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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Julington Creek, Jacksonville — a golf course home in St. Johns County.

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Sold

Sold·Closed Sep 14, 2026·108 days on market·Recent sales in Julington Creek·Julington Creek

725 Piney Place

Jacksonville, FL 32259

$750,000sold priceListed at $769,000 · 97.5% of asking$213/sqftMLS# 2138977
5
Beds
4
Baths
3,529
Sq Ft
2002
Built
3
Garage
No
Pool

30 more homes for sale in Julington Creek →Search Julington Creek on the map

FEMA Zone XHOA $48/mo0.45 acresSingle Family Residence2 stories

About this home

Julington Creek

*NEW PAINT; NEW CARPETING* Welcome to a beautifully positioned cul-de-sac residence offering privacy, space, and timeless design in the desirable Julington Creek Plantation community. Situated on a generous .45-acre lot, this well-maintained home offers over 3,500 square feet of thoughtfully designed living space. Inside, you'll find an open floor plan highlighted by vaulted and tray ceilings, a well-appointed kitchen featuring an island, breakfast bar, pantry, and eat-in nook, along with a separate dining area and comfortable living spaces. The primary suite is on the main level and includes a bay window, spacious walk-in closet, direct access to the screened lanai, and a private bath with a garden tub and separate shower. Upstairs, additional bedrooms provide flexibility, including a Jack and Jill bath, one bedroom with its own private bathroom, and a convenient second-floor laundry chute that delivers directly to the main-level laundry room.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$4,154
Property taxesest. at asking price, St. Johns County$998
HOAbilled annually$48
Estimated total, before insurance$5,201/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$4,803/yr · $400/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$750,000
$150,000
Loan Term
Monthly Payment
$4,154
Principal & Interest: $4,154
Property taxes (est.): $998
Insurance (est.): $500
Estimated Total Monthly
$5,652
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: Shingle — year not disclosed (home built 2002)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Sewer & public water · JEA

County records show this parcel on central sewer served by JEA — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,743 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Cost to own

Taxes & assessment

YearMarket valueTaxable valueChange
2025$633,376$344,650—
2024$600,180$334,229—
2023$580,081$323,038—
2022$576,098$312,173—
2021$413,885$290,623—
2020$355,778$285,920—

2025 property taxes (current owner): $4,803/yr

Estimated taxes if purchased at asking price: ~$12,000/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

History

Price & status history

  • Sep 14, 2026Closed$769,000
  • Sep 4, 2026Pending$769,000
  • Jul 25, 2026Active Under Contract$769,000
  • Jul 15, 2026Price change$769,000−$30,900
  • Apr 8, 2026Listed$799,900

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $245/sq ft; this home is listed at $218/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
344 S Checkerberry Way, St. Johns, FL 32259Listed by COMPASS FLORIDA LLCAug 2026$920,000$2854/3.53,232270.2
316 Talwood Trace, St. Johns, FL 32259Listed by INTEGRITY KEY REALTY LLCAug 2026$590,000$2095/32,8251260.3
824 Bugle Branch Way, St. Johns, FL 32259Listed by WATSON REALTY CORPAug 2026$837,000$2525/3.53,320150.4
1292 Creek Bend Road, St. Johns, FL 32259Listed by BERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTYAug 2026$887,500$2455/33,618920.5
280 Queen Victoria Avenue, St. Johns, FL 32259Listed by COLDWELL BANKER VANGUARD REALTYOct 2026$600,000$1695/3.53,544890.6
605 Fort William Drive, St. Johns, FL 32259Listed by BERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTYAug 2026$750,000$2145/3.53,51100.6

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$769,000
Price / Sq Ft$218
Bedrooms5
Bathrooms4.00
Full Baths4
Square Footage3,529
Total Structure Area4,828 sq ft
Acres0.45 acres
Year Built2002
TypeResidential
Sub-TypeSingle Family Residence
StyleTraditional
StatusClosed
# of Garages3
Has PoolNo
Is WaterfrontNo

Community Information

Address725 Piney Place, Jacksonville, FL 32259
Area301-Julington Creek/Switzerland
SubdivisionJulington Creek Plan
CityJacksonville
CountySt. Johns
StateFL
Zip Code32259
Lot Size19,602 sq ft
Parcel Number2490260440

Amenities

AmenitiesPool, Basketball Court, Children's Pool, Clubhouse, Fitness Center, Golf Course, Jogging Path, Maintenance Grounds, Management - Full Time, Management- On Site, Pickleball, Playground, Service Elevator(s), Tennis Court(s), Trash
Community FeaturesSidewalks, Suburban, Street Lights, Curbs
UtilitiesElectricity Connected, Sewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingAdditional Parking, Attached, Garage, Garage Door Opener

Interior

Interior FeaturesBreakfast Bar, Breakfast Nook, Built-in Features, Ceiling Fan(s), Eat-in Kitchen, Entrance Foyer, Jack and Jill Bath, Kitchen Island, Open Floorplan, Pantry, Primary Bathroom -Tub with Separate Shower, Primary Downstairs, Split Bedrooms, Vaulted Ceiling(s), Walk-In Closet(s)
AppliancesDishwasher, Dryer, Electric Cooktop, Electric Oven, Refrigerator, Washer, Water Softener Owned
HeatingCentral
CoolingCentral Air
FlooringCarpet, Tile
FireplaceYes
# of Fireplaces1
Fireplace FeaturesElectric
# of Stories2
LevelsTwo
LaundryIn Unit, Lower Level
SecuritySmoke Detector(s)

Exterior

Lot DescriptionCul-De-Sac
Patio / PorchCovered, Patio, Screened
FencingFenced, Back Yard
RoofShingle
ConstructionStone, Stucco
Road SurfaceAsphalt
Road FrontageCity Street

Additional Information

Date ListedApril 8, 2026
Days on Market108
HOA Fees$580 / Annually
HOA FrequencyAnnually
HOA Fee IncludesMaintenance Grounds
Tax Amount$4,803.28
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: COLDWELL BANKER VANGUARD REALTY

Sold by: WATSON REALTY CORP (buyer's brokerage)

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

The neighborhood

About Julington Creek

Julington Creek is a neighborhood in St. Johns County, FL (St. Johns County), ZIP 32259.

View all Julington Creek homes for sale →

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Sep 14, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

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