Work directly with Krista on any home here · Broker Associate · 20+ years · 500+ closings · Christie's International Real Estate First Coast

This home is in Aberdeen, St. Johns — a home near Bartram Trail High School.

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Active

Active·45 days on market·Aberdeen

272 Prince Albert Avenue

St. Johns, FL 32259

$609,900$258/sqftEst. $3,136/moMLS# 2155228

Beds

Baths

2,361

Sq Ft

2020

Built

Garage

Pool

About this home

Aberdeen

Welcome to 272 Prince Albert Avenue, a meticulously maintained home tucked away in Aberdeen on an expansive 80-foot preserve lot near the end of a quiet cul-de-sac. Just six years young, this thoughtfully designed home blends timeless comfort with everyday functionality. A private study and formal dining room frame the entry, while the inviting eat-in kitchen and split-bedroom layout provide an effortless flow for both daily living and entertaining. Outdoors, the backyard feels like a private retreat, where a spacious paver patio opens to peaceful preserve views. Relax beneath the covered porch on the daybed swing, gather around the fire pit with built-in seating, or enjoy evenings under the string lights. A retractable screen offers the option to enclose the porch for added comfort. The heated and cooled garage, not included in the home's square footage, is finished with Shark Coating floors and a screen door, creating a versatile extension of the home. Schedule a tour today!

Cost to own

Mortgage calculator

Home Price

$609,900

Down Payment: 20%

$121,980

Interest Rate: 6.66%

Loan Term

Monthly Payment

$3,136

Principal & Interest: $3,136

Property taxes (est.): $812

Insurance (est.): $407

Estimated Total Monthly

$4,354

*30-year loan at 6.66% APR (avg 30-yr rate 2026-08-27, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.66% · 30yr$3,136

Property taxesest. at asking price, St. Johns County$812

HOAbilled annually$4

Estimated total, before insurance$3,951/mo

Seller’s 2025 tax billper the MLS — includes any CDD / assessments$3,344/yr · $279/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).

Cost to own

Taxes & assessment

2025 property taxes (current owner): $3,344/yr

Estimated taxes if purchased at asking price: ~$9,700/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone E

Zone E evacuates after zones A, B, C, D in an approaching storm.

Roof: Shingle — year not disclosed (home built 2020)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,675 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History

Price & status history

Aug 5, 2026Price change$609,900−$5,000
Jul 14, 2026Listed$614,900

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$609,900

Price / Sq Ft$258

Bedrooms3

Bathrooms2.50

Full Baths2

Half Baths1

Square Footage2,361

Acres0.22 acres

Year Built2020

TypeResidential

Sub-TypeSingle Family Residence

StyleRanch

StatusActive

# of Garages3

Has PoolNo

Is WaterfrontNo

School Information

ElementaryFreedom Crossing Academy

MiddleFreedom Crossing Academy

HighBartram Trail

Community Information

Address272 Prince Albert Avenue, St. Johns, FL 32259

Area301-Julington Creek/Switzerland

SubdivisionAberdeen

CitySt. Johns

CountySt. Johns

StateFL

Zip Code32259

Lot Size9,583.2 sq ft

Parcel Number0096810740

Amenities

AmenitiesClubhouse, Jogging Path, Tennis Court(s)

UtilitiesElectricity Connected

SewerPublic Sewer

Water SourcePublic

ParkingAttached, Garage, Garage Door Opener

ViewProtected Preserve, Trees/Woods

Interior

Interior FeaturesBuilt-in Features, Ceiling Fan(s), Eat-in Kitchen, Entrance Foyer, Kitchen Island, Pantry, Primary Bathroom -Tub with Separate Shower, Smart Thermostat, Split Bedrooms, Vaulted Ceiling(s), Walk-In Closet(s)

AppliancesDishwasher, Disposal, Double Oven, Dryer, Electric Range, Electric Water Heater, Microwave, Refrigerator

HeatingCentral

CoolingCentral Air

FlooringCarpet, Tile

# of Stories1

LevelsOne

LaundryIn Unit

Spa FeaturesCommunity