This home is in Julington Creek, Jacksonville.

1 / 58

Active

Active·98 days on market·Julington Creek

725 Piney Place

Jacksonville, FL 32259

$769,000$218/sqftEst. $4,093/moMLS# 2138977

Beds

Baths

3,529

Sq Ft

2002

Built

Garage

Pool

About this home

Julington Creek

*NEW PAINT; NEW CARPETING* Welcome to a beautifully positioned cul-de-sac residence offering privacy, space, and timeless design in the desirable Julington Creek Plantation community. Situated on a generous .45-acre lot, this well-maintained home offers over 3,500 square feet of thoughtfully designed living space. Inside, you'll find an open floor plan highlighted by vaulted and tray ceilings, a well-appointed kitchen featuring an island, breakfast bar, pantry, and eat-in nook, along with a separate dining area and comfortable living spaces. The primary suite is on the main level and includes a bay window, spacious walk-in closet, direct access to the screened lanai, and a private bath with a garden tub and separate shower. Upstairs, additional bedrooms provide flexibility, including a Jack and Jill bath, one bedroom with its own private bathroom, and a convenient second-floor laundry chute that delivers directly to the main-level laundry room.

Cost to own

Mortgage calculator

Home Price

$769,000

Down Payment: 20%

$153,800

Interest Rate: 6.49%

Loan Term

Monthly Payment

$3,884

Principal & Interest: $3,884

Est. Taxes & Insurance: $971

Estimated Total Monthly

$4,856

*Estimates based on 30-year loan at 6.49% APR (avg 30-yr rate 2026-07-09, Freddie Mac PMMS via FRED). Actual payments may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.0% · 30yr$4,093

Property taxesest. at asking price, St. Johns County$1,023

HOAbilled annually$48

Estimated total, before insurance$5,165/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, SilverLeaf, eTown…), bond assessments are collected on the property-tax bill — the tax estimate above reflects county averages, so confirm this home’s exact CDD with us.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.

Cost to own

Taxes & assessment

Year	Market value	Taxable value	Change
2025	$633,376	$344,650	—
2024	$600,180	$334,229	—
2023	$580,081	$323,038	—
2022	$576,098	$312,173	—
2021	$413,885	$290,623	—
2020	$355,778	$285,920	—

2025 property taxes (current owner): $4,803/yr

Estimated taxes if purchased at asking price: ~$12,300/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: Shingle — year not disclosed (home built 2002)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Sewer & public water · JEA

County records show this parcel on central sewer served by JEA — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,743 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

Informational only, based on FEMA National Flood Hazard Layer and Florida Division of Emergency Management data at this property’s coordinates. Zones change with map revisions — verify the parcel at msc.fema.gov and floridadisaster.org/knowyourzone before relying on this.

History

Price & status history

Jul 15, 2026Price change$769,000−$30,900
Apr 8, 2026Listed$799,900

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$769,000

Price / Sq Ft$218

Bedrooms5

Bathrooms4.00

Full Baths4

Square Footage3,529

Total Structure Area4,828 sq ft

Acres0.45 acres

Year Built2002

TypeResidential

Sub-TypeSingle Family Residence

StyleTraditional

StatusActive

# of Garages3

Has PoolNo

Is WaterfrontNo

Community Information

Address725 Piney Place, Jacksonville, FL 32259

Area301-Julington Creek/Switzerland

SubdivisionJulington Creek Plan

CityJacksonville

CountySt. Johns

StateFL

Zip Code32259

Lot Size19,602 sq ft

Parcel Number2490260440

Amenities

AmenitiesPool, Basketball Court, Children's Pool, Clubhouse, Fitness Center, Golf Course, Jogging Path, Maintenance Grounds, Management - Full Time, Management- On Site, Pickleball, Playground, Service Elevator(s), Tennis Court(s), Trash

UtilitiesElectricity Connected, Sewer Connected, Water Connected

SewerPublic Sewer

Water SourcePublic

ParkingAdditional Parking, Attached, Garage, Garage Door Opener

Interior

Interior FeaturesBreakfast Bar, Breakfast Nook, Built-in Features, Ceiling Fan(s), Eat-in Kitchen, Entrance Foyer, Jack and Jill Bath, Kitchen Island, Open Floorplan, Pantry, Primary Bathroom -Tub with Separate Shower, Primary Downstairs, Split Bedrooms, Vaulted Ceiling(s), Walk-In Closet(s)

AppliancesDishwasher, Dryer, Electric Cooktop, Electric Oven, Refrigerator, Washer, Water Softener Owned

HeatingCentral

CoolingCentral Air

FlooringCarpet, Tile

FireplaceYes

# of Fireplaces1

Fireplace FeaturesElectric

# of Stories2

LevelsTwo

LaundryIn Unit, Lower Level

SecuritySmoke Detector(s)