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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Yulee.

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Active·2 days on market

76529 Longleaf Loop

Yulee, FL 32097

$439,000$161/sqftEst. $2,432/mo mortgageMLS# 2169680
4
Beds
3
Baths
2,727
Sq Ft
2006
Built
2
Garage
No
Pool
FEMA Zone XHOA $45/mo8,276 sqft lotSingle Family Residence2 stories

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Krista Fracke, Broker Associate. You'll hear back from me directly, not from a call center.

About this home

Yulee

Freshly Remodeled & Ready to Impress! Discover the space, style, and flexibility you've been looking for in this stunning 2-story, 4-bedroom, 3-bathroom home offering 2,727 sq ft in Timber Creek Plantation! Step inside to a formal dining area near the entrance, then fall in love with the amazing kitchen featuring double refrigerators and an open-concept layout flowing into the family room—perfect for entertaining. The downstairs bedroom and full bath offer flexibility for guests or multigenerational living, along with a dedicated laundry area. Upstairs, enjoy three additional bedrooms, two bathrooms, and a versatile loft ideal for a game room, home office, or second living space. The spacious primary suite boasts an ensuite bath, double walk-in closets, a soaking tub, and a separate shower. A split-bedroom layout adds extra privacy. Built in 2006 on a 0.19-acre lot, with a 2020 roof and HVAC systems updated in 2018 (upstairs) and 2024 (downstairs).

Next steps in Yulee

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Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$2,432
Property taxesest. at asking price, Nassau County$606
HOAbilled semi-annually$45
Estimated total, before insurance$3,083/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$2,285/yr · $190/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$439,000
$87,800
Loan Term
Monthly Payment
$2,432
Principal & Interest: $2,432
Property taxes (est.): $606
Insurance (est.): $293
Estimated Total Monthly
$3,330
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-15, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone G

Check floridadisaster.org/knowyourzone for what this designation means locally.

Roof: Shingle — 2020 per the listing

A recent roof is the single biggest lever on Florida homeowners-insurance pricing.

Solar potential: ~1,708 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of October 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Around this address

Nearby, from public data

The closest public beach, park, water access, league fields and grocery store from this home's location.

Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; stores from state food permits and each chain’s store list. Distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.

Cost to own

Taxes & assessment

2025 property taxes (current owner): $2,285/yr

Estimated taxes if purchased at asking price: ~$7,300/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 435 current Nassau listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

History

Price & status history

  • Oct 16, 2026Listed$439,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $192/sq ft; this home is listed at $161/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
76097 Tideview Lane, Yulee, FL 32097Listed by HERRON REAL ESTATE LLCAug 2026$350,000$1574/22,23420.2
76002 Tideview Lane, Yulee, FL 32097Listed by KELLER WILLIAMS REALTY ATLANTIC PARTNERSJul 2026$478,000$1923/2.52,484590.3
76546 Timbercreek Boulevard, Yulee, FL 32097Listed by UNITED REAL ESTATE GALLERYAug 2026$510,000$1985/2.52,57270.4
75104 Morning Glen Court, Yulee, FL 32097Listed by KELLER WILLIAMS REALTY ATLANTIC PARTNERSSep 2026$358,000$1814/21,974290.7
75225 White Rabbit Avenue, Yulee, FL 32097Listed by BLUEFIN REAL ESTATE GROUPJul 2026$450,000$1974/32,288130.7
77205 Cobblestone Drive, Yulee, FL 32097Listed by SEFAIR INVESTMENTS, INC.Jul 2026$264,000$1223/2.52,16340.7

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$439,000
Price / Sq Ft$161
Bedrooms4
Bathrooms3.00
Full Baths3
Square Footage2,727
Total Structure Area3,472 sq ft
Acres0.19 acres
Year Built2006
TypeResidential
Sub-TypeSingle Family Residence
StyleTraditional
Property ConditionUpdated/Remodeled
StatusActive
# of Garages2
Has PoolNo
Is WaterfrontNo

School Information

County schoolsNassau County Schools
ConfirmAssignments come from listing agents and zones change; confirm the address with the school district.

Community Information

Address76529 Longleaf Loop, Yulee, FL 32097
Area492-Nassau County-W Of I-95/N To State Line
SubdivisionTimber Creek Plantation 1
CityYulee
CountyNassau
StateFL
Zip Code32097
Lot Size8,276.4 sq ft
Lot Dimensions52 x 155 ft approx.
Parcel Number112N26205000690000
ZoningSingle Family

Amenities

AmenitiesPool, Basketball Court, Clubhouse, Playground
Community FeaturesSuburban
UtilitiesElectricity Connected, Sewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingAttached, Garage, Off Street, On Street
ViewTrees/Woods

Interior

Interior FeaturesBreakfast Bar, Built-in Features, Ceiling Fan(s), Eat-in Kitchen, Kitchen Island, Open Floorplan, Pantry, Primary Bathroom -Tub with Separate Shower, Split Bedrooms, Walk-In Closet(s)
AppliancesDishwasher, Electric Oven, Induction Cooktop, Refrigerator
HeatingCentral, Electric
CoolingCentral Air, Electric
FlooringCarpet, Tile
# of Stories2
LevelsTwo
LaundryElectric Dryer Hookup, In Unit, Lower Level, Washer Hookup

Exterior

Patio / PorchCovered, Rear Porch, Screened
RoofShingle
ConstructionBlock, Frame, Stucco
Other StructuresShed(s)
Road SurfaceAsphalt
Road FrontageCity Street

Additional Information

Date ListedOctober 16, 2026
Days on Market3
HOA Fees$270.5 / Semi-Annually
HOA FrequencySemi-Annually
HOA Fee IncludesMaintenance Grounds
Tax Amount$2,285.12
Tax Year2025
Listing TermsCash, Conventional, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: FREEDOM REALTY GROUP LLC

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

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20+ years · 500+ closings · NE Florida

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