This home is in Aberdeen, St. Johns — a waterfront home in St. Johns County.
Active·2 days on market·Aberdeen
39 Balmoral Castle Drive
St. Johns, FL 32259
21 more homes for sale in Aberdeen →Search Aberdeen on the map
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About this home
Aberdeen
Imagine stepping outside each morning to a backyard that feels like a private escape. This fully fenced backyard stretches beyond the screened lanai toward a tranquil pond, with a beautiful preserve beyond it. Instead of looking into another row of homes, your view opens to water, mature greenery and the peaceful natural setting beyond. The preserve creates an especially serene backdrop, giving the backyard a sense of space, privacy and quiet that is hard to find. Whether you're sipping coffee on the lanai, watching the water and wildlife, gathering with friends or simply enjoying a quiet evening outdoors, this is a space designed to slow things down and let you breathe. Inside, this 5 bed, 4 bath Aberdeen home offers 2,561 square feet of beautifully finished living space with an incredible amount of character and attention to detail. Throughout the home, thoughtfully designed wall treatments give each space its own personality, from classic board and batten and
Next steps in Aberdeen
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment
Cost to own
Mortgage calculator
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Zone X — minimal flood hazard
Flood insurance is typically not required by lenders (always optional).
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Outside all hurricane evacuation zones
This location is not in a designated storm-surge evacuation zone.
Roof: Shingle — year not disclosed (home built 2019)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Solar potential: ~1,765 usable sun-hours per year
A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeAs of October 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
Cost to own
Taxes & assessment
| Year | Market value | Taxable value | Change |
|---|---|---|---|
| 2025 | $435,978 | $327,943 | — |
| 2024 | $432,076 | $308,271 | — |
| 2023 | $452,941 | $285,348 | — |
| 2022 | $401,142 | $264,228 | — |
| 2021 | $303,717 | $244,755 | — |
| 2020 | $281,848 | $231,848 | — |
2025 property taxes (current owner): $6,906/yr
Estimated taxes if purchased at asking price: ~$8,800/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.
History
Price & status history
- Oct 2, 2026Listed$548,000
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Features
School Information
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: MOMENTUM REALTY
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
The neighborhood
About Aberdeen
Aberdeen is a neighborhood in St. Johns County, FL (St. Johns County), ZIP 32259.
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Krista Fracke
Broker Associate
Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.
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Northeast Florida living
Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines