Skip to main content
Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Silver Falls, St. Augustine — a new construction home in St. Johns County.

Photo 1 / 32
Sold

Sold·Closed Oct 16, 2026·142 days on market·Recent sales in Silver Falls·Silver Falls

120 Ludington Parkway

St. Augustine, FL 32092

$437,990sold priceListed at $437,990 · 100% of asking$231/sqftMLS# 2142672
3
Beds
2
Baths
1,897
Sq Ft
2026
Built
2
Garage
No
Pool

42 more homes for sale in Silver Falls →Search Silver Falls on the map

FEMA Zone XHOA $144/mo4,792 sqft lotSingle Family Residence1 storyNew construction

About this home

Silver Falls

***MOVE IN READY - BRAND NEW HOME*** Discover the Hailey II floor plan by Lennar Homes featuring 3 bedrooms, 2 bath and a 2-car garage. This home offers a beautiful Kitchen with Quartz countertops, 42'' cabinets, and stainless steel appliances including a gas range, double ovens, dishwasher, microwave, and refrigerator. Ceramic wood-look tile is featured in all wet areas and extends into the living, dining, study, and halls. Additional highlights include Quartz vanities, a pre-screened lanai, and a full sprinkler system. Enjoy confidence with a one-year builder warranty, dedicated customer service, and 24-hour emergency support. (Conditions may apply)

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.32% · 30yr$2,407
Property taxesest. at asking price, St. Johns County$583
HOAbilled monthly$144
Estimated total, before insurance$3,134/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$1,212/yr · $101/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: Shingle — year not disclosed (home built 2026)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Around this address

Nearby, from public data

The closest public beach, park, water access, league fields and grocery store from this home's location.

Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; stores from state food permits and each chain’s store list. Distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.

Cost to own

Taxes & assessment

YearMarket valueTaxable valueChange
2025$90,000$90,000—

2025 property taxes (current owner): $1,212/yr

Estimated taxes if purchased at asking price: ~$7,000/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

History

Price & status history

  • Oct 23, 2026Closed$437,990
  • Sep 21, 2026Pending$437,990
  • Sep 14, 2026Price change$437,990−$30,000
  • Sep 10, 2026Price change$467,990+$15,000
  • Aug 25, 2026Price change$452,990−$5,000
  • Jul 27, 2026Price change$457,990−$20,000
  • Apr 30, 2026Listed$477,990

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $249/sq ft; this home is listed at $231/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
82 Hasler Avenue, St. Augustine, FL 32092Listed by LENNAR REALTY INCOct 2026$412,490$2413/2.51,715240.1
66 Hasler Avenue, St. Augustine, FL 32092Listed by LENNAR REALTY INCOct 2026$487,990$2573/21,897860.1
63 Walloon Cove, St. Augustine, FL 32092Listed by LENNAR REALTY INCSep 2026$442,490$2364/2.51,87510.1
45 Walloon Cove, St. Augustine, FL 32092Listed by LENNAR REALTY INCSep 2026$426,490$2493/2.51,7141350.1
42 Hasler Avenue, St. Augustine, FL 32092Listed by LENNAR REALTY INCSep 2026$499,990$2214/3.52,263150.1
643 Grand Traverse Circle, St. Augustine, FL 32092Listed by LENNAR REALTY INCAug 2026$584,980$2584/22,2681190.2

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$437,990
Price / Sq Ft$231
Bedrooms3
Bathrooms2.00
Full Baths2
Square Footage1,897
Acres0.11 acres
Year Built2026
TypeResidential
Sub-TypeSingle Family Residence
StyleRanch, Traditional
Property ConditionUnder Construction
StatusClosed
# of Garages2
Has PoolNo
Is WaterfrontNo
New ConstructionYes

School Information

ConfirmAssignments come from listing agents and zones change; confirm the address with the school district.

Community Information

Address120 Ludington Parkway, St. Augustine, FL 32092
Area305-World Golf Village Area-Central
SubdivisionSilver Falls
CitySt. Augustine
CountySt. Johns
StateFL
Zip Code32092
Lot Size4,791.6 sq ft
Lot Dimensions50X125
Parcel Number0269413160

Amenities

AmenitiesPool, Clubhouse, Fitness Center, Jogging Path, Playground, Tennis Court(s), Trash
UtilitiesElectricity Connected, Natural Gas Connected, Sewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
Green / EnergyWindows
ParkingGarage, Garage Door Opener

Interior

Interior FeaturesBreakfast Bar, Breakfast Nook, Eat-in Kitchen, Kitchen Island, Pantry, Primary Bathroom -Tub with Separate Shower, Split Bedrooms, Walk-In Closet(s)
AppliancesConvection Oven, Dishwasher, Disposal, Double Oven, Dryer, Gas Cooktop, Gas Oven, Gas Range, Gas Water Heater, Ice Maker, Microwave, Refrigerator, Washer
HeatingCentral, Electric, Heat Pump
CoolingCentral Air, Electric
FlooringTile
# of Stories1
LevelsOne
LaundryElectric Dryer Hookup, Washer Hookup
SecuritySmoke Detector(s)

Exterior

Lot DescriptionSprinklers In Front, Sprinklers In Rear
Patio / PorchFront Porch, Patio, Screened
RoofShingle
ConstructionFiber Cement, Frame
Road SurfaceAsphalt

Additional Information

Date ListedApril 30, 2026
Days on Market142
HOA Fees$144 / Monthly
HOA FrequencyMonthly
HOA Fee IncludesPest Control
Tax Amount$1,212.18
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionYes

Listing Courtesy of: LENNAR REALTY INC

Sold by: NON MLS (realMLS) (buyer's brokerage)

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

The neighborhood

About Silver Falls

Silver Falls is a neighborhood in SilverLeaf, FL (St. Johns County), ZIP 32092.

View all Silver Falls homes for sale →

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Oct 16, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

Is this home priced right?

Ask Krista and she'll email you her read on how this price compares with recent sales nearby.

Marsh boardwalk at golden hour in Ponte Vedra Beach, Florida

Northeast Florida living

Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines