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This home is in Silver Falls, St. Augustine.

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Active

Active·Listed today·Silver Falls

91 Grand Traverse Circle

St. Augustine, FL 32092

$587,490$221/sqftEst. $2,995/moMLS# 2149369
4
Beds
3
Baths
2,663
Sq Ft
2026
Built
2
Garage
No
Pool

About this home

Silver Falls

Under Construction: Ready September 2026! NO CDD FEES! This neighborhood is truly one-of-a-kind! Introducing the Sierra Bonus floor plan by Lennar Homes, featuring 4 bedrooms, 3.5 bathrooms, and a 2-car garage. This home includes Lennar's Everything's Included® package with 42'' white cabinets, white quartz kitchen countertops, and stainless steel appliances (range, dishwasher, microwave, and refrigerator). Ceramic wood tile flows through all wet areas and extends into the family, dining, and hall spaces. Additional features include quartz vanities, a water heater, a screened lanai, and a full sprinkler system. Enjoy peace of mind with a 1-year builder warranty, dedicated customer service program, and 24-hour emergency service. (Conditions may apply)

Cost to own

Mortgage calculator

$587,490
$117,498
Loan Term
Monthly Payment
$2,995
Principal & Interest: $2,995
Property taxes (est.): $782
Insurance (est.): $392
Estimated Total Monthly
$4,169
*30-year loan at 6.58% APR (avg 30-yr rate 2026-07-23, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.58% · 30yr$2,995
Property taxesest. at asking price, St. Johns County$782
HOAbilled annually$12
Estimated total, before insurance$3,789/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$1,212/yr · $101/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Evacuation zone not yet determined

Check floridadisaster.org/knowyourzone.

Roof: Shingle — year not disclosed (home built 2026)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

This Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History

Price & status history

  • Jul 23, 2026Active$587,490

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$587,490
Price / Sq Ft$221
Bedrooms4
Bathrooms3.50
Full Baths3
Half Baths1
Square Footage2,663
Acres0.16 acres
Year Built2026
TypeResidential
Sub-TypeSingle Family Residence
StyleTraditional
Property ConditionUnder Construction
StatusActive
# of Garages2
Has PoolNo
Is WaterfrontYes
New ConstructionYes

Community Information

Address91 Grand Traverse Circle, St. Augustine, FL 32092
Area305-World Golf Village Area-Central
SubdivisionSilver Falls
CitySt. Augustine
CountySt. Johns
StateFL
Zip Code32092
Lot Size6,969.6 sq ft
Parcel Number000

Amenities

AmenitiesPool, Clubhouse, Dog Park, Park, Pickleball, Playground, Tennis Court(s), Trash
UtilitiesCable Available, Natural Gas Available, Natural Gas Connected, Sewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
Green / EnergyWindows
ParkingAttached, Garage, Garage Door Opener
ViewPond, Water
Waterfront TypePond

Interior

Interior FeaturesBreakfast Bar, Entrance Foyer, Kitchen Island, Pantry, Primary Bathroom -Tub with Separate Shower, Split Bedrooms, Walk-In Closet(s)
AppliancesDishwasher, Disposal, Gas Cooktop, Gas Oven, Gas Range, Gas Water Heater, Ice Maker, Microwave, Refrigerator
HeatingCentral, Electric, Heat Pump
CoolingCentral Air, Electric
FlooringCarpet, Tile
# of Stories1
LevelsTwo
LaundryGas Dryer Hookup, Washer Hookup
SecuritySmoke Detector(s)

Exterior

Lot DescriptionSprinklers In Front, Sprinklers In Rear
Patio / PorchFront Porch, Patio, Screened
RoofShingle
ConstructionFiber Cement, Frame
Road SurfaceAsphalt

Additional Information

Date ListedJuly 23, 2026
Days on Market45
HOA Fees$144 / Annually
HOA FrequencyAnnually
HOA NameSilverLeaf Master
Tax Amount$1,212.18
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionYes

The neighborhood

About Silver Falls

Silver Falls is a neighborhood in St. Johns County, FL (St. Johns County), ZIP 32092.

View all Silver Falls homes for sale →

Listing Courtesy of: LENNAR REALTY INC

Information deemed reliable but not guaranteed. Data provided by realMLS (Northeast Florida MLS).

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

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20+ years · 500+ closings · NE Florida

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MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

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