone X — minimal flood hazard
Flood insurance is typically not required by lenders (always optional).
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Outside all hurricane evacuation zones
This location is not in a designated storm-surge evacuation zone.
Roof: Shingle — year not disclosed (home built 2026)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeAs of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
History
Price & status history
- Jul 28, 2026Pending$567,490
- Jul 27, 2026Price change$567,490−$20,000
- Jul 23, 2026Active$587,490
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Features
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: LENNAR REALTY INC · LennarJacksonville@Lennar.com
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
The neighborhood
About Silver Falls
Silver Falls is a neighborhood in St. Johns County, FL (St. Johns County), ZIP 32092.
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Your Local Realtor
Krista Fracke
Broker Associate
Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.
Text Krista about this home20+ years · 500+ closings · NE Florida
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Northeast Florida living
Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines